Posts filed under ‘Corporate responsibility’

“Game of Loans” Clear as Mud- CDBG funds Lorain

The Lorain Development Corp – an ongoing ripple effect – standing alone – questions and accounting tools  all  as clear as mud to  me and I  have been writing about this for yonks!

There is a plethora of information starting with  a series of articles on Lorain Community  Development in 2008 ( 10 years ago  ) by  Mark Teleha

https://locophotogblog.wordpress.com/category/community-development/ and his interviews with  Sandy  Prudoff and Doug Rangel

“the opportunity to meet Doug Rangel. Doug is the Executive Director of the Lorain Development Corporation. Flashing back briefly, this is what Sandy Prudoff explained to me during the interview:

The other division, which is not really a city department, is our contract with the Lorain Development Corporation. The reason why we have a contract with them, we don’t have city staff doing that, is that he (Doug Rangel) has a ward of accountants, bankers, attorneys and business people. They, for no fee, and volunteer time, meet with Doug, and any small business request for financing, all the way up to $1.3 million on the Duane Building, all the way up to a $6 million undertaking of the Industrial Park, he and his Board, but primarily him, will structure the financing, monitor the financing. The Industrial Park had $2+ million for the loan, a loan from the State. A $2+ million loan from the Federal Government, a $2 million grant from the State, and a $2 million grant from the EDA (Economic Development Association)……

D. Romancak 2008

Doug doesn’t work for us, he works under contract with us. His agency is independent. He takes care of all the financing and business loans. So, first perception that we’re these rogue agents just doing whatever we want is definitely misplaced in a statutory city where we are the City of Lorain; we’re not separate and apart, we’re not different. We find it, sometimes amusing, as people say ‘There goes Community Development again, doing whatever it is that they do.” So said Don Romancak,

https://locophotogblog.wordpress.com/2008/04/11/saving-downtown-there-is-available/

Note the above link make interesting reading as to  how the system was supposed to  work https://thatwoman.wordpress.com/2009/03/22/community-development-city-of-lorain/

FAST FORWARD to  2015 https://thatwoman.wordpress.com/2015/04/15/money-for-old-rope-a-taxpayers-question/

https://thatwoman.wordpress.com/2015/04/23/lorain-development-corp-lorain-op-ed/

and then  2016

https://thatwoman.wordpress.com/2016/04/12/lorain-development-corp-the-revolving-evolving-story/

http://www.chroniclet.com/news/2016/04/26/City-cuts-ties-with-Lorain-Development-Corp.html

Robert Ellis, a local attorney and president of the LDC board, said the corporation, a nonprofit, has two options — it can find another foundation that is willing to loan money to businesses in Lorain, or it can dissolve.

AND then the FBI enters the picture: http://www.chroniclet.com/news/2016/07/08/FBI-probes-loan-program-by-Lorain-Development-Corp-ran-for-city.html

and THEN!!!  August 30th  2017

http://www.chroniclet.com/Local-News/2017/08/30/Lorain-acts-on-defaulted-loans-before-HUD-comes-calling.html Glenn also noted the FBI investigation regarding the program, which began last summer, is still going on and now the situation  as it stands today February  28th 2018

as the ripple effect of decisions  made  by  Lorain and the spending of money  and write offs  is still causing  ripples

http://www.cityoflorain.org/announcements?view=1683  February 26, 2018 Public Hearing – CDBG PY2017 Substantial Amendment

http://www.chroniclet.com/Local-News/2018/02/27/Lorain-wants-to-change-block-grant-spending.html

Ritenauer {Mayor} said one of the biggest hurdles to lowering that ratio, though, is the revolving loan program, which was frozen several years ago due to over $600,000 in loans being written off and thousands of others were delinquent. “The problem is HUD counts that credit against us so that’s inflating our ratio,” he said. “It’s just north of a million dollars and when we get payments that makes it go up. Well, we can’t spend it to make it go back down because they’ve frozen it. We’d be in good shape if they would unfreeze that money and we could put it where it needs to be.”

Also  the Morning Journal : ” Lorain puts local projects on hold to repay  federal money http://www.morningjournal.com/general-news/20180226/lorain-puts-local-projects-on-hold-to-repay-federal-money

Lorain’s problem comes in part because the city and HUD have frozen Lorain’s revolving loan program to help businesses. That was due to questions about loans raised by Glenn’s predecessor, Leon Mason, who led the Department of Building, Housing and Planning. That frozen account inflates Lorain’s ratio of CDBG money allocated to money spent, the mayor said.

10  years of documents papers and pointing up  the issue on this blog  with  Money  for Old Rope three years ago.. and that pesky  $600,000.00 I  couldn’t figure out and apparently I  wasn’t far off the mark. was I ( even if I  can’t understand  government accounting 101) 😉

In the middle of all this moneying…. and accounting is a loan of $250.000.01 to  South  Shore CDC

“As Mr. Mason stated, the issues with the revolving Loan fund came to him from the State Auditor

“I got an email from the state auditor who wanted to know why the city of Lorain had over $600,000 in loan write-offs,” department director Leon Mason said. “My response was that I didn’t know what he was talking about, and when he sent me the information, I was able to pinpoint some of the loans, but I did find some that were troubling, to say the least.” Mason said one that stood out to him was a $250,000.01 loan to the South Shore Community Development Corporation.

UPDATED- Minutes of the committee meeting April 11th 2016 where the report was given to  Lorain City  Council members

75_4-11-16commmin

Oh well – 2018 and we are still trying to  find our way  clear of this one. BUT I am troubled – I  am like the majority  of tax payers,  I  can’t even figure out my  own taxes let alone understand “accounting tools” of government .

