Posts filed under ‘a Cow -elle opinion’

Nov. 11th- Youth Lost- Medals worn- Remember

Design ( artwork Chris Ritchey  2009)

Design ( artwork Chris Ritchey 2009)

I have always tried to Remember those who fought on November the 11th – from granddads, uncles and my father- to my generation, my husband USAF, my cousins and to those friends who have lost their sons to war.

I was pleased and touched the last piece of art work produced by my son was in honor for another young man who gave his life for his country ( in remembrance)- Eric Barnes .

I was reminded on Remembrance Sunday, as I walked through the dining room, of my father . I hadn’t looked at his medals in a very long time as they hung over the sword he bought me ( The Sword of Charlemagne ) incase I ever did Camelot again. He was coerced into polishing up a sword for the theatrical production in which I was involved -a lousy job and one he decided he wouldn’t do again – hence the purchase of the sword !

There was a lot of dust, the ribbons had lost their sharp colours over the decades and they decidedly needed a clean . I knew some of his medals were gone – RN Long Service and Good conduct Medal, The Arctic Star and the Oak cluster – I had used them to pin my dolly’s clothes when I was just a little one.
Although I had written about his Royal Navy Career in the series along with my mother’s remembrances of those days of world war two –

I can’t really remember having ever “looked ” closely at the medals.
I was surprised at the number of theatres of war in which he had been involved. And then, I remembered this man , my father who had been in the Royal Navy before war broke out and had seen so much in those terrible years was only 28 years old when Victory was declared – my mother 26-. War is for the young they say ……

1939-45 Star

1939-45 Star

The 1939 to 1945 Star was awarded for any period of operational service overseas between 3 September 1939 and 8 May 1945 (2 September 1945 in the Far East).Naval personnel qualify after 180 days afloat in areas of operations as laid out in the regulations between certain specified dates.


Naval personnel anywhere at sea in the Mediterranean or in harbour in North Africa, Malta or Egypt between the above dates will qualify. Those serving in direct support of the Eritrean and Abyssinian campaigns between certain other specified dates will also qualify.

THE ARCTIC STAR**** The Arctic Star is granted for operational service of any length north of the Arctic Circle (66 degrees, 32’N) from the 3rd September, 1939, to the 8th May, 1945, inclusive. The Arctic Star is intended to commemorate the Arctic Convoys and is designed primarily for the ships of the convoys to North Russia and their Escorts. •Royal Navy and Merchant Navy: naval and Merchant Navy service anywhere at sea north of the Arctic Circle to include, but not limited exclusively to, those ships participating in, and in support of, Convoys to North Russia

Atlantic-L THE ATLANTIC STAR******
The Battle of the Atlantic took place between 3 September 1939 and 8 May 1945 as German U boats, aircraft and surface vessels attacked the convoys transporting valuable supplies from America and the colonies to Britain.
Warships of the RN and aircraft of the RAF escorted the convoys, hunted the U boats, fought German ships and, despite some notable German successes, the allies won a comprehensive victory in the Atlantic

Italy_Star THE ITALY STAR Naval personnel must qualify first for the 1939 to 1945 Star before the Italy Star can be awarded. It is then awarded for service at sea in the Mediterranean between the above dates provided that it was directly connected with active operations in the Mediterranean theatre.
George 5th medal
George VI Medal *****The duration of the Second World War in Europe was from 3 September 1939 to 8 May 1945, while in the Pacific Theatre it continued until 2 September 1945. The War Medal 1939–1945 was instituted by the United Kingdom on 16 August 1945 and was awarded to all full-time personnel of the armed forces and merchant marines

My dad also earned the Royal Navy – Long Service and Good Conduct Medal

ww2-oak-leaf-midand the Oak Leaf –

Oak Leaf awarded to personnel who have been mentioned in despatches in action with the enemy (all environments) in war.

HMS Speedwell
I believe ,in researching my dad’s history, a mention of the incident for which he was mentioned in despatches

Cyril Green:

1400 – Explosion in our ship don’t know whether we hit or what it is yet someone gave a scream.

1445 – Explosion was heater drain observation tank in boiler room exploding. 2 stokers seriously scalded and 1 fractured elbow.

We left Harmatris to two Russian tugs and proceeded to Polyarnoe (Russia) at all speed.

I should like Commanding Officers of all Minesweepers to know that I fully appreciate the good work in the difficult conditions in the past few days searching, escorting, and hunting under the nose of the enemy sea and air forces. It does everyone, but especially the Engine room department, great credit that all ships have been ready for service whenever called upon and I am sure that valuable lives and ships have been saved by the good work performed.

CommanderSenior Officer, Sixth Minesweeping Flotilla “

The HMS Speedwell was a minesweeper and now a segue back to Lorain
and another naval man Admiral Ernest J King

Admiral King

Admiral King

His tribute space has the flags flying – not on a flag pole but a ship’s mast and a “minesweeper mast” at that rescued from the from the old American Ship yard.
Old Mast at American Shipyard
AK flag old

Photo Lisa Miller

Photo Lisa Miller

( Now in place at the Admiral King Tribute Site 1st and Hamilton)

Photo - Lisa Miller

Photo – Lisa Miller



November 10, 2015 at 12:15 pm 2 comments

Politics – Park- Reservation- and a Presidential Candidate


November 3rd will find the local election upon us- I will be glad when it is over! I suppose the “characters of change” will find something else to rail about subjecting us to their Neolithic form of debate .

