Posts tagged ‘Landlords the big business’

My roses their guns – walk away from Lorain?

I don’t need a little Christmas- I need  new leaves, blossoms, daffodils, tulips the sound of splashing water from the ponds, grass that is green . I need mother nature to  take me away  and screen me from  those that dwell in the “hood”.

I  can look at the snow drops peeking through  and imagine I  am far far away in a woodland  dell instead of the “No  Exit” that we are living. I use  mother nature and her children – trees and shrubs flowers and vines to  build a barrier between them and us.

I have been planted here  because I  chose a young, brown-eyed , perfect teeth  of a guy and followed him to  Lorain  and this house. It has been home for over 40  years now. And the issues and problems with  purchasing in a neighborhood that was transitioning has been well documented on this blog.

But in the past 10  years the bank dumps especially  with  the “Blue House” have lowered property  values – caused the neighborhood  that was at one point stable and going back to a more respectful quiet and family  area to  take a nose dive. 1121 W 4th   now owned by  one  MARRERO – RAMOS MIGUEL  . His “tenants” who  obviously  feel we should appreciate their  foul language and loud – gun totting lifestyle as they hemorrhage it all over the rest of the block.

2012 I knew that this was going to  be an issue from the very  first day  it sold…… after being dumped by  the bank

https://thatwoman.wordpress.com/2012/07/11/banks-banking-on-lorain-business-of-blight-devaluing-lorain/

“Well First Federal Savings of Lorain I have seen and “heard ” the “people” who have come to see your listing . I spoke to a couple of them as the parked on the lawn next door under my dining room window- as I informed them they were parking on another’s property and that it wasn’t a driveway – they knew and didn’t care- they were buying the  blue house? SIGH. Oh! and quite frankly I am dreading the rest of the summer thanks to you and your “business” decisions .

You, First Federal Saving of Lorain have, in my opinion, “dumped your unwanted housing” from $56,000 to 28 thousand (buy back )to 13,900 listing just two months later . NOTE sold for $12,500 – Great !!! And let us face it – it was your bank that made the decision just a few short years ago by giving a mortgage to someone unable to pay it in the first place that set in motion this chain of events.

You are responsible, in my opinion, for what will ripple out and effect this neighborhood. Don’t forget, you were also the mortgage holder and foreclosed on the other neighborhood house next door 1125, W. 4th street– now scheduled for demolition

AND then

OLYMPUS DIGITAL CAMERA

https://thatwoman.wordpress.com/2016/05/17/money-where-your-mouth-is-part-one/

 

Flash  forward 6  years later and many  issues – the brown house was demolished- then came the highway  cut through  and parking wherever the needed to  park… boats, trucks and vehicles. I  suppose it was just a nuisance to  me and mine that we had to  live with  this disrespectful behaviours.

We  finally  purchased the lot next door  1125 W 4th   (2016)  duly  fenced , planted shrubs, trees, ponds and plants to  make our little corner of the world  a place for respite .

I argued there was hope for Lorain and this area , even knowing that it was an uphill battle due to  business practices that have made the surrounding  neighborhoods a concern for anyone wanting to  open  a restaurant or bring in an  “up  market” healthy  business. It was going to  be local and piecemeal at  best. Through a 501C3 we have tried our best to  bring something of which  we can be proud to the area:

This particular house 1121, W 4th   – a rental- with  a plethora of tenants  in the three bedroom 1 bath  home- including a very loud lifestyle,. has a business in the form of a funeral home  behind them – The fence behind the funeral home parking lot was knocked down  and so  now exposes those  coming for viewing a view that I  am sure isn’t what they  were expecting :

March 11th  found a “flock” of “yard birds” swilling alcohol comparing guns and shouting in the alley  – and witnessed by  more than me.

In the front of the house, across the street is a Charter School, and since these people live back to  front their trash   etc is always s there bidding a warm welcome to  the parents dropping off their kids.  March  18th

Trouble is  we can nothing about the intimidation  the “fear of ones safety” and IF WE don’t feel safe in our own street and  back garden  then does Lorain honestly  think walking this street to  the local opportunities or parking in the neighborhoods  just blocks away is an option.

People read this blog who  are not from Lorain- they  use it to  research  the community – they  come here to  find out about Lorain-

This type of post does Lorain no  good BUT it is the truth , it is what has happened all over this Ward 2  thanks to  banks local , national and international ( all documented for years on this blog) , out-of-town LLC’s , multi property  owners who  don’t give a damn and a population that is being held hostage and quiet  through fear of retaliation.