I looked through spread sheets – I looked through “loans” and to  whom they  were made- BUT I looked at them as a citizen  with  a fair to  middling  IQ. I looked at was down as a “loan”  to  the City  of Lorain (Building Housing and Planning)

NOTE: Yes! I  know I  have issues with  the way  “that” department is and has been  run https://thatwoman.wordpress.com/2016/08/09/municipal-manipulation-lorain-e-again/ and the archaic means at their disposal when it comes to  checking Point of Sale and the “paperwork”-

Little did I  know I was in for  a plethora of emails and answers  and more  confusion. I looked at a sheet of  what were termed “loans”  and one in particular caught my  eye- no  interest and  under the category  “closed not paid”- since the 501C3 mentioned was still an ongoing organization HOW COULD THAT BE? Well what was to  be a simple question turned out to  be a confusing answer You  see this “Loan” wasn’t a loan – No!  No!  I  have it all wrong  apparently  BHP  needs an accounting tool  to  track payments for RENT etc.

The said organization paid out IN LEASE/RENT  $ 19,050 from  April 2013- March 2017 BUT  in the accounting for BHP this was down on the books as a LOAN

Why??  according to  the City  of Lorain : their  (BHP)  system is a LOAN system.  The way they keep track of any building lease/rent is to enter it in this system as it tracks the “due “ payments and categorizes them if they are late/past due etc.

Art Work Scott Bakalar

So confusing as it is  –  when is a loan  not a loan when it is an accounting  tool  with  BHP. Note: Excuse me  just  would make life easier it seems if it was classified under something say  :  Incoming rents from city  owned properties   I think there might be software somewhere to  handle that………. Just my  2 cents (  or is it?)  😉

Now let us get back to  South  Shore  Development Corp  and that $250,000.01 loan that was written off by  the Board of Lorain Development Corporation  on  February  3rd 2014

 

The Board  was  supposedly  independent of City  Administration and Council etc. BUT there were in place safety  measures – from Mark’s 2008 interview :

All of these loans are subject to review and approval by the loan board of Lorain Development Corporation as well as Board of Control, if they fall within the guidelines and would additionally require City Council approval if the loan request goes outside of guidelines. Doug Rangel “

In the case of the loan to  South  Shore Development Corp   there were issues with  conflict of interest. http://www.chroniclet.com/news/2016/07/08/FBI-probes-loan-program-by-Lorain-Development-Corp-ran-for-city.html

One of the loans that HUD officials flagged is a $250,000 loan made to South Shore Development Corp. in 2011 to help keep the struggling St. Joseph Community Center afloat. That loan was never repaid and eventually written off by Lorain Development Corp. State auditors have said that more than $600,000 worth of loans distributed by Lorain Development Corp. were written off over the years, but Mason said that his research indicates that figure might be slightly lower because of how some of the loans were structured.

The HUD review said that the money lent to South Shore was troubling because at the time of the loan, Robert Gilchrist was serving as both the city’s service director and president of the South Shore board. HUD called Gilchrist’s dual role “an apparent Conflict of Interest.”

Mr Gilchrist – he of the diversionary  program –  voting illegally , pleading guilty  to drug charges

http://www.chroniclet.com/cops-and-courts/2016/06/10/Former-Lorain-Service-Director-Gilchrist-pleads-guilty-to-drug-charges.html

and alleged domestic abuse  which  cost him his job at as President of the Lorain County  Community  Action Agency  was also  in his Service Director position on the BOARD of CONTROL for the City  of Lorain.

You  know that BOC that  is one of the checks and balances  the taxpayers have. But hey  we are OK because this Lorain Development Corporation is a separate entity – although  contracted by  the  then Community  Development Dept. ( see 2008 interview)   and the money  to  fund it came from where ?  Too many  of the same names and  relationships for my  liking .

    http://www.morningjournal.com/general-news/20110630/state-oks-funds-to-tear-down-st-joes-with-document

Early in 2009, South Shore announced its intention to close the St. Joe’s center because its income was outstripped by operating expenses, notably high utility costs. Lorain City Council in 2010 approved money to operate St. Joe’s while Krasienko’s administration looked for ways to keep it open. Lorain Service Director Robert Gilchrist was a key in brokering the deals needed to keep the center open and yesterday he made the city’s presentation to the Clean Ohio Council in Columbus.

Such plans in 2011- ……….

You  can find the Board of Control minutes here – through various administrations http://www.cityoflorain.org/mayor/documents You  can also  access the Journal Entry  on the discussion with  the County  Commissioners  et al  APRIL 2012 with  charts and discussions in depth here JOURNAL ENTRY Commissioners Meeting St. Joes

2012 (no leasing) 2013 (15k ft) 2014 (15k ft) 2015 (15k ft)
Revenue 913 1,063 1,213 1,363
Expenses 1,046 1,077 1,109 1,142
Net Income (132) (14) 104 221
Capital/Other 212 200 200 200
Grants/Loans 0 0 0 0
Other Receipts 2 2 2 2
Profit/Loss (342) (212) (94) 23

Loans;

  • $1,350,000 Loan on Property from the State
    • Guaranteed $675,000 each to the City and County
    • Payback of the State Loan does not begin until profitable OR when SSCDC property is sold.
  • As a part of the development agreement a $250,000 Loan was provided to South Shore Community Development Corporation to cover operating shortfall.
    • Beginning on April 1, 2012 the first monthly payment of $1,488 is due.
    • The Loan is unsecured.