I worry for this community, as to the bottom feeding blowhards that have surfaced through the muck and mire of politics. Although, I have to admit some of the you tube antics/ music( music??? may not be the proper description ) and sign placements did give a few chuckles. Pity the characters get in the way of a decent debate ! To be expected I guess, the form of debate around here seems to be of the name calling , concrete and windows type.
I was researching through my back hard drives this morning for something I had saved on what is now known as Veterans Park. You see the little park that has witnessed so much
and barely missed the “wrecking ball” back in 2005 due to “politics” has now been designated a Lorain County Historical Landmark Site .
That little park from whence this city was platted finally has its due!
public square
The respect for this little green space wasn’t always the case – her story can be found here

WoM Logo  by  Scott Baklar

WoM Logo by Scott Baklar

As I researched through those files, I came across a post from the now defunct WoM Blog.

ED NOTE: I am irritated as I look for items I know were recorded and researched on that old blog – no longer available

. But I did save some things. One such post was written by Scott Bakalar ( and myself) in February 2006, when the then Editor of the Morning Journal John Cole was trying his damnedest to bring senior citizen housing to the little park- he and his cohorts had also tried to give away acreage to the Shawnee and it is all to be found in that WoM post
wordofmouth cole

There is a lot of information in that document , not only about the little park, the wheeling and dealing of politics and a certain Mr. Terry Casey
craig foltinand friends
Mayor Foltin’s email to Terry Casey 2005

Re: John Cole, longtime editor of the local newspaper. “I feel he should be briefed early (even in the next week or two) with the understanding that we are in very early stages and he will be the first to know if anything happens and when it becomes public,” Foltin wrote Oct. 11 in an e-mail to Casey. “He can personally squash any nay-saying and ensure broad community support.” – PD 3/5/05

If nothing else works, the Eastern Shawnee could file an aggressive claim for far more land than they actually need for casinos, threatening the state with millions of dollars in reparations. Then, the tribe could drop the claim in exchange for approval to open casinos.

“So the Indian gaming just gives us a few other options,” says Foltin as casually as if he were discussing dinner plans.

You could almost call that blackmail. And you’d think Foltin would worry about losing his Republican allies. He’s not. “The sense that I’ve gotten is that they aren’t mad at me,” he says. “They understand why I have to do this.

ED NOTE: THEY are presumably Republican Foltin’s political party comrades in arms! I didn’t and never will understand why this community spent hundreds of thousands of dollars to try to become a “reservation” but apparently the politicians understood!

WoM Logo  by  Scott Baklar

WoM Logo by Scott Baklar

Starting off a firestorm of wheeling, dealing, controversy and spending of taxpayer’s money. The fact that National Capital One (in whose direction we were pointed) and Terry Casey, spokesperson for National Capital One who had a less than a sterling reputation was never mentioned in the editorial. In fact although Dayton, Cleveland newspapers carried the story of Casey’s “faux paux” I could never find mention of that fact in any of Cole’s Editorials. The fact that National Capital One has pleaded guilty to securities fraud has not had any mention in any editorial I have seen since. And oh yes! the very person to whom Cole’s ability to “squash” was touted was that same Terry Casey in the infamous e-mail from Mayor Foltin.

Now Mr. Casey whose past in my opinion was iffy certainly
casey, terry l – Columbus News Index

Mr. Casey was the executive director of the Franklin County Republican Party when he fell on his sword and took the blame for a system that laundered campaign contributions and went on to be investigated by two elections agencies.

went on to bigger and greater things –
he was appointed by {our} Ohio Governor Kasich ” For a self-described long-time Republican operative and self-starter like Terry L. Casey, who Gov. Kasich appointed soon after he was sworn-in to lead the state’s Employee Relations Board at a yearly salary of $66,997

caused some further issues


Mr. Casey’s filing on May 12, 2014 with the Ohio Ethics Commission lists sources of income that include The Ohio Republican Party, Summit County Republican Party, State of Ohio and Simon Tanger, developers behind the Delaware County outlet mall. Those familiar with Gov. Kasich and his brand of take-no-prisoners politics, understand exactly why he would hire public officials with prior conviction records like Matt Borges and Terry Casey. They’ll do the dirty work.

GOP consultant Terry Casey denies plotting with Kasich against Libertarian challenger

Hopefully, Gov. Kasich, who is running as a Republican for the President of the United States, looks into the history of his appointees a little closer- should he succeed! Mr. Casey , for one, cost this community a great deal of money and polarized a community – along with the politics and press of the day .

Let the political rhetoric begin a new for November 2016 – but I for one will be glad when Tuesday in Lorain has come and gone!!!!

Yes! the seething, rotting, writhing , distorted views of political pundits comes and goes but a little park survives– hopefully so will the voters sanity – although I must say some seem to have lost it already- their sanity that is ;)

Washinton ave park one

October 31, 2015 at 3:42 pm Leave a comment

Lorain’s Lost Housing and Political Machinations

machinationsThe last days of Lorain’s election are bringing out the sound bites of political machinations .

