Archive for November, 2017

Lorain’s Housing- owners of the dirty diapers- Part 3

 

And the clog in the system keeps on coming .

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

https://thatwoman.wordpress.com/2017/11/06/lorains-housing-owners-of-the-dirty-diapers-pt-2/

You  would think , this house at 1348 West Erie, after being front page in local media ( print and electronic) predatory  property holders   investigated by  all and sundry  ( including the NY Times) https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/ we would not find ourselves back to  square one.

Touted as the poster child by  realtors as being a negative because of  the amount of money  having to  be put in escrow ( Point of Sale) as  being a detriment  to  home sales in Lorain.

Lorain house sets record with $45,750 escrow requirement by R. Payerchin June 2014 –

http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

Let us revisit once again  the housing court history – First up after the dumping of the home by Federally  backed mortgage company  Fannie Mae to  Kaja Holdings  for ZERO dollars  and NO  Point of Sale Inspection, Fannie Mae acquired the property Aug. 2013

Sale Date: 8/5/2013
Sale Amount: $95,116.00
Conveyance: 2013003968
Grantor: KRAUSE TODD
Grantee: FEDERAL NATIONAL MORTGAGE ASSOCIATION

it was purchased February 2015 from Fannie Mae   1 year and 1 month  after Point of Sale was introduced to  Lorain

Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

Many trips to  housing court  and then finally  the lawyer (after much publicity)   arrived on scene only  to  be given “time” grace time to  fulfill their promises- little discussions at the table to  the side with  the ”  Lorain City Prosecutor ” who  agree with  giving the benefit of the doubt on more than one occasion  ( sigh) First up for Kaja Holdings was attorney


JIANG, LEI
http://eb5info.com/eb5-attorneys/35-lei-jiang
From what I could gather that day of August 12th,2015, the attorney Jaing, Lei was given another court date of September 9th to remedy and or update the situation

Then a lot of toing and froing – another continuance  this time   December 9th,2015  nearly  a year in housing court   https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

Fast forward  to  April 2016 5 months after the December 9th continuance another court date and another attorney this time

 

Mr. James White http://www.fkwdlaw.com/attorneys/james-r-white/

 

( who   started a dialogue on this blog ) https://thatwoman.wordpress.com/2016/04/07/plump-lady-plummets-and-the-housing-trip-continues/

I had contact with Mr. White through emails about 1348 West Erie and what his clients proposed to  do : In fact August 3rd  2016  found the following email :


Hi Loraine- Several of the violations to  the exterior have been repaired. The City’s required escrow to  perform the repairs has been deposited with  an escrow agent with  repairs to  follow.

Great news “finally  something happening BUT…. looking through the paperwork on the home of 1348 West Erie PDF   found here :   1348

Mr. White did get that  escrow “lowered” from  $45, 750 . to  $16,680  and then lo and behold the property  changed hands AGAIN ( twice – albeit to  the same man but different LLC’s- Mr. Farah Issa  and Kaja Holdings got their escrow money  back!!!!


Mr. Issa was duly  notified he had to  assume the escrow amount  and he apparently  did according to  the PDF file  pages 34,35,36 of the PDF .

 

 

 

and

Certainly  Mr Issa was not unaware of the issues with  the house  .  Contacting the BHP Dept I received this email  via Mr. Given SS Director  (my  bold):

Attached is the file for 1348 West Erie Ave. Page 34,35 and 36 of this document is the current hold of escrow for the property from the new buyer. The escrow was released back to Kaja once the funds were placed for the new buyer. This property actually transferred to Prosperity Investment Fund LLC and then again to FICC Realty Holdings – same agent on the Corporations though (Carmen Camino). They were supposed to be in court on October 11th (the summons shows service on court site) but they did not come to the hearing. I must assume that Law will attempt service again (since they won’t issue warrant on corporation).

And yet after the Demolition Board of Appeals  pronounced sentence on October 19th, 2017
http://www.morningjournal.com/article/MJ/20171019/NEWS/171019306
because of the numerous complaints – Fannie Mae, Kaja , etc etc.  and lack of action on this property  ( well apart for the legal eagles that is) Mr. Issa showed at the  November 16th, 2017 Demo  Appeals Board ( even though his property was not on the agenda)
as covered by  Rick Payerchin of the Morning Journal
“Owner makes plea for house that has been Lorain ‘problem for decade’”
http://www.morningjournal.com/article/MJ/20171117/NEWS/171119547
and HERE WE GO AGAIN!!!!! you  would have thought  Mr. Issa  would have gone by  his property  and at least secured the doors to  the garage and little out building ( cottage)when he was in town.
The only  ones , it seems to  me in my  opinion, making  headway  with  1348 is the attorneys  , it certainly has been a fairly  lucrative proposition for the past months and now years.
We, Lorain, are allowing this behavior. Where is our Law Dept.? They, including Law Director Pat Riley,   are supposed to  represent us, fight for us , this home , once loved , still loved has been left rotting  whilst  the legal system  floundered around  like the last dying gasps of that fly.  Those who  represent the legal aspect  are accountable for the last 2 years of this history  and if this is the way  we proceed legally  in Lorain then  we need to  address that aspect!!!