Grants:

  • HUD EDI Grant – $166,500. Grant funds were used to fund the LCCC expansion/extension and Little Lighthouse tenant improvement work.
  • HHS – $253,000. Grant funds were used to fund mechanical deferred maintenance to the then occupied areas and common systems.
  • Energy Efficiency and Conservation Block Grant – $480,000
    • City application for funds allowed for both a grant component and loan component for use at St. Joe’s totaling $480,000.
    • In 2011, when EECBG project scopes for St. Joe’s were being developed, use of funds for maintenance of existing systems was disallowed.
    • The Dep. Of Energy also determined that the combination of both a grant and loan could not be used at St. Joe’s; thus the funding became capped at approximately $200,000.
    • City and SSCDC now developing a revised scope to utilize the available EECBG funds for non-maintenance energy efficiency projects.

CORF

  • $1,600,000 Grant Awarded to the City of Lorain for SSCDC project.
  • Mercy match over 3 years- $120k per year for 3 years = $360k
  • Demolition includes Building D, Reidy Scanlon Bldg., Thrift Shop.
  • The City of Lorain is currently advertising for a certified professional.
  • Demolition anticipated to begin summer of 2012

and the rest of the story????????????????????????????? Who  knows but I  agree with  Mayor Ritenauer .. to  me this is all as clear as mud………… and just to  help  with  information :

CPD_Funding_Grantee_Matrix_LORA-OH_OH_20180201

loraincdbg 2017

BDRLF written off_notpaid_

27Feb2018

Copy of Public Service Streets and 108 spreadsheet(2)

Economic Development Final http://destinyhosted.com/loraidocs/2016/CCREG/20160404_68/628_Economic%20Development%20Review%20FINAL%20PDF.pdf

LDC Conflict of Interest Policy http://destinyhosted.com/loraidocs/2016/CCREG/20160404_68/628_Lorain%20Development%20Corp%20Conflict%20of%20Interest%20Policy.pdf

LDC Subrecipient Agreement http://destinyhosted.com/loraidocs/2016/CCREG/20160404_68/628_LDC%20Subrecipient%20Agreement%20PDF.pdf

Portfolio Quality Report http://destinyhosted.com/loraidocs/2016/CCREG/20160404_68/628_Portfolio%20Quality%20Report.pdf

EDA Title IX Plan http://destinyhosted.com/loraidocs/2016/CCREG/20160404_68/628_EDA%20Title%20IX%20Revolving%20Loan%20Fund%20Plan.pdf

 

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March 1, 2018 at 11:03 am 4 comments

The Gatekeepers- Keeping us out!!!! Part One

They  come in all shapes sizes – they  populate the corners of the earth- the nameless , cubicle dwelling ,tickers of boxes. They  are supposed to  make life easier . They control our life and happiness, quietly  making decisions  as to  our finances, healthcare, bill paying,  pensions , entertainment , water,  fuel , travel ( airlines , ships, ferries  and trains) . Try to name one thing in our lives today that doesn’t go  through the faceless gatekeepers.

We trust them to  be there for us, especially  when the gatekeepers work for government agencies, federal, state, local or for the crown, or republics. You  see we  the people  are the employers of the gatekeepers. This is something  many  of them seems to  forget .

Due to   an  upsurge of people getting annoyed with  said gatekeepers – probably  because by  the time  we the consumer/ client  have already  had a stressful day with others of their kind- we are warned with  signs etc our annoyance won’t be tolerated  and we can be thrown off planes, https://clark.com/travel/7-reasons-you-can-get-kicked-off-a-flight/

and in the case of  Condor– a ferry  service  in the UK

https://www.bailiwickexpress.com/jsy/news/condor-react-after-threats-and-abuse-staff/?t=i#.Wo2AbUmosc8

” The ferry company – beset by problems since it launched its new £50 million Condor Liberation vessel on the Jersey-UK route last May – is putting up posters to remind passengers that abusive behaviour will not be tolerated.

And they say that some passengers have threatened to go to the media with their complaints if unreasonable demands aren’t met. Condor say that means they are now questioning whether much of the criticism they have faced is legitimate or not.

However it seems Condor is less than perfect in and of itself, which  may  explain customer’s irritation and irritable behavior-

Related News

High winds cause travel disruption

It wouldn’t be fair for me to  pick on poor old Condor they  are just the tip  of the iceberg  when it now comes to  “be nice!! no matter the provocation  OR ELSE! customer service

https://thatwoman.wordpress.com/2008/11/17/buyer-beware-europe-plane-train-boats-autos-hotels/

https://thatwoman.wordpress.com/2008/07/16/trains-and-boats-and-planes/

TEN YEARS AGO I WARNED AND POINTED UP  THE – THEY  HAVE YOU  WHERE THEY  WANT YOU  GATEKEEPERS

https://thatwoman.wordpress.com/2008/10/19/where-do-i-begin-and-how-to-restart/

But above all “don’t complain, don’t moan and don’t get angry” I have learned that the “muppets” have power the power to decide whether you fly or not….

If you’ve ever wanted to end a complaint letter — or phone call, for that matter — with the words “I’LL NEVER FLY YOUR AIRLINE AGAIN!” or “I’LL SEE YOU IN COURT!” then let me offer a little advice. Don’t. Threats won’t just guarantee your failure. You could also end up on a company’s blacklist (oh yes, they have them)

French  side of the Euro StarWas it my  fault there was a fire in the tunnel  days previously- was it my  fault they  messed around with  our tickets, tried to  separate a pregnant daughter  , mother and father, and then put them on a train with  the incorrect destination for two  of them. When we tried to  explain in “English” we were met with   the “language stall” and finally  when I had worked out what the  “employee was saying” ( high school French) we were then being denied from boarding any  train PROBABLY  BECAUSE THEY  THOUGHT I  WAS A PUSHY  AMERICAN .  All trains were suddenly  full!!! WE WERE TOLD TO  LEAVE THE STATION!!!