I don’t get involved in the who is who – vote for- aspect BUT I have heard over and over again both in the real media and social media the surface knowledge of Lorain’s Housing being used as fodder for the “vote for me” campaigns .

Unfortunately, I am of the opinion neither Mr. Tim Carrion (IND) or Ms. Jesse Tower (REP) have looked at the housing issues in-depth. These issues have become mythered with politics and this will sound good to the voting public campaign rhetoric !-Lorain deserves educated observations and decisions not sound bites for print.

Ms. Tower stated in the Chronicle Telegram article yesterday

Tower said the $100 inspections are unfair to property owners and reduce housing sales, increasing blight.

“The government should be there to help the residents, not to hinder the residents,” Tower said. “If you want to buy a falling-apart house, then why is the government telling you not to buy it?”

I am afraid I emphatically disagree- I have fought blight and have gone before government committees and courts in Ohio and Washington DC with regard to blight and blighting neighborhoods. – $100 housing inspection costs DO NOT Increase Blight – far from it !

Oh! Ms. Tower , you are much mistaken in the fact the majority of Lorain substandard homes were being purchased by people wanting a home – for the most part these “old houses” were being traded back and forth by LLC’s and “property managers”. They are listed in this link

and some more out of town-ers are still causing issues to families – read it and weep.

Every single person who wishes to purchase a home in Lorain should be assured their property meets “minimum standards of safety”. $100 for an inspection is cheap to make sure a child goes to bed without the threat of a faulty furnace, a mother and father know the plumbing will not haunt them and lead paint is not an issue.

Mr. Carrion also had his say

Of the vacant homes, 171 were graded D and 95 graded F. The study recommended demolishing all the D and F buildings. However, Carrion said there should be greater focus on rehabilitating homes.

Mr. Carrion for your edification

“If some things need to be torn down, let’s do it,” Carrion told Young Tuesday. “But you can’t just take a wrecking ball to everything. Some things need to be salvaged.”

Unfortunately Mr. Carrion – easier said than done. Using Federal/ State funds has some serious rules and repercussions ( as mentioned when Lorain broke the rules and bent them in “previous years under the old Community Development Dept) and they frown upon rehabbing a house for 30 , 40, 75 or $100 thousand when Lorain’s market value for homes, in these older neighborhoods, are selling for 10-22 thousand – thanks to a lot of bank dumping and LLC’s.


Lets take a wander through some business practices here in Lorain. One property management company JB Patriot Properties ( Jerrod Biebrick- who appeared before Magistrate Cook last week-

I did a quick check of only 40 properties of the 80 Mr. Biebrick stated he owns- of those 37 are delinquent in their taxes for over $150,000 dollars total.

I can’t see where any attempt was made to pay down the taxes in the years he has owned the properties. Also, look at the sale prices of just one page from the auditors site –
( sale prices listed far right)
sale prices biebricresk

These properties have taxes owing on them for years – The property he states on his articles of incorporation on the 11 LLC’s he holds is 1101 34th Street.

1011 34th Streetjb

1101 34th Street- purchased in 2009- for $10,900- from yes another familiar bank- US Bank NA- even has taxes owed on those prestigious corporate offices – the real estate tax for this “building” is $711.22 cents per year and owed is $3,791.24 – ( YOU DO THE MATH how many years of back taxes???)

Can you honestly believe if the county foreclosed on these properties the amount of money that would be needed to rehab them would be available ?

Oh Yes !I can just see it now – properties whose highest sales price- per my example Mr. Biebrick was a mere $17,500. Yes! I can certainly see the state and federal programs throwing money into any one of these properties – I THINK NOT!!!! nor would I want them too.

These examples do not take into account the George Schneider properties( 37 of them in the demo line)
the Lew Strnad properties – the wheeling and dealing , trading and dumping going on before January 2014. Oh! there are more out there believe me – I look at them every day in this Lorain’s oldest neighborhood.

Let us look at the most recent demolitions and how they got to be razed- this was not the fault of this city it is the fault of business practices that I believe are at the very least unethical.

1223 W 6th Street. Lorain made the front page of the local media
PicMonkey Collage1123

This home was demolished at a cost estimated for each demolition of $25,000 – the neighbors cheered – but HOW did we end up demolishing this property?

The county acquired it through non-payment of taxes in the amount of $12,883.05- the yearly taxes were $692.16 –
tax history 1223res

This is not a case of some poor out of work family unable to keep up with their taxes.

This property was purchased by yet another LLC EAI Investments
EAI investments
EAI LLC info

THEY didn’t pay the taxes.

Perhaps Mr. Ernest and Alice Iseminger couldn’t afford to pay their taxes- One would have to wonder if that were indeed the case since Mr. Ernest Iseminger was in fact (according to LinkedIn) during his time here in Lorain County Vice President, Development and Alumni Affairs Oberlin College and is NOW –
Vice President, Advancement and External Relations at Claremont McKenna College.
His wife, Alice- the Owner, Seniors Helping Seniors Cleveland/Akron, Ohio Area Individual and Family Services

Now I think they could have managed to pay the less than $700 a year in taxes on this property. According to the neighbors, the day I watched the home being demolished, it was rented out and left to its own decay.
history 1223photo

So EIA Investments -it seems – rented it out- and the non payment of property taxes continued to climb – and now WE the taxpayers ( because this is where the money ultimately comes from – ) pay to have the property taken down. I certainly hope the Lorain County contacts EAI Investments and the Isemingers to recoup some of these costs. ?