This past weekend March  18  my  two  little grandchildren coming to  help  their grandfather tidy  the new lot – get ready  for spring were subjected to  a wild-eyed , irate  witch calling them and their “Nog” – as she hauled herself on the flat-bed of a tow truck they  have parked next to  my  fence – every  form of filth she could muster from her large loud mouth.

 

The cause of this “in retaliation tirade”   because I asked her on  Sunday March  4th  – as her music  cranked up  when she parked her vehicle in the alley  doors wide open   was vibrating every  window in the neighborhood .

My  request to  turn it down   was met with  a torrent of Spanish peppered with  “fu##” bitch .. was given the” talk to the hand” among the profanities pouring from her  and I said either turn it down or I call the police –

“you go backa in your house, bitch   I don’t need you… I gotta a new car and testing it out”

I said test it elsewhere – as she entered the house  the tirade of go into  your house mother- fu##er  .

Back  to  this past Sunday –  we were lighting the fire pit and preparing to  have the kids roast hot dogs (  nice American  pastime) apparently  Tonya of the Tow Truck decided  she no  likka my  smoke ( which  I  may  add was NOT  blowing east but south)  and hence the abuse.  Well I  have news for her I am allowed to  be in my  own garden with  my  grandchildren .

Unfortunately , as I  looked at the kids faces and what I  was seeing , I  became disenchanted , angry  and fed up !

The  littlest one now no  longer wanted to  be in the garden – he was frightened – they  didn’t know what was happening- they  aren’t exposed to  this sort of behaviors with  their neighbors and the oldest (  8) saying:

Nog, I am sorry  you  have to  live here

it dawned on me he felt like I was in some sort of hellish  world  so  unfamiliar to  him… I was seeing  our home through  the eyes of an 8-year-old and I  didn’t like what I  was seeing there .

Yes so  am I  – I said

There is nothing I can do…  This ward has become a  “glut of yobos” gone too far – the tipping point tipped.

– and thanks to  First Federal policies  and devaluing the neighborhood  ( in my  humble opinion) by dumping this house for $12,500    I can’t even sell this property   and my  grandchildren will not want their inheritance- far from over the river to  grandma’s house we go  – it will be “dump it” for what we can get -I   am not living there .

So  Lorain you  will  lose again ….  take that to  the bank!!!!!

My  roses against their guns ………. ain’t happening … 

 

 

 

March 19, 2018 at 4:24 pm 2 comments

Lorain’s Housing- owners of the dirty diapers- Part 3

 

And the clog in the system keeps on coming .

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

https://thatwoman.wordpress.com/2017/11/06/lorains-housing-owners-of-the-dirty-diapers-pt-2/

You  would think , this house at 1348 West Erie, after being front page in local media ( print and electronic) predatory  property holders   investigated by  all and sundry  ( including the NY Times) https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/ we would not find ourselves back to  square one.

Touted as the poster child by  realtors as being a negative because of  the amount of money  having to  be put in escrow ( Point of Sale) as  being a detriment  to  home sales in Lorain.

Lorain house sets record with $45,750 escrow requirement by R. Payerchin June 2014 –

http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

Let us revisit once again  the housing court history – First up after the dumping of the home by Federally  backed mortgage company  Fannie Mae to  Kaja Holdings  for ZERO dollars  and NO  Point of Sale Inspection, Fannie Mae acquired the property Aug. 2013

Sale Date: 8/5/2013
Sale Amount: $95,116.00
Conveyance: 2013003968
Grantor: KRAUSE TODD
Grantee: FEDERAL NATIONAL MORTGAGE ASSOCIATION

it was purchased February 2015 from Fannie Mae   1 year and 1 month  after Point of Sale was introduced to  Lorain

Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

Many trips to  housing court  and then finally  the lawyer (after much publicity)   arrived on scene only  to  be given “time” grace time to  fulfill their promises- little discussions at the table to  the side with  the ”  Lorain City Prosecutor ” who  agree with  giving the benefit of the doubt on more than one occasion  ( sigh) First up for Kaja Holdings was attorney


JIANG, LEI
http://eb5info.com/eb5-attorneys/35-lei-jiang
From what I could gather that day of August 12th,2015, the attorney Jaing, Lei was given another court date of September 9th to remedy and or update the situation

Then a lot of toing and froing – another continuance  this time   December 9th,2015  nearly  a year in housing court   https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

Fast forward  to  April 2016 5 months after the December 9th continuance another court date and another attorney this time

 

Mr. James White http://www.fkwdlaw.com/attorneys/james-r-white/

 

( who   started a dialogue on this blog ) https://thatwoman.wordpress.com/2016/04/07/plump-lady-plummets-and-the-housing-trip-continues/

I had contact with Mr. White through emails about 1348 West Erie and what his clients proposed to  do : In fact August 3rd  2016  found the following email :


Hi Loraine- Several of the violations to  the exterior have been repaired. The City’s required escrow to  perform the repairs has been deposited with  an escrow agent with  repairs to  follow.