However , my  beautiful daughter then had to turn on the charm ,  do  the sympathy  and blue eyes ploy  give the “gatekeeper his due reverence”  and got us on the train , which  was going to  our proper destination  and was 3/4 EMPTY!!!

You  learn to  shut up because  we have learned not to  put our hands in the fire or  upset the gatekeepers because the new power of claiming  they  feel threatened or loosely  interpret the term verbal abuse- without benefit of any  advocate for you  the client/customer/ citizen  , or the I am not paid to  deal with  irate people’s attitude- errrrr yes you  are!!!!!if you  are in the gatekeeper customer service industry.

You  are  held in the gatekeepers  grip- locally  I have been through the hell of the gatekeepers of government – I  am sure I  am on their black list

as one  Ms. Rosario of a local federal office stated to  me – she wasn’t prepared to  listen  to  my  situation- probably  because they  were

“short-staffed and she knew better than I the protocol  

I  say  that because that is how the conversation started – “we are very  short-staffed today  so  I  want to  get this done.….and her closing statement to  me that day Dec 18th 2017 AFTER I  had to  wait 5 weeks for the phone call….

” I will not deal with  you “

HMMMMMMMM   well SHE WAS RIGHT!!! she wasn’t dealing with  ME- NO! she was responding to the person who  was scared to  make waves incase the punishment for my  actions would be taken out on a 99-year-old lady

However , I  decided at three o’clock in the morning to  Hell with  it  they  would now deal with  ME!!

The ME that writes,  the me that gets on a soap box, the me that is nearing her sell by  date and has hit bottom emotionally, the me of the big mouth……… the ME that by  her attitude of “I will not deal with  you” – denied  ME and the 99-year-old  “due process and the right to  appeal”…. That is the ME to  be dealt with…

One of the main problems – whether it is paying your water bill ( locally) this has become a trip up  the River of Irate , getting cable TV or getting answers  from any  of the gatekeepers is – they  are presumably  DEAF!

They  are the “pseudo listeners” – they  have their “protocol of which  boxes need to  be ticked ” and that is it end of story- the computer says…….. and nothing you  can do  will make them stray  from that course and think out of the “computer box”.

And there is more to  come …………………

Free Speech by Chris Ritchey

February 21, 2018 at 4:36 pm Leave a comment

Lorain’s housing- the owners of the dirty diaper- PT1

Come into my  parlor said the FLY to  the SPIDER – Lorain being the name of the FLY  and the SPIDER -???)  

Notorious Opponents of Exactitude

 

I am not an inspector, I am not a builder, I am not a politician ,  I am not a legal eagle , ( although in some cases around this  “wonderland”  the eagle fails to  fly )I admit I  have no  qualifications what so ever pertaining to  “housing” I am however an “expert taxpayer”.  I didn’t come down with  yesterday’s shower and I am not a complete fool.

I have written about housing in this city  for years on various blogs, been picked up by  national and local media- brought situations to  the fore- and still the same behaviours when it comes to  “predatory property LLC’s “continue …

Back to  Lorain City  Hall on October 19th  and the Demolition Board of  Appeals – ( why ? when I  said I was done!) because the icon house of  thousands of my  words and documentation was on the list. 1348 West Erie

 

In 2012 I  wrote about this house situated in one of the better areas and also along the main thoroughfare into  what is called “Lorain’s downtown, business , entertainment, waterfront, social service and law offices abound  District“-

In 2012, as  I wrote about this home,  we thought the house was one of the oldest , historically  speaking in Lorain according to  Ohio  Historic Inventory

only  to  do  some detective work to see the original house on that site was destroyed by   the 1924 Lorain Tornado . After the tornado a home was built over the original foundation  – https://thatwoman.wordpress.com/2012/05/30/lorains-history-mystery-the-wurmser-house-a-tale-of-two-houses/

 

It wasn’t another tornado causing this home  to be on the demo  list.There is a  blockage in the bowels of the building housing and planning system and Lorain’s right to  decent housing .

The system is clogged, broken and the cause of a lot of Lorain’s housing ills

 

 

 

 

 

 

 

 

Cartoon Source – Sannimas – https//www.sswm.com

So who or what  Lorain City  /  Lorain County  Dept is  helping to fill the dirty  diaper of decay , to  bugger up the system causing the foul stench  to  permeate Lorain’s  older neighborhoods , streets and if something is smelling in Denmark

“Something is rotten in the state of Denmark”

it is positively  putrid ( in my  opinion) in Lorain!

The social media will have discussions of conspiracy, kickbacks  and anecdotal evidence-  to  be fair  that has happened – ( William Desvari Chief Building Inspector under Mayor Craig Foltin)  comes to  mind .. Those decisions made during that time  have resurfaced just a few weeks ago

https://thatwoman.wordpress.com/2017/08/25/am-i-bovvered-lorain-fire-in-the-belly/

The mere fact reports stated from the Chronicle Telegram Newspaper that earlier in another administration ( Foltin) “inspections were “case closed” by an administration that was “landlord friendly” on this building.
http://www.chroniclet.com/Local-News/2017/08/07/Section-of-Broadway-remains-closed-until-Thistle-Building-is-razed.html

http://www.morningjournal.com/article/MJ/20120427/NEWS/304279955  The date on that particular article was around the same time the 1348 House documentation was starting to  be  written.

