Lorain’s Lost Housing and Political Machinations
I don’t get involved in the who is who – vote for- aspect BUT I have heard over and over again both in the real media and social media the surface knowledge of Lorain’s Housing being used as fodder for the “vote for me” campaigns .
Unfortunately, I am of the opinion neither Mr. Tim Carrion (IND) or Ms. Jesse Tower (REP) have looked at the housing issues in-depth. These issues have become mythered with politics and this will sound good to the voting public campaign rhetoric !-Lorain deserves educated observations and decisions not sound bites for print.
Ms. Tower stated in the Chronicle Telegram article yesterday
Tower said the $100 inspections are unfair to property owners and reduce housing sales, increasing blight.
“The government should be there to help the residents, not to hinder the residents,” Tower said. “If you want to buy a falling-apart house, then why is the government telling you not to buy it?”
I am afraid I emphatically disagree- I have fought blight and have gone before government committees and courts in Ohio and Washington DC with regard to blight and blighting neighborhoods. – $100 housing inspection costs DO NOT Increase Blight – far from it !
Oh! Ms. Tower , you are much mistaken in the fact the majority of Lorain substandard homes were being purchased by people wanting a home – for the most part these “old houses” were being traded back and forth by LLC’s and “property managers”. They are listed in this link
and some more out of town-ers are still causing issues to families – read it and weep.
Every single person who wishes to purchase a home in Lorain should be assured their property meets “minimum standards of safety”. $100 for an inspection is cheap to make sure a child goes to bed without the threat of a faulty furnace, a mother and father know the plumbing will not haunt them and lead paint is not an issue.
Mr. Carrion also had his say
Of the vacant homes, 171 were graded D and 95 graded F. The study recommended demolishing all the D and F buildings. However, Carrion said there should be greater focus on rehabilitating homes.
Mr. Carrion for your edification
“If some things need to be torn down, let’s do it,” Carrion told Young Tuesday. “But you can’t just take a wrecking ball to everything. Some things need to be salvaged.”
Unfortunately Mr. Carrion – easier said than done. Using Federal/ State funds has some serious rules and repercussions ( as mentioned when Lorain broke the rules and bent them in “previous years under the old Community Development Dept) and they frown upon rehabbing a house for 30 , 40, 75 or $100 thousand when Lorain’s market value for homes, in these older neighborhoods, are selling for 10-22 thousand – thanks to a lot of bank dumping and LLC’s.
Lets take a wander through some business practices here in Lorain. One property management company JB Patriot Properties ( Jerrod Biebrick- who appeared before Magistrate Cook last week-
I did a quick check of only 40 properties of the 80 Mr. Biebrick stated he owns- of those 37 are delinquent in their taxes for over $150,000 dollars total.
I can’t see where any attempt was made to pay down the taxes in the years he has owned the properties. Also, look at the sale prices of just one page from the auditors site –
( sale prices listed far right)
These properties have taxes owing on them for years – The property he states on his articles of incorporation on the 11 LLC’s he holds is 1101 34th Street.
1101 34th Street- purchased in 2009- for $10,900- from yes another familiar bank- US Bank NA- even has taxes owed on those prestigious corporate offices – the real estate tax for this “building” is $711.22 cents per year and owed is $3,791.24 – ( YOU DO THE MATH how many years of back taxes???)
Can you honestly believe if the county foreclosed on these properties the amount of money that would be needed to rehab them would be available ?
Oh Yes !I can just see it now – properties whose highest sales price- per my example Mr. Biebrick was a mere $17,500. Yes! I can certainly see the state and federal programs throwing money into any one of these properties – I THINK NOT!!!! nor would I want them too.
These examples do not take into account the George Schneider properties( 37 of them in the demo line)
the Lew Strnad properties – the wheeling and dealing , trading and dumping going on before January 2014. Oh! there are more out there believe me – I look at them every day in this Lorain’s oldest neighborhood.
Let us look at the most recent demolitions and how they got to be razed- this was not the fault of this city it is the fault of business practices that I believe are at the very least unethical.
This home was demolished at a cost estimated for each demolition of $25,000 – the neighbors cheered – but HOW did we end up demolishing this property?
THEY didn’t pay the taxes.
Perhaps Mr. Ernest and Alice Iseminger couldn’t afford to pay their taxes- One would have to wonder if that were indeed the case since Mr. Ernest Iseminger was in fact (according to LinkedIn) during his time here in Lorain County Vice President, Development and Alumni Affairs Oberlin College and is NOW –
Vice President, Advancement and External Relations at Claremont McKenna College.
His wife, Alice- the Owner, Seniors Helping Seniors Cleveland/Akron, Ohio Area Individual and Family Services
Now I think they could have managed to pay the less than $700 a year in taxes on this property. According to the neighbors, the day I watched the home being demolished, it was rented out and left to its own decay.
So EIA Investments -it seems – rented it out- and the non payment of property taxes continued to climb – and now WE the taxpayers ( because this is where the money ultimately comes from – ) pay to have the property taken down. I certainly hope the Lorain County contacts EAI Investments and the Isemingers to recoup some of these costs. ?
so the total of all structures is $19000.00.Cost includes, legal, title exams, asbestos survey, abatement, demo and site restoration
This is just an example of the nine properties mentioned in the article 3 were bank foreclosures ( Citi Bank and Fannie Mae) two possible deaths – and 907 W 9th under the name of Jeremy Brogan – Mr. Brogan is still listed as owning property according to the Lorain County Auditors site
My concern is the lack of knowledge both by politicians running for office and the citizens of this community as to the real business of “affordable housing” in Lorain. I don’t think we can afford the business practices of – buy it cheap- rent it out- forget the taxes- and walk away . Because according to Prosecutor Will and County Treasurer Mr. Talarek from the Chronicle
The county has stated via Mr. Wills the prosecutor in the article fro
Will said when he first took office in 2005, the county took a much harder line on trying to collect back property taxes than it does now.
He said that once the property market headed south, many of the properties lost value and it became harder to foreclose and subsequently sell the properties for enough money to justify the expense.
Property that is foreclosed on must be assessed, and the county must try multiple times to sell it at sheriff’s sale.
“It costs a lot of money to foreclose on a house,” Talarek said.
If the land doesn’t sell, Will said, it could become state property and it could be sold at an auditor’s sale, but it would be unlikely to go for enough to cover expenses, let alone the back taxes.
“Sometimes it becomes counterproductive to be aggressive,” he said.
And those in the businesses of “walk away ” rentals KNOW THIS! And now Ms. Tower and Mr. Carrion hopefully you know it too. Lorain’s housing is more than a sound bite !
Entry filed under: a Cow -elle opinion, city of lorain, commentary, Lorain Multi Property Owners, notorious opponents of exactitude. Tags: City of Lorain, disgraceful, EAI Investments LLC, Ernest and Alice Iseminger, JB Patriot Properties, Jesse Tower, Landlords the big business, local politics, No back taxes collected, real-estate, The Law, Tim Carrion, waste not want not.