UPDATE: I heard back from the county re the actual cost of demo on this property
This particular unit was demolished at a cost of ~$11,000.00. the rear unit on the site cost ~$8000.00.
1223 and a halfres

so the total of all structures is $19000.00.Cost includes, legal, title exams, asbestos survey, abatement, demo and site restoration

This is just an example of the nine properties mentioned in the article 3 were bank foreclosures ( Citi Bank and Fannie Mae) two possible deaths – and 907 W 9th under the name of Jeremy Brogan – Mr. Brogan is still listed as owning property according to the Lorain County Auditors site
Brogan listingsres

My concern is the lack of knowledge both by politicians running for office and the citizens of this community as to the real business of “affordable housing” in Lorain. I don’t think we can afford the business practices of – buy it cheap- rent it out- forget the taxes- and walk away . Because according to Prosecutor Will and County Treasurer Mr. Talarek from the Chronicle

The county has stated via Mr. Wills the prosecutor in the article fro
Will said when he first took office in 2005, the county took a much harder line on trying to collect back property taxes than it does now.

He said that once the property market headed south, many of the properties lost value and it became harder to foreclose and subsequently sell the properties for enough money to justify the expense.

Property that is foreclosed on must be assessed, and the county must try multiple times to sell it at sheriff’s sale.

“It costs a lot of money to foreclose on a house,” Talarek said.

If the land doesn’t sell, Will said, it could become state property and it could be sold at an auditor’s sale, but it would be unlikely to go for enough to cover expenses, let alone the back taxes.

“Sometimes it becomes counterproductive to be aggressive,” he said.

And those in the businesses of “walk away ” rentals KNOW THIS! And now Ms. Tower and Mr. Carrion hopefully you know it too. Lorain’s housing is more than a sound bite !

October 27, 2015 at 12:20 pm 6 comments

Housing Court and You – Lorain- Continued


As promised, a continuation of Lorain’s Housing Court.

Let us first get some housekeeping out-of-the-way!

This was my third time attending the proceedings. It is punishment in and of itself having to sit in a stuffy, airless room with people coughing, hacking, sneezing and other odoriferous issues , stacked like sardines in a can. Word of advice don’t try fanning oneself you will get more than a fresh breeze

source Obit

source Obit

To be fair, those that haven’t got a seat are allowed to go and wait in one of the other courtrooms until their case is called . I think if Warren Finkel, the chief architect of Lorain City Hall, wasn’t already deceased he should be fined for poor design at the very least. Each time I have attended there has been a large number of people sometimes 90 people on the docket , hopefully I have just been unlucky.

The other issue, frustrating to all, including Magistrate Cook ,was the number of times the software went “walk about” or the computer glitched- 4 times by my reckoning in 2 hours.

Purely from the standpoint of an observer, and I may be under a misconception here,it looks to me as if the defendants who have an attorney present go first on the docket.

The people who have abated their issues seem to come next .I am pleased to say there were, on all three times I attended, a great many people who had abated their issues , the system seems to be working in that regard.

Apparently , abating issues does not save you from “Court Costs”. The mere fact the city had to go through the paperwork, sending out for inspections and going through the process( even if your violations were now abated) doesn’t save you from court costs. That is, unless the city has had their own issues- ( that happened more than once every one of those court dates- imho too frequently ) My first day in court August 12th had Magistrate Cook admonishing the Prosecutors office with ” sloppy work”.

NOTE: A word to the wise if you get a notice from the Building Dept with regard to violations , take care of them , let them know you will take care of them in writing – ( get that all important paper trail) . In case you end up in Housing Court

1. If you have abated your issues- according to the Prosecutor- you then sign the document electronically as does the Prosecutor and you go across the hall with your paperwork and pay the court costs

If you haven’t abated – you have three choices, Not Guilty as which time you are set either for a pre- trial or a bench trial and choose a date in the future ( this also gives you more time to abate your issues before your next appearance) NOTEI have been told every time this happens the Building Dept has to once again re inspect the property again and may be required to appoint an attorney for you ( the City of Lorain that is)

2. No Contest which means you didn’t admit guilt but then again you don’t disagree- This ends up with a fine and court costs -to be paid across the hall

3. Guilty– same as above- the highest amount fined was $250 plus costs

If there are circumstances in your life where there are problems with taking care of the issues – contact the Building Dept, explain the problems and put it writing with a projected date you will be able to adhere and after you have finished call for a re-inspection and get the paper work the violations were abated .

Keep that paper trail, mistakes can and have happened.

Don’t wait until you are summoned to court because you will face a probably 3 hour punishment of sitting in that claustrophobic courtroom and I am sure the Building Dept. employees don’t enjoy sitting there session after session either .