Even before that  2012  article the rot  was setting in , the “waste product “of”friendly inspections”    brokehomes      started to clog the flow. Yes   we did have the issues  of fraud  etc in the Building Dept.


http://blog.cleveland.com/metro/2008/07/lorains_chief_building_officia.html

Desvari was placed on paid administrative leave in February while police investigated accusations of accusations of dereliction of duty, conflict of interest and issuing improper building permits against him. He was hired in 2003 for the $63,000-a-year job.

In 2004, he was charged with falsifying his job application for not disclosing felony convictions of fraud, forgery, theft and passing bad checks, all from Cuyahoga County Common Pleas Court between 1987 and 1990.

And the tale continued http://www.chroniclet.com/news/2012/08/06/Former-Lorain-official-dies-while-awaiting-trial.html

You see it wasn’t that he was  a fraud and a thief  – known to  have issues, criminal  charges and legal issues  but the fact that HE WAS HIRED by the Foltin Admin in the first place is my  issue  .   And  WHY when the initial reports of his  “iffy  ” resume  reached us through the media  – where was our outrage -why  didn’t we use our collective voices to  say  NO!  this isn’t right?

Did not Mayor Foltin, at the time, do due diligence he was and is a very  intelligent person, you  mean to  say  he did not  check the on line university  for the degree of Billy  Boy was  well pretty  much non  existent. Well the diaper may  not have been full but it was fast becoming  smelly. There were certainly enough red flags back then but it seems  the Foltin Administration  REPUBLICAN- 2000-2008 were  red / green color blind.

Of course we also  had issues with  the next administration  this time DEMOCRAT- 2008-2012 Mayor Krasienko  – and that is still on going – a Safety  Service Director – Robert Gilchrist  ( also  a resume that had flags) who  was less than desirable  and one of whose participation in the loan program   is still under investigation by  the FBI- Photo source Gilchrist’s Mug shot ( but I ask you  who  is really  the “mug” in all this????

http://www.chroniclet.com/news/2016/07/08/FBI-probes-loan-program-by-Lorain-Development-Corp-ran-for-city.htmlhttps://thatwoman.wordpress.com/tag/robert-gilchrist-service-director-lorain/

 

Of course the whole 5th floor of city  hall was also now starting to  reek from the odours  as to those in charge- we would be remiss if we didn’t mention Sandy  Prudoff – controversial  head of Community  Development for many  , many  years ……… http://www.cleveland.com/countyincrisis/index.ssf/2012/06/sanford_prudoff_former_lorain.html

Sanford Prudoff, former Lorain official, pleads guilty to conspiracy; will testify against Anthony O. Calabrese III

found also  to  be entangled with   Attorney  Calabrese who worked for the law firm of Vorys, Sater, Seymour and Pease LLP 

This law firm was brought into  the city  also  under the Foltin administration (according to  Lorain City  documentation)

http://www.morningjournal.com/article/mj/20131118/NEWS/131119348

Cleveland law firm to pay Lorain $3 million (with video)

http://www.cleveland.com/countyincrisis/index.ssf/2013/11/anthony_o_calabreses_former_la.html

You  can see why  people in chat rooms and face book pages call out corruption and kickbacks no  matter who  is in city  hall or on city  council . The smell of those involved  hasn’t gone away  and lingers on those who  now  work in the city  environment and I  can  see the diaper  being filled .

The smell oozing through the political cracks  did start  to  attract attention and although we can “hopefully”  eventually   catch  those  that add to  our  decaying housing, decaying building who  are found to  be crooks -gaining money  and power through nefarious means  –they  are the least of our worries .

No,  it is my  opinion what is happening now to  fill the diaper , which  is causing the blockage in the “system” of decent housing is far more dangerous- yes money   and a lot of it is involved , but LEGALLY –  which  is even more  horrendous than all the  fraudsters we have had though the years.  WE ARE INVITING THEM IN TO  THIS COMMUNITY –  we are the little fly  inviting in the great big money  grabbing salivating spider and its enablers!

https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/

 

TO  BE CONTINUED ……………..

 

 

 

 

 

 

 

 

October 22, 2017 at 4:09 pm 2 comments

April 3rd – sample of life – Chris Ritchey

Breath of Life – Celtic Knot – Chris Ritchey


At first, after you died I girded myself for the arrival of the mailman – sympathy cards, notifications in your name, even the ones from the monuments people wanting us to purchase you a headstone- at least they recognized your family should have a say. As the months disappeared into years pretty much the only mail for you would be the yearly invite to a “four-wheeler” event.

Last week however, Monday , found me opening your letter calling for you to submit work created between January 2015 and December 2016 for AIGA Cleveland . My breath was only sucked out of me for just a few moments and although I was in a foul mood and very touchy for the rest of the day, causing everyone around me to tread on eggshells, I managed.

Then the mailman knocked on the door three days later with a registered letter from the Cleveland Clinic – I can’t abide that conglomerate of medical management http://my.clevelandclinic.org/ This letter was from the Andrology Laboratory and Reproductive Tissue Bank.
Apparently they were updating records and it came to their attention you had passed away “our condolences” (written as an after thought) but we need to dispose of what remains of your son’s life ( my words) hereto known as the “sample” .

I was confused, incredulous , not sure what I was reading – yes I remembered you, on doctor’s advice, had banked sperm before the chemo. I had wondered weeks after your death what would happen. I didn’t do anything because since the Lombardis and the then your wife – Angela Ritchey ( now Dr. Angela Murphy- http://my.clevelandclinic.org/staff/16147-angela-murphyespecially Sue Lombardi ,had made ALL the decisions as to what would be happening with you, my son and your mortal remains, with no input from his family – they would have seen to this as well. I hadn’t realized you had designated me in this instance.