Great news “finally  something happening BUT…. looking through the paperwork on the home of 1348 West Erie PDF   found here :   1348

Mr. White did get that  escrow “lowered” from  $45, 750 . to  $16,680  and then lo and behold the property  changed hands AGAIN ( twice – albeit to  the same man but different LLC’s- Mr. Farah Issa  and Kaja Holdings got their escrow money  back!!!!


Mr. Issa was duly  notified he had to  assume the escrow amount  and he apparently  did according to  the PDF file  pages 34,35,36 of the PDF .

 

 

 

and

Certainly  Mr Issa was not unaware of the issues with  the house  .  Contacting the BHP Dept I received this email  via Mr. Given SS Director  (my  bold):

Attached is the file for 1348 West Erie Ave. Page 34,35 and 36 of this document is the current hold of escrow for the property from the new buyer. The escrow was released back to Kaja once the funds were placed for the new buyer. This property actually transferred to Prosperity Investment Fund LLC and then again to FICC Realty Holdings – same agent on the Corporations though (Carmen Camino). They were supposed to be in court on October 11th (the summons shows service on court site) but they did not come to the hearing. I must assume that Law will attempt service again (since they won’t issue warrant on corporation).

And yet after the Demolition Board of Appeals  pronounced sentence on October 19th, 2017
http://www.morningjournal.com/article/MJ/20171019/NEWS/171019306
because of the numerous complaints – Fannie Mae, Kaja , etc etc.  and lack of action on this property  ( well apart for the legal eagles that is) Mr. Issa showed at the  November 16th, 2017 Demo  Appeals Board ( even though his property was not on the agenda)
as covered by  Rick Payerchin of the Morning Journal
“Owner makes plea for house that has been Lorain ‘problem for decade’”
http://www.morningjournal.com/article/MJ/20171117/NEWS/171119547
and HERE WE GO AGAIN!!!!! you  would have thought  Mr. Issa  would have gone by  his property  and at least secured the doors to  the garage and little out building ( cottage)when he was in town.
The only  ones , it seems to  me in my  opinion, making  headway  with  1348 is the attorneys  , it certainly has been a fairly  lucrative proposition for the past months and now years.
We, Lorain, are allowing this behavior. Where is our Law Dept.? They, including Law Director Pat Riley,   are supposed to  represent us, fight for us , this home , once loved , still loved has been left rotting  whilst  the legal system  floundered around  like the last dying gasps of that fly.  Those who  represent the legal aspect  are accountable for the last 2 years of this history  and if this is the way  we proceed legally  in Lorain then  we need to  address that aspect!!!

One , unless they  have researched the disappointing process of legalisms, inspections, housing courts, thinks it is easy   but trust me on this after years of the “history ” of 1348 – we, the public  are naïve and welcoming the big fat spider into our parlour to  devour our quality  of housing, buildings and life. It is the biggest foulest filling of the diaper yet and it oozes  out  a putrid stench  ….Picture: Arleevector)

 

 

 

 

November 19, 2017 at 6:06 pm 5 comments

Lorain’s housing- the owners of the dirty diaper- PT1

Come into my  parlor said the FLY to  the SPIDER – Lorain being the name of the FLY  and the SPIDER -???)  

Notorious Opponents of Exactitude

 

I am not an inspector, I am not a builder, I am not a politician ,  I am not a legal eagle , ( although in some cases around this  “wonderland”  the eagle fails to  fly )I admit I  have no  qualifications what so ever pertaining to  “housing” I am however an “expert taxpayer”.  I didn’t come down with  yesterday’s shower and I am not a complete fool.

I have written about housing in this city  for years on various blogs, been picked up by  national and local media- brought situations to  the fore- and still the same behaviours when it comes to  “predatory property LLC’s “continue …

Back to  Lorain City  Hall on October 19th  and the Demolition Board of  Appeals – ( why ? when I  said I was done!) because the icon house of  thousands of my  words and documentation was on the list. 1348 West Erie

 

In 2012 I  wrote about this house situated in one of the better areas and also along the main thoroughfare into  what is called “Lorain’s downtown, business , entertainment, waterfront, social service and law offices abound  District“-

In 2012, as  I wrote about this home,  we thought the house was one of the oldest , historically  speaking in Lorain according to  Ohio  Historic Inventory

only  to  do  some detective work to see the original house on that site was destroyed by   the 1924 Lorain Tornado . After the tornado a home was built over the original foundation  – https://thatwoman.wordpress.com/2012/05/30/lorains-history-mystery-the-wurmser-house-a-tale-of-two-houses/

 

It wasn’t another tornado causing this home  to be on the demo  list.There is a  blockage in the bowels of the building housing and planning system and Lorain’s right to  decent housing .