Magistrate Cook, is very personable and runs a fairly relaxed courtroom. I am not sure how I feel about that- one the one hand it did break the ordeal of having to sit there generally listening to procedure and helped with the tension. He is charming, concerned , empathetic, patient , has a sense of humour and usually deferring to the Prosecutor as to fines etc. A great deal of the defendants were less than knowledgable as to the process and it seemed he took that into consideration. Magistrate Cook certainly is not Judge Raymond Pianka

Source   Scott Shaw, The Plain Dealer

Source Scott Shaw, The Plain Dealer

Cleveland Housing Court Judge Raymond Pianka is ratcheting up the costs for absentee property owners who spread the damage from the foreclosure crisis. They will have to pay neighbors for economic losses caused by their neglect.

BUT on the other hand this chatty chat does somewhat cheapen the due process and personally I would like to have seen a less obliging courtroom in some of the cases I witnessed, but maybe that is just me who is used to the British Courtrooms where calling out compliments and chat at least on two occasions from those waiting would have been seen as disrespectful to the process of law.

Magistrate Cook, did make it quite clear YOU not your spouse has to attend court when summoned , unless of course you have an attorney speaking on your behalf – However, the two that did feel his wrath were not penalized due to their “names not being accurate on the paperwork “ in the first place!

My trip to the court on October 21st was due to the fact Kaja Holdings were up before the bench one more – Readers will remember Kaja Holdings
Kaja Holdings Lorain
However apparently their attorney Lei Jaing is no longer acting for them and a new attorney is in place therefore a continuance until December 9th, these properties have been in the hopper now for how many months- since the first of the year on some of them – ( the beginning of the process)

All was not lost because there were one or two people I recognized from previous blog posts on my mega landlords and their impact on our neighborhoods.
1st up Gustav Krause POS foreclosure
1621v E.36th Street- 1621 gustav

but we know Gustav Krause and his LLC -FGSK PROPERTIES LLC of old from the September 2012 post, before the death of George Schneider.

Gustav Krause looks to own 12 parcels and the tax bills are sent to a PO Box number 395 as well- along with property owners of David W Carter/ Red’s All American Recycling fame.

And I had my issues with Judge Mihok and leniency that same September 2012
George Schneider (Appeal)ing Properties- or where’s the judgement? Pity the system didn’t do something when they had the chance because we would be left with the mess we have now

Imagine my interest when another landlord – multi property owner and holder of “thatwoman blog fame” Jerrod Biebrick
Biebrick, owner of Patriot Property Management, said he owns about 80 rental properties in Lorain and has been buying building materials at the store for two or three years.
Landlording in Lorain is a big business ( Housing Choice Vouchers alone)

For instance according to Ms. Carter of the LMHA
“housing choice vouchers alone pump 1.4 MILLION A MONTH
into Lorain County but The City of Lorain gets 64% of that money EVERY MONTH or approximately $900,000.00 PER MONTH COMES INTO THE CITY OF LORAIN-!!!

and Mr. Biebrick apart from his 80 properties certainly has a plethora of LLC’s
Biebrick LLC
A quick check on just 4 of Biebrick’s many properties he owes on just those 4
over $23,000 dollars – I would hate to see what his tax bill is like on all 80 odd- I went through picking out randomly and every one had taxes owed that I checked – including the one for which he had to appear

4095 Laurel
Annual Real Estate Tax: $908.54
Current Special Assessments: $0.00
Delinquent Special Assessments : $0.00
Unpaid Taxes: $2,105.41
Full Year Tax(includes any unpaid taxes & special assessments): $3,196.89
Total Taxes Paid to Date: $0.00

4332 Laurel
Annual Real Estate Tax: $260.06
Current Special Assessments: $0.00
Delinquent Special Assessments : $412.14
Unpaid Taxes: $2,957.42
Full Year Tax(includes any unpaid taxes & special assessments): $3,737.32

Those names just keep cropping up and unlike most of the people who were homeowners, some having no clue how the process works these multi- property owners have appeared before and KNOW the system– the excuse of “didn’t know” and the “post office is at fault” excuse left one wondering what would have happened in Judge Pianka’s courtroom

Last up was a Mr. Dessie Cheers– he had sat there right from the beginning and seemed to have at least 5 separate issues on his properties and it seems he has more than building violations!

According to the Auditors site his property of 419, Kentucky , 1530 Fillmore, and 1538 Fillmore he owes a cumulative amount of $19,588.04 in unpaid property taxes, that is not the case on his “own home” – just saying- this court of public opinion finds this “IFFY”

419 Kentucky

419 Kentucky

Annual Real Estate Tax: $1,186.76
Current Special Assessments: $0.00
Delinquent Special Assessments : $1,137.02
Unpaid Taxes: $5,152.10
Full Year Tax(includes any unpaid taxes & special assessments): $7,785.61
Total Taxes Paid to Date: $0.00
1530 Fillmore
Annual Real Estate Tax: $1,223.06
Current Special Assessments: $306.00
Delinquent Special Assessments : $375.89
Unpaid Taxes: $4,037.42
Full Year Tax(includes any unpaid taxes & special assessments): $6,220.21
Total Taxes Paid to Date: $0.00

1538 Fillmore

1538 fillmores
Annual Real Estate Tax: $867.16
Current Special Assessments: $306.00
Delinquent Special Assessments : $993.91
Unpaid Taxes: $3,196.81
Full Year Tax(includes any unpaid taxes & special assessments): $5,582.11
Total Taxes Paid to Date: $0.00

Something very wrong here Lorain-

To Be Continued…………

October 22, 2015 at 4:08 pm 4 comments

“Drop the Dead Donkey” are we still laughing?