And here it was -the Clinic apparently had not “disposed of ” (their term) the sample upon your death as contracted . Now, I have to make the decision to call them re maintaining the samples – should I do nothing they will commence the disposal on what would ironically be your wedding anniversary !!!!

I read and reread the letter , my gut churned, my mind ran amuck – this planet still holds your life essence and the cavalier Clinic wanted to tell me they were once again in disposal mode.

Angela , Sue and Tim Lombardi


I cried ,gasped for air, memories became reality once again in the ensuing hours. Everything came rushing back – emotional incontinence, anger , disbelief, pain returned full force.

Thoughts of what could be , what should have been, pulling the plug conference in that damned hospital – stony faced Lombardis – removed from the emotions of your death – sitting at that conference table looking like they were smelling bad fish and hoping against hope I would agree to your being taken off life support. Inconvenient, if I wouldn’t agree as Sue Lombardi had already picked out the “coffin clothes”. https://thatwoman.wordpress.com/2010/10/14/an-open-letter-mama-sue-lombardi/

I wasn’t thinking straight –

I could get legal advice about maintaining the “sample” – you see to me was more than a “sample” it was my grandchildren that would never be- the life essence of my son and yet there was hope still– surrogate mother ran through my head- what would that cost? and then the darker thoughts of what did they mean by “disposal ” did they dump your “essence of life” into medical waste, the toilet , down a sink? My mind raged , bled and remembered……

Logically I know, you had signed the contract your “sample” should be “disposed of” after your death, so I believe that is what you wanted. Even if I could find a surrogate – it would be sheer selfishness on my part to bring a child into the world when I am surely heading out of it before they would be grown and finally you had a blood cancer when the “sample of life” was taken, I couldn’t take a chance that any child born would have a chance of cancer.

I haven’t responded to the Clinic as yet- although I know I will have to but it is hard to once again have to pull that plug……….

I love you ………

Artwork Chris Ritchey

April 3, 2017 at 11:55 am 3 comments

2006 – Lorain was dreaming lights on Broadway then and now

PHOTO- MARK TELEHA LORAINCOUNTYPHOTO BLOG

PHOTO- MARK TELEHA LORAINCOUNTYPHOTO BLOG


There has been much toing and froing ( even on this blog ) with the Broadway Building and a successful downtown.
http://www.chroniclet.com/Local-News/2016/10/11/Lorain-developer-hopes-to-have-fudning-estimate-by-month-s-end.html

http://www.morningjournal.com/general-news/20161010/lorain-city-council-public-voice-support-for-broadway-projects

I sat at Lorain City Council chambers last evening for the latest discussions as to what was going to happen at 642 Broadway ( United Way)
https://thatwoman.wordpress.com/2015/04/15/money-for-old-rope-a-taxpayers-question/
and the Broadway Building-

I have aged since Spitzer mothballed the Broadway Building 11 years ago BUT sitting there last night I lost 10 years because I was back in 2006. So here is a reprise of a post I wrote back then on the old WoM Blog when I said then Show me the Money….
Apologies the newspaper links from 2006 have disappeared from the web but at the time they were available – not written in stone apparently but they were there when the article was originally written

WoM Logo  by  Scott Baklar

WoM Logo by Scott Baklar

Back in 2006……..
Loraine Ritchey: Vision to do = needs dosh
or Show Me the Money!

(** note concept drawings courtesy of City of Lorain)
Noun: dosh dósh [Brit] Informal term for money – boodle, bread, cabbage [US], clams [US], dinero [N. Amer], dough, gelt, kale [US], lettuce [US], lolly [Brit], lucre, loot, moolah [N. Amer], pelf, scratch, shekels, simoleons [US], sugar, wampum [N. Amer], moola [N. Amer]
We all have visions of what we would like to see happen in this city by the shore. We have a lakefront begging to be cherished by people with vision, expertise and cash to make it happen. The recent announcement of the Maritime Museum moving to the old Pellet site was a welcome vision.
ship-plan
but like everything in life the concept needs the cash needs to make it a reality.

NOTE: THE MARITIME MUSEUM DID NOT HAPPEN BY 2016

BACK TO 2006
The Baseball stadium and field of dreams is also a vision of some of the community

It has taken by the last count $240,000 to reach the stage where CSU baseball will come and play for a couple or three seasons, once the field is prepared to certain specification, which of course will take more “dosh”. It is hoped by the proponents of the stadium/ field that the ripple effect of having a college team play in Lorain will eventually lead to bigger things – possibly a stadium – professional baseball. Dreams, assumptions , wonderful visions – we have had them all throughout the years.

NOTE 2016 from Ballpark Reviews
http://ballparkreviews.com/template2.php?in_name=The%20Pipe%20Yard&in_city=Lorain&in_state=Ohio
One has to wonder in 2016 how much this costs us to support in the last 10 years

pipeyardres The photos in the screen shot from Ball Park reviews were taken in 2007

Streets and Sidewalks Committee Meeting October 23rd,2006

GIVEN: We have not even advertised yet. We are hoping and basing our future on wishes assuming that will take place. We have had fifty years of assumptions that have not paid off in this town. We need to be very cautious otherwise we are mortgaging the residents’ future on a dream. It is one thing to look at things and make educated guesses but it is another to dream…

2006
Then we also have the Heritage Trolley planned to loop around our downtown district
trolleyres

photo Heritage Trolley.org

“In order to implement the restoration of the streetcar system in Lorain, OH a Community Improvement Corporation (501-c3) has been formed. This Lorain Street Railway Inc. will be made up of members from the Lorain Port Authority, City of Lorain, Mainstreet Lorain, Chamber of Commerce, Lorain County Metroparks, Developers, Civic Leaders and other persons knowledgeable in the field. The wide range of membership is an indication of the community support behind this project.”