One , unless they  have researched the disappointing process of legalisms, inspections, housing courts, thinks it is easy   but trust me on this after years of the “history ” of 1348 – we, the public  are naïve and welcoming the big fat spider into our parlour to  devour our quality  of housing, buildings and life. It is the biggest foulest filling of the diaper yet and it oozes  out  a putrid stench  ….Picture: Arleevector)

 

 

 

 

Advertisements

November 19, 2017 at 6:06 pm 4 comments

Lorain’s Housing -owners of the dirty diapers- Pt 2

DEJA VU  the dirty  diaper is reeking 3620 Clifton November 3rd  2017


 

 

 

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

 

October 19th- 2017 another year another Demolition Board of Appeals . (9:00 am) Hours of sitting scribbling notes and feeling filthy – hundreds of photos – disgusting photos of human and animal waste, homes that had been built with  families in mind left   rotting and decaying  , carpets heaving with  mold and fleas

and heaven knows what else that  was breeding in those structures.  The mold  in this home had attached itself  not only  to  the surface areas but has literally  compromised the wood and structure of the home. Well what do  you  expect when it had been open to  the elements for years.

 

In other properties , stairs to  the 2nd floor  so  dangerous that even the squatters had brought in a step-ladder to  gain access,  whole floors missing as they  had been torn up to burn in a partially  working fireplace. Even more disgusting –for me at least – is that human beings  were actually  living, partying and doing drugs in amongst the  human waste, mummified cats and some more recently dead animals , rat feces everywhere, a drive up  window where apparently  the dealer of drugs sat as his/her customers made their purchases. Hypodermic needles , remnants of alcohol containers, food  littered every  horizontal surface.   One home, although a small tree had grown through a window awning,  was not in the same terrible  state  therefore the Demo  Board took the home off the list voluntarily.

There is a  sub culture in this town using these nauseating dwellings   as evidenced by the insides of these structures. These structures  are obviously  deemed safe from prying eyes   by those who  frequent the vomitus homes for their illegal and dangerous dealings   because no  one in their right mind or any  sort of consideration of their own worth  would enter these places let alone  sleep on  an excruciatingly   filthy  couch surrounded by human feces and animal waste, rats and fleas – It just doesn’t bear thinking about .

It is no  wonder those that had to  inspect had to  wear masks and environmental protection gear. The Lorain Police Dept. having to  check to  make sure the properties were at least free of the dangerous human elements. Hundreds of photos later  I  was thankful the smells of those places  were missing from the presentation.

Everyone was sworn in who  intended to  speak . I didn’t take the oath  for once I wanted to  observe and keep my  mouth  shut……. and then Deja Vu. One of the homes 4310 Meister Road – empty  and decaying for 5-7 years

Since this was an appeals board, people could appeal the property  being put on the demo  list. A property  LLC representative came before the board  offering $70,000 to  save this house. There was much  discussion and to  the needs of the house, all which  apparently  could be rectified. Oh that is a positive one would think : So  why  was I  sending out panicked mind messages to  the Board members  ( not having been sworn in) NO! NO!  please NO!!

Back I was transported to  another demo  board of appeals  3620 Clifton on January 2013.

January 2013 Photo Lorain 365

1. We now know that a property 3620 Clifton purchased in 2011 after five years of being open to the elements was deemed bad enough to be issued a search warrant in Sept 2012-

2. Declared a public nuisance and uninhabitable – the property listed for demolition ( along with two neighboring properties ) Jan 4th 2013

3.Given a reprieve because the “Duo of Will Do” ( Barbee and Johnson) owners pleaded before the Demolitions appeals Board for more time a week later Jan 11th 2013 by that same board . A board that had doubts caved to the “give em a break mentality”

You  can find the series and reports ( all documented ) https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/

The fact the gentleman at the mic was well meaning didn’t change my  mind. You  see he had not purchased or even had letter  of intent to  purchase from the supposed owner of the property ( another of those wonderful banks) – 

 

he did not have a business plan or list of contracted subcontractors showing the intent to  do  the work  or even a  check as a gesture of intent.

 As the representative of the legal dept. spoke those  words (paraphrasing because I  was instantly sent back to  another  time -2013) “we can always  re-inspect……. aaaaaahhhhhhhhh”and FAMOUS last words from  3620 Clifton

Mr. Cantu 2013 :  Yes! because we could cite him on property maintenance if he doesn’t continue to go on.    NNNNNNNNOOOOOOOO please no!