Oscar Wilde, who opined in his 1889 essay The Decay of Lying that, “Life imitates Art far more than Art imitates Life! ( with the exception of Drop the Dead Donkey !!!

Since I am addicted to Acorn TV ,
I spend more time than would be thought healthy in front of the television, overdosing on English programming. I noticed one of the series was leaving the line-up. I hadn’t head of it , yet it had an 8 year run in the UK “Drop the Dead Donkey” – I have to wonder whether it was thought unsuitable for American viewing at the time , didn’t travel well in the 1990’s, – too close to the truth perhaps?

Drop the Dead Donkey is a situation comedy that first aired on Channel 4 in the United Kingdom between 1990 and 1998. It is set in the offices of “GlobeLink News”, a fictional TV news company. Recorded close to transmission, it made use of contemporary news events to give the programme a greater sense of realism. It was created by Andy Hamilton and Guy Jenkin. The series had an ensemble cast, making stars of Haydn Gwynne, Stephen Tompkinson and Neil Pearson.

The series began with the acquisition of GlobeLink by media mogul Sir Roysten Merchant, an allusion to either Robert Maxwell or Rupert Murdoch. Indeed, Andy Hamilton and Guy Jenkin note on their DVDs that it was fortunate for their libel lawyers that the two men shared the same initials. The series is mostly based on the ongoing battle between the staff of GlobeLink, led by editor George Dent, as they try to maintain the company as a serious news organisation, and Sir Roysten’s right-hand man Gus Hedges, trying to make the show more sensationalist and suppress stories that might harm Sir Roysten’s business empire.

dam dayresI started my viewing and yes, the show which started in 1990 was a bit dated. I found it fascinating to see Steven Tompkinson ( Father Clifford of Ballykiss Angel and ( DCI Banks) (PBS) as a very young actor portraying Damien Day the ambitious ,unethical reporter .
Yes, some of the comedy was a little forced and some of Tompkinson’s comedic timing a little off in these early episodes but my focus was of the “news events of the time”

Twenty five years ago – the subject matter topical of its day – of course a lot of the news that was happening at the time I recalled, as I went down through media memory lane.
The Invasion of Kuwait in 1990
we nervously watched our nightly news CNN and Peter Arnett giving us the night camera action and reporting controversy


His {Peter Arnett} reports on civilian damage caused by the bombing were not received well by the coalition war administration, who by their constant use of terms like “smart bombs” and “surgical precision” had tried to project an image that civilian casualties would be at a minimum. White House sources would later state that Arnett was being used as a tool for Iraqi disinformation and CNN received a letter from 34 Members of the United States Congress accusing Arnett of “unpatriotic journalism”.

Who would have thought that 25 years later we would still be embroiled in the middle east mess and the area would still be on our nightly news feed. .

Terrorism and the response of the media???? – Oh yes! that is still happening

The made up stories by the “top reporter/ anchor “??? – Yes! that too still happens

The first fiction you’re probably familiar with. Last winter, Williams was caught for having repeated a tall tale about his experiences embedded with U.S. troops on a helicopter in the 2003 Iraq War. NBC removed him from the newscast and conducted an internal investigation; according to the announcement, the network found other (unspecified) examples of Williams’ “inaccurate statements,” most of them not on NBC News but “on late-night programs and during public appearances.”

and not just in America
pet williams

The talking heads of news delivery 1990

yes they are still with us they have become the satire


Charles and Camilla and his wanting to be a tampon

source not found

source not found

The tape’s notoriety was due to Prince Charles’s wistful remark that he’d like to be Camilla’s ”tampon”, to which she replied: ”You are a complete idiot … Oh, what a wonderful idea.”
Follow us: @smh on Twitter | sydneymorningherald on Facebook

as his conversations were hacked???? –

Oh yes…. a recent happening again

Did the News of the World scandal have its unsavoury beginnings in Camillagate, the phone-tapping ”scoop” that scandalised the royal family 18 years ago?

The Clintons, and what jobs they would be give? How Hillary wanted to run Washington and had her heart set on the Presidency ( not a lot has changed there the ;) A Bush Presidency??? It seems we are still in that familiar loop; older faces and now the brother faces.

Source   Wikipedia

Source Wikipedia

Mega millionaires like the disgraced Robert Maxwell and his hat in the political media and of course Rupert Murdoch oh yes! he and another mega millionaire still frothing at the mouth connection
The relatively low-key Murdoch has long been turned off by Trump’s braggadocio. Photo: Reuters
Read more:

However, just today we find the headline News on BBC and the Media Mogul Rupert Murdoch” holding forth on Twitter ( twitter = twits)

Media mogul Rupert Murdoch has sent a tweet suggesting President Barack Obama is not a “real black president”.