2016 – call it a Street car in Desire only – never happened …….

2006
The Lorain Palace, the grand old lady of Lorain holds a special place in this community – saved from destruction by the vision of the “ladies who lunched”. The latest plans to annex her to the Eagles building with all the performance areas, classrooms for the arts, entertaining in conjunction with the Palace that could entail is definitely a vision close to my heart. The vision is there but very little money.
eagles

2016 We are still talking happy talk……

2006

Friday October 13th 2006 (the timing of that announcement didn’t bode well for those of us who are superstitious) found us reading the article “Lorain looks for bright future on the lakefront” Kate Giammarise (Morning Journal)
ores

“Altogether, it’s about two to two and a half miles of waterfront property, amounting to about 100 acres, said Don Romancak, a planner in the city’s Community Development Department. The city and Port Authority say they are partnering to have more land to offer developers”

The Pellet site was home of the “ore piles” and the coal docks – someone else’s “vision” of waterfront development.

”It’s wide open,” Foltin said, adding the development could include condominiums or other housing, retail, recreation, hotels, a conference center, a baseball stadium — or even casino gaming. ”(Having casinos in Lorain) still is near and dear to my heart,” Foltin said. ”Don’t think that door is closed”

2016 NOTE: I should have taken that bet ! because that door hit us in the wallet on his way out of town

The City of Lorain is proposing marketing and requesting RFP’s ( Requests for Proposals) from developers, some locally already have the information (see Agenda packet October 16th – Lorain City Council). Other options such as advertising our acreage nationwide and beyond are on going.
For some the coming together of a vibrant, bustling community can’t come soon enough Chronicle Telegram, October 25th-2006 by Joe Medici

LORAIN — With a Woolworth’s, a J.C. Penney’s, restaurants, movie theaters and dozens of small shops lining Broadway, Lorain’s downtown was once the jewel of the city.

Today, business owners on the city’s main corridor are just looking for ways to keep their doors open
2016 Well at least that still holds true
The people of Lorain may not agree on whose vision is the correct one but there isn’t a single solitary soul in this community that doesn’t want to see “Lorain Alive and Well” with people, housing, entertainment, jobs. That is the “vision” upon which we all agree.
Now we just have to get someone with the creativity, expertise and the financial backing to take our visions, show what is ”do-able with the dosh available” and make them reality. “Oh Say can you SEE??????”

2016 and there we sit 10 years later still polishing our rose coloured glasses and dreamin’ ………..

ALL IT TAKES IS MONEY-
retownres Source http://retown.com/

October 11, 2016 at 4:37 pm 1 comment

An open post to City of Lorain- The History of Frustration

meThis post actually started out as an email to City Council members but like the housing situation we find ourselves in and lack of accountability it too became too much and unwieldy- no one was going to read through it.

Lorain%20City%20Council%202016%20m1615
Photo Source – City of Lorain
There are any number of reasons Lorain finds itself in the housing position we are in today:
Joe Koziura
Mayor Koziura 1996-2000( now Council at Large) tried, along with then Building Inspector Mr. Murphy, to reign in the deteriorating homes and buildings in Lorain and lawyers 😉
img272
https://thatwoman.wordpress.com/2013/07/09/the-pos-and-nuisance-ordinance-a-lesson-in-history/
housing court

This did not sit well with the mega landlords ( at the time ) and they supported Craig Foltin for Mayor .
craig foltinand friends
There was , imho, a let us appease those who are “squeaking” the wheel in 2005 – see article Broken Homes from the Chronicle – when a number of us went before Mayor Foltin and Mr. Desvari stating the deteriorating neighborhoods.

brokehomes which “chronicles” the situation. I re – chronicled the issues in May 2012.

https://thatwoman.wordpress.com/2012/05/01/lorain-oh-broken-homes-broken-people-just-plain-broke-part-two/
Desvari
The then Building Inspector Bill Desvari , himself on charges before he died , gave token action to the problems .

Desvari’s most recent legal problems began in 2008 when Lorain police launched an investigation into his dealings as head of the city’s Building Department.

He was placed on leave in February 2008 as police probed complaints about problems with homes in the King’s Woods subdivision. That investigation expanded to include allegations that Desvari allowed an unlicensed cement contractor to operate in the city in exchange for the contractor doing work on Desvari’s Columbia Township home.

Desvari was indicted in July 2008 on charges dealing with the contractor and allegations that he failed to complete inspections and require permits on homes in New Century Village.

Another round of charges were brought in 2010 against Desvari that centered on two $5,000 loans Desvari received from men his attorney has described as friends. Prosecutors contend the loans were actually bribes.http://chronicle.northcoastnow.com/2012/08/06/former-lorain-official-dies-while-awaiting-trial/

We then had the Sub Prime Mortgage Crisis 2008 , for Lorain and “property procurers ” this gave them a huge “feeding frenzy” with very little controls from local government.

citylorain feeds

You have anecdotal situations brought before the media and City Council – the sound bites of frustration. We have had council people literally venting their frustration at meetings. AND although everyone seems to be on the same page with “doing something to stop the rot and turn around the older neighborhoods” for the most part hands are tied

brokenstar
The situation , imho, has become laughable , when even a junk car next to a church and in a neighborhood becomes “Where’s Waldo” ( the trashed car) How many weeks did this take only to have it moved to another junked property around the corner so to speak ?
https://thatwoman.wordpress.com/2016/05/20/don-the-downspout-says-lorain-in-a-fix/

The Art Car

The Art Car

artcarhome
We have any number of people “playing the system” ( judicial)the cost of doing business a mere fine and not having to abate issues.