Because those same words uttered led to  3620 sitting for another 4 years and having to  start the process all over again…….. see the photo  at the top  of this post. The Statute of Limitations ran out.

When we (Lorain 365 Blog) https://lorain365.com/  researched the process of 3620 Clifton , we found that inspections are not all what they  are cracked up  to  be . For instance for the inspectors etc to  go  through the inside of these properties there is a lot of legal  procedures. The city  has to  get a search  warrant. ( these are for these abandoned homes).

We found the properties could only  be inspected from the street or neighboring property ( with  permission) in the case rehabbing a property ( residential)  unless the inspectors were “invited in by  the owners”.

Should electrical or plumbing permits are pulled  they  can fall under inspection process.

BUT what if people don’t ask them in or  pull those permits – and that does happen a lot believe me – happened to  the house  next door to  me on both  sides – one is now  demoed). You  see not everyone follows the rules ( if they  did we wouldn’t have these structures in the first place!!!!

 

I was very  interested in the mold abatement – and it seems   an unscrupulous builder, contractor  could very  well come in spray  the bleach  , chemicals  put up new drywall  change out the carpets and Voila…..you  are non the wiser…… unless the Building Dept are asked in………. Yes I  can see that happening with  especially  the out of town LLC’s – I  don’t think so!!!!! From the City  of Lorain BHP dept.

As to going in and inspecting the removal of mold etc. the Building Department has to be scheduled for an inspection. If the owner would like us to be out there for that inspection – we would go. In other words – we just can’t show up and expect to be invited in.

As far as the electrical, plumbing, heating etc. All of that work (the rough in inspections, undergrounds) will probably require permits (any new wiring, furnace/ac, water lines etc. require permits). Those inspections are encompassed within the Building Permit (and required Building Code regulations).

 

We, the law abiding citizens and property  owners ,  are not protected by  a system that has no  accountability – and so  it continues  – back to 1348 West Erie  next time …….. Welcome to  my  parlor  (Lorain) said the fly  to  the spider – slice us and dice up

To Be Continued

 

November 6, 2017 at 5:02 pm 7 comments

Nov 3rd – Moments to Hold- Chris Ritchey

Thanks to  school starting times , every  weekday morning I spend with  your nephews Gavin and Braedyn.  I am lucky  in that respect  every    morning I  see the two  little boys so  dear to  my  heart and to  my  happiness.

 

Gavin , is definitely  the morning person, he is chatty  and excited about his day. Braedyn is just like me , we do  not do  mornings at all well.  Leave us alone, don’t  force us awake into  the morning, especially  when it is dark out.

Knowing how to  wake a non-morning person is half the battle .  So for now, after everyone has left , tiptoeing into  the bedroom ,  a gentle rub on the back, a small warm plump  hand of a little one, curls warmly  around my  fingers, a soft pink cheek flushed with  sleep  and for just an instant  a tiny  start of a smile plays across his lips, ,then the realization it is time to  wake- don’t talk , move quietly , let the half asleep non morning person dictate the waking process.

 

My  hand rests upon  silk soft curls  and a kiss on the forehead can be met with  an unknown response – depending on the mood.  I wouldn’t change one thing, and I  hold those moments in my  heart – the laughter of Gavin  so grown up – his take on the world as he has his breakfast, his humour a lot like yours , Braedyn’s temper so  much  like mine and yours, soon over it and then all smiles and hugs.

Soon Braedyn  will wake with  the rest of the household, no  more moments of the time of warm wakefulness- the time between dreaming and morning for me. He will be too much  of a big boy . But I  will hold these moments, grab onto  them  as they  melt away   too soon.

Moments of you  fly  into  my  mind all day  and most of the nights, some are of another little boy’s silky  hair, skin so  warm and soft, arms  reaching out , chubby  fingers, hearing your voice,

“come up  and kiss me goodnight”

stroking your cheek, a kiss on the forehead a smile……….-

And then  there are the moments that come unbidden , a man full grown but still my  child ,  a hand that squeezed mine  when  you  could not talk , silenced by  the vent , with  such strength I  jumped with  surprise…..what was it you  were trying to  say ????

… my  thoughts vary  was it goodbye, was it a final I love you …

Your cheek as soft and warm as any  child  . I stroked your forehead and placed cool compresses that final night, kissed your burning forehead  knowing something was very  wrong.

My  heart rages within me  trying to  hold onto  the moments of you…..

 

 

I love you  Chris  , you  are not forgotten, two  little boys know you and you  are a part of our mornings, days  weeks, months and lives………

November 3, 2017 at 1:05 pm 3 comments


Categories

Archives

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 198 other followers

November 2017
M T W T F S S
« Oct   Dec »
 12345
6789101112
13141516171819
20212223242526
27282930