 (Official White House Photo by Pete Souza)

(Official White House Photo by Pete Souza)

In tweets praising Republican candidate Ben Carson, Mr Murdoch wrote: “Ben and Candy Carson terrific. What about a real black President who can properly address the racial divide?”

One thing though, Gus- a wanna be gobbledygook Americanized salacious Chief Executive – making all the right political noises and over the top political correctness- – not much has changed in those 25 years either”

The unctuous Chief Executive of the company, and yes-man to Sir Roysten Merchant and an unwavering supporter of then Conservative Prime Minister John Major. A management stereotype, complete with clichés and clumsy metaphors, he swiftly transforms GlobeLink from a serious news network to a ratings-chasing tabloid channel

Ironically in a couple of shots in the 1990-1 series Gus had a above his desk in his office a photo of the twin towers. As I looked at that scene, who could have known those towers would 11 years later become a symbol of terror ……

Not much has changed it seems in the topical comedic world of our news and who gets the last laugh????

by Chris Ritchey

by Chris Ritchey

October 8, 2015 at 1:36 pm Leave a comment

The Housing Tale- a history- not a mystery- just bank business

meter oh boy

My phone rang this morning from US Bank NA They have written twice to Charleston Village Society thinking we were a Home Owners Association.

USB they were following up on 1721 W 12th Street

According to the Lorain County Auditor’s Site this property transferred to them under Sheriff’s Deed January 5th 2015

Transfer History – 2015000025
Sale Date Sale Amount Conveyance/Exempt Number of Parcels
1/5/2015 $22,000 2015000025 1
Parcel Grantor Grantee

red flag
Not a problem there but the red flag went up once more because I had received a letter before ,from this bank, thinking we were a Homeowners Association for 329 Hamilton ah yes 329 Hamilton.

The other property mentioned as being under Vision Property Management AKA Kaja Holdings II ( of the many roman numerals association with Kaja ) and
RVFM II SERIES LLC ( most worrying all these roman numeral LLCs)-

This property was also a Sheriff’s Deed and according to the Auditors site was purchased back for $40,000 – and in my humble opinion was another bank dump for $4,355 WITHOUT POINT OF SALE – The obligatory hand-written sign RENT TO BUY went up AND YES THERE ARE PEOPLE NOW LIVING THERE !

Sale Date Sale Amount Conveyance/Exempt Number of Parcels
11/17/2014 $4,355 2014005153 1
Parcel Grantor Grantee

This property was coming up before Lorain’s Housing Court for No Certificate of Inspection ( aka POS) – outcome ?????????

When the US BANK NA phoned this morning – September 24th- I stated the property at 1721 W 12th was NOT in Charleston Village Society’s area and said:

“Are you selling this property on?”

I really can’t say I am just clearing any paperwork with the property

Oh well before you do “sell on” or transfer to a Property Management company for a percentage of the properties worth you should be aware there is a Certificate of Inspection requirement in Lorain- since January 1st 2014- Your bank neglected to follow through on that aspect for your property at 329 Hamilton . You might want to red flag your properties in Lorain as needing a Certificate of Inspection.

USB- Oh I will make a note of it

red flag
And Lorain might want to flag their properties, as every Lorain property that I clicked upon of the 116 owned by US Bank NA went back to them under Sheriffs Deed-

Granted it was a random search but what are the odds the majority of those properties are similar Sheriffs Deeds? Even the $100,000 5098 AVON BELDEN RD NORTH RIDGEVILLE OH 44039.

Elyria, you might want to check there are a plethora in your community – Hopefully they won’t be dumped – I can tell you from years of experience those type of sales do not “help ” the worth of housing stock in the neighborhood…..

The banks have been bailed out once for poor business practices “Banking and Sub Prime 2008- . I, for one, do not want to keep suffering for their poor mortgage decisions . Hopefully US Bank NA gets the message that they have to follow the laws of Lorain! Any Bets????

red flag
US Banksc

September 24, 2015 at 3:33 pm Leave a comment

The Follow-up – A tale of Two houses City Council Lorain(e)

Wurmser for lease rs 091015
Fulton Road 02 rs 091015

September 14th the Lorain City Council Public Meeting on Point of Sale.
as mentioned in the Morning Journal Newspaper. (
Council Chambers held more than the usual few – Invited participants included members of Lorain County Government and Magistrate Cook , in whose courtroom I had found myself ( trying to hear) on August 12th and September 9th. I won’t go into detail you can find coverage here

judy nedwicksnodgrass

AND JUDICIAL HAS TO BE JUDICIOUS ON THE BACK END. THESE ISSUES ARE NOT JUST LORAIN ISSUES!!! These out-of-state / county holding companies are not choosy where they feed.


When I attended the Housing Court on Sept 9th I met a family – The Shaffers- whom, to my mind, have become the faces of unscrupulous out of state Holding and Property LLC Companies .

The Shaffers, are in sort of a legal limbo when it came to having their say in Housing Court- Before the bench those days were the LLC Kaja Holdings 2 in all their Vision Properties glory who were the “defendants” along with their attorney Jaing, Lei- ( Lei Jaing) who got to plead their case –jaing lei

Unfortunately the Shaffers , although they believed themselves to be the owners 4132 Fulton ( since they were the purchasers of the home – under the Lease to Own agreement) – had no say in the courtroom and therefore were dismissed from the courtroom by Magistrate Cook, in all likelihood as they were not on the paperwork given by the city. They were considered tenants.