There are so many of these situations , they are too many to document The whole system is broken because of a lack of respect, ( which can’t be legislated), lack of accountability ( which is not accounting for much) , a city with a declining job market and one of the biggest businesses in town – the rental business making profits don’t take my word for it Kent Sutton one of Lorain’s mega landlords and LELA members was quoted affirming the fact :

“We simply assure housing providers that they{LELA MEMBERS} are running a business not like any other business,” Sutton said. “The housing should be kept up to some condition of the neighborhood.” http://www.morningjournal.com/article/MJ/20120618/NEWS/306189973

The frustration of City Council Members , The Administration, ( and yes the Judicial, hamstrung by ineffective fines , time lines and legal lalala speak is clear – the frustration is spilling over in the neighborhoods and City Council floor as there does not seem to be a simple fix.

We have tweaking of our ordinances so that lawn mowers ( as seen from space) does not become an everyday occurrence because there was loophole in an ordinance that brought this one iconic situation before housing court for the past FIVE YEARS. .

http://www.morningjournal.com/general-news/20160523/lawn-mower-legislation-under-review-in-lorain
3200 jaeger road

The cry is we need jobs!!!! Let us look at that

When a Corporation/employer looks at a community in which to relocate they look at Infrastructure, School system, housing etc.

econres
http://www.forbescustom.com/EconomicDevelopmentPgs/CorpRelocationCurrentTrendsP1.html

What is the answer to our tale of woe……. well here is a clue :

that they- [ ED. NOTElandlords/ mega property owners} are running a business not like any other business………………………….


TO BE CONTINUED

May 24, 2016 at 1:45 pm Leave a comment

The Housing Tale- a history- not a mystery- just bank business

meter oh boy

My phone rang this morning from US Bank NA https://www.usbank.com/ They have written twice to Charleston Village Society thinking we were a Home Owners Association.

USB they were following up on 1721 W 12th Street
172112

According to the Lorain County Auditor’s Site this property transferred to them under Sheriff’s Deed January 5th 2015

Transfer History – 2015000025
Sale Date Sale Amount Conveyance/Exempt Number of Parcels
1/5/2015 $22,000 2015000025 1
Parcel Grantor Grantee
0202028107009 HAGWOOD HERBERT M JR & HALSTEAD HOLLY M US BANK NATIONAL ASSOCIATION


red flag
Not a problem there but the red flag went up once more because I had received a letter before ,from this bank, thinking we were a Homeowners Association for 329 Hamilton ah yes 329 Hamilton.

The other property mentioned as being under Vision Property Management AKA Kaja Holdings II ( of the many roman numerals association with Kaja ) and
RVFM II SERIES LLC ( most worrying all these roman numeral LLCs)-
https://thatwoman.wordpress.com/2015/09/11/the-housing-court-and-you-lorain-part-one/

329ham
This property was also a Sheriff’s Deed and according to the Auditors site was purchased back for $40,000 – and in my humble opinion was another bank dump for $4,355 WITHOUT POINT OF SALE – The obligatory hand-written sign RENT TO BUY went up AND YES THERE ARE PEOPLE NOW LIVING THERE !

https://thatwoman.wordpress.com/2015/09/17/the-follow-up-a-tale-of-two-houses-city-council-loraine/

Sale Date Sale Amount Conveyance/Exempt Number of Parcels
11/17/2014 $4,355 2014005153 1
Parcel Grantor Grantee
0201006108004 US BANK NA TRUSTEE RVFM 11 SERIES LLC


This property was coming up before Lorain’s Housing Court for No Certificate of Inspection ( aka POS) – outcome ?????????

When the US BANK NA phoned this morning – September 24th- I stated the property at 1721 W 12th was NOT in Charleston Village Society’s area and said:

“Are you selling this property on?”

USB:
I really can’t say I am just clearing any paperwork with the property

Oh well before you do “sell on” or transfer to a Property Management company for a percentage of the properties worth you should be aware there is a Certificate of Inspection requirement in Lorain- since January 1st 2014- Your bank neglected to follow through on that aspect for your property at 329 Hamilton . You might want to red flag your properties in Lorain as needing a Certificate of Inspection.

USB- Oh I will make a note of it

red flag
And Lorain might want to flag their properties, as every Lorain property that I clicked upon of the 116 owned by US Bank NA went back to them under Sheriffs Deed-

Granted it was a random search but what are the odds the majority of those properties are similar Sheriffs Deeds? Even the $100,000 5098 AVON BELDEN RD NORTH RIDGEVILLE OH 44039.

Elyria, you might want to check there are a plethora in your community – Hopefully they won’t be dumped – I can tell you from years of experience those type of sales do not “help ” the worth of housing stock in the neighborhood…..
https://thatwoman.wordpress.com/2012/07/11/banks-banking-on-lorain-business-of-blight-devaluing-lorain/

The banks have been bailed out once for poor business practices “Banking and Sub Prime 2008- . I, for one, do not want to keep suffering for their poor mortgage decisions . Hopefully US Bank NA gets the message that they have to follow the laws of Lorain! Any Bets????

red flag
US Banksc

September 24, 2015 at 3:33 pm 1 comment

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