The Housing Tale- a history- not a mystery- just bank business

September 24, 2015 at 3:33 pm 1 comment

meter oh boy

My phone rang this morning from US Bank NA https://www.usbank.com/ They have written twice to Charleston Village Society thinking we were a Home Owners Association.

USB they were following up on 1721 W 12th Street
172112

According to the Lorain County Auditor’s Site this property transferred to them under Sheriff’s Deed January 5th 2015

Transfer History – 2015000025
Sale Date Sale Amount Conveyance/Exempt Number of Parcels
1/5/2015 $22,000 2015000025 1
Parcel Grantor Grantee
0202028107009 HAGWOOD HERBERT M JR & HALSTEAD HOLLY M US BANK NATIONAL ASSOCIATION


red flag
Not a problem there but the red flag went up once more because I had received a letter before ,from this bank, thinking we were a Homeowners Association for 329 Hamilton ah yes 329 Hamilton.

The other property mentioned as being under Vision Property Management AKA Kaja Holdings II ( of the many roman numerals association with Kaja ) and
RVFM II SERIES LLC ( most worrying all these roman numeral LLCs)-
https://thatwoman.wordpress.com/2015/09/11/the-housing-court-and-you-lorain-part-one/

329ham
This property was also a Sheriff’s Deed and according to the Auditors site was purchased back for $40,000 – and in my humble opinion was another bank dump for $4,355 WITHOUT POINT OF SALE – The obligatory hand-written sign RENT TO BUY went up AND YES THERE ARE PEOPLE NOW LIVING THERE !

https://thatwoman.wordpress.com/2015/09/17/the-follow-up-a-tale-of-two-houses-city-council-loraine/

Sale Date Sale Amount Conveyance/Exempt Number of Parcels
11/17/2014 $4,355 2014005153 1
Parcel Grantor Grantee
0201006108004 US BANK NA TRUSTEE RVFM 11 SERIES LLC


This property was coming up before Lorain’s Housing Court for No Certificate of Inspection ( aka POS) – outcome ?????????

When the US BANK NA phoned this morning – September 24th- I stated the property at 1721 W 12th was NOT in Charleston Village Society’s area and said:

“Are you selling this property on?”

USB:
I really can’t say I am just clearing any paperwork with the property

Oh well before you do “sell on” or transfer to a Property Management company for a percentage of the properties worth you should be aware there is a Certificate of Inspection requirement in Lorain- since January 1st 2014- Your bank neglected to follow through on that aspect for your property at 329 Hamilton . You might want to red flag your properties in Lorain as needing a Certificate of Inspection.

USB- Oh I will make a note of it

red flag
And Lorain might want to flag their properties, as every Lorain property that I clicked upon of the 116 owned by US Bank NA went back to them under Sheriffs Deed-

Granted it was a random search but what are the odds the majority of those properties are similar Sheriffs Deeds? Even the $100,000 5098 AVON BELDEN RD NORTH RIDGEVILLE OH 44039.

Elyria, you might want to check there are a plethora in your community – Hopefully they won’t be dumped – I can tell you from years of experience those type of sales do not “help ” the worth of housing stock in the neighborhood…..
https://thatwoman.wordpress.com/2012/07/11/banks-banking-on-lorain-business-of-blight-devaluing-lorain/

The banks have been bailed out once for poor business practices “Banking and Sub Prime 2008- . I, for one, do not want to keep suffering for their poor mortgage decisions . Hopefully US Bank NA gets the message that they have to follow the laws of Lorain! Any Bets????

red flag
US Banksc

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Entry filed under: a Cow -elle opinion, Charleston Village, Corporate responsibility, hell is other people, Lorain Multi Property Owners, notorious opponents of exactitude. Tags: , , , , , , , , , , , , .

The Follow-up – A tale of Two houses City Council Lorain(e) October 3rd- Life- Chris Ritchey

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