The Shaffers , thanks to City Council Committee on the Enforcement of Point of Sale and Councilman Dan Given, did get their say! The media also have given them coverage

The Shaffers produced a receipt given to them ( see Chronicle article ) showing they had paid $350.00 to Vision Properties ( aka Kaja Holdings) for what they were led to believe was for a City of Lorain inspection for POS/ plumbing/ electrical. NOTE: the actual inspection by the City of Lorain is $100.00 and the city did not inspect this home.
Two things come to my mind-

Had the Shaffers ( who had brought the documentation to court been allowed to speak- Kaja Holdings/ Vision Properties may have had to answer some very interesting questions from the Magistrate if not the city prosecutor/ Building and Housing Dept.
ONE: For instance in all of the properties purchased by Kaja Holdings, RVFM , Vision Property Management
etc. after Lorain’s Point of Sale

How many times, since a number of them have been cited for non compliance Certificate of Inspection (POS), took money for such a supposed inspection from the people ( Leasing to Own)? Obviously they did it once and made money – were there others so duped?

And number TWO-

To this layperson’s thinking does this not constitute fraud? Using an ordinance to take money from people, not following that ordinance, and charging three times as much for the compliance of the ordinance that never was- and if the City of Lorain’s inspectors weren’t the person with the clipboard who was? How many times has this – in my opinion -fraud happened . Is not the City of Lorain an injured party in all this? Will we prosecute?

The Shaffers, are still in a mess but hopefully now someone has listened they will be helped and the City of Lorain has garnered some interesting information.
Unfortunately, a quick drive around my neighborhood shows another Property Company from Columbia South Carolina and Fannie Mae up to their old habits . 917 9th Street– There are the rent to own signs everywhere on this house –

Now you know if my discharging “donspout” was cited in February and given 6 days to be fixed

then this house on 9th NEVER could have passed a point of sale inspection !

The house sold and transferred July 27th 2015– Another “sale by Fannie Mae ” ( Federal National Mortgage ) before POS- BUT HARBOUR PORTFOLIO VII LP ( NOTE the NUMBER VII)sold it on for 1,500 dollars – probably after renting it out for a couple of years

917 9thres

I wonder if Clotilde Ann Eaker – SOUTH KOREA knew about Point of Sale ??
This Harbour Portfolio VII is also tied up with
Address: 4350 ST ANDREWS RD, COLUMBIA, SC 29210
Harbour Portfoliores
And it is their signs all over the 9th street property
They too have a couple of homes in Lorain on their site

OH and Vision Property Management they have added a couple since the last time I checked
Interesting : 1144 Washington ( AKA Kaja Properties) has been in Housing court with numerous violations –
614 W 21st Street
Tax Bill Mailed to: DEUTSCHE BANK
Then there is
1837 E 36th Street

Owner Name
Tax Bill Mailed to: DEUTSCHE BANK

Notice anything the addresses are all the same ( Deutsche Bank) –
they have been known to transfer to Kaja , Vision, and whomever. in this sordid property tale.

Oh! dear me and yes you can still purchase 1348 West Erie
Wurmser for lease rs 091015

Our new group of LLCs. LP Numbers ONE through apparent infinity is “Harbour Portfolio “ and their source of supply Fannie Mae aka Federal National Mortgage

This is not new to North East Ohio and Harbour Portfolio V11 of them was with their source Fannie Mae ( Federal National Mortgage ) the FEDERALLY backed mortgage company

fannie mae

Good old Fannie, she has been busy with Harbour Portfolio and all its numbers
Portfolio Harboures

There were 27 listed – Lorain- Elyria some after Lorain’s Point of Sale and every single one of the came from Federal National Mortgage – dumped on US( in my humble opinion).

We are not alone in this bank dump behaviours- Fannie has been “fannying” around with property and old neighborhoods in Cleveland as well
Predatory Carpet Baggers
the focus of an article in 2012 Cleveland

Fannie Mae, the government sanctioned lender of last resort, panders to predatory flippers by dumping zombie properties for chump change, writes Christopher Evans

What sets 3868 apart is the prior owner: Fannie Mae, that government-sanctioned lender of last resort, is back in the business of selling foreclosed zombie properties to predatory carpetbaggers.

Harbour Portfolio bought the property for $4,304 last February from Fannie Mae, according to the Auditor’s Office.

Fannie Mae did not disclose that the property had been condemned, Brancatelli says. Not that Harbour Portfolio would care, he adds. “They’ll find some buyer who’ll put lipstick on the pig and rent it out.”

The condemnation notice? “They’ll buy a key at Home Depot that’ll turn the water back on,” Brancatelli says.

………It also notes that Building and Housing has prepared 22 criminal charges against Fannie Mae for not obtaining certificates of disclosure on properties before they were transferred. An additional 38 charges are in the works, the email adds.

Not much changed then.

Where are the Feds when you need them? Oh that is right they back Fannie Mae.

September 17, 2015 at 10:48 pm 3 comments

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