The system is clogged, broken and the cause of a lot of Lorain’s housing ills

 

 

 

 

 

 

 

 

Cartoon Source – Sannimas – https//www.sswm.com

So who or what  Lorain City  /  Lorain County  Dept is  helping to fill the dirty  diaper of decay , to  bugger up the system causing the foul stench  to  permeate Lorain’s  older neighborhoods , streets and if something is smelling in Denmark

“Something is rotten in the state of Denmark”

it is positively  putrid ( in my  opinion) in Lorain!

The social media will have discussions of conspiracy, kickbacks  and anecdotal evidence-  to  be fair  that has happened – ( William Desvari Chief Building Inspector under Mayor Craig Foltin)  comes to  mind .. Those decisions made during that time  have resurfaced just a few weeks ago

https://thatwoman.wordpress.com/2017/08/25/am-i-bovvered-lorain-fire-in-the-belly/

The mere fact reports stated from the Chronicle Telegram Newspaper that earlier in another administration ( Foltin) “inspections were “case closed” by an administration that was “landlord friendly” on this building.
http://www.chroniclet.com/Local-News/2017/08/07/Section-of-Broadway-remains-closed-until-Thistle-Building-is-razed.html

http://www.morningjournal.com/article/MJ/20120427/NEWS/304279955  The date on that particular article was around the same time the 1348 House documentation was starting to  be  written.

Even before that  2012  article the rot  was setting in , the “waste product “of”friendly inspections”    brokehomes      started to clog the flow. Yes   we did have the issues  of fraud  etc in the Building Dept.


http://blog.cleveland.com/metro/2008/07/lorains_chief_building_officia.html

Desvari was placed on paid administrative leave in February while police investigated accusations of accusations of dereliction of duty, conflict of interest and issuing improper building permits against him. He was hired in 2003 for the $63,000-a-year job.

In 2004, he was charged with falsifying his job application for not disclosing felony convictions of fraud, forgery, theft and passing bad checks, all from Cuyahoga County Common Pleas Court between 1987 and 1990.

And the tale continued http://www.chroniclet.com/news/2012/08/06/Former-Lorain-official-dies-while-awaiting-trial.html

You see it wasn’t that he was  a fraud and a thief  – known to  have issues, criminal  charges and legal issues  but the fact that HE WAS HIRED by the Foltin Admin in the first place is my  issue  .   And  WHY when the initial reports of his  “iffy  ” resume  reached us through the media  – where was our outrage -why  didn’t we use our collective voices to  say  NO!  this isn’t right?

Did not Mayor Foltin, at the time, do due diligence he was and is a very  intelligent person, you  mean to  say  he did not  check the on line university  for the degree of Billy  Boy was  well pretty  much non  existent. Well the diaper may  not have been full but it was fast becoming  smelly. There were certainly enough red flags back then but it seems  the Foltin Administration  REPUBLICAN- 2000-2008 were  red / green color blind.

Of course we also  had issues with  the next administration  this time DEMOCRAT- 2008-2012 Mayor Krasienko  – and that is still on going – a Safety  Service Director – Robert Gilchrist  ( also  a resume that had flags) who  was less than desirable  and one of whose participation in the loan program   is still under investigation by  the FBI- Photo source Gilchrist’s Mug shot ( but I ask you  who  is really  the “mug” in all this????

http://www.chroniclet.com/news/2016/07/08/FBI-probes-loan-program-by-Lorain-Development-Corp-ran-for-city.htmlhttps://thatwoman.wordpress.com/tag/robert-gilchrist-service-director-lorain/

 

Of course the whole 5th floor of city  hall was also now starting to  reek from the odours  as to those in charge- we would be remiss if we didn’t mention Sandy  Prudoff – controversial  head of Community  Development for many  , many  years ……… http://www.cleveland.com/countyincrisis/index.ssf/2012/06/sanford_prudoff_former_lorain.html

Sanford Prudoff, former Lorain official, pleads guilty to conspiracy; will testify against Anthony O. Calabrese III

found also  to  be entangled with   Attorney  Calabrese who worked for the law firm of Vorys, Sater, Seymour and Pease LLP 

This law firm was brought into  the city  also  under the Foltin administration (according to  Lorain City  documentation)

http://www.morningjournal.com/article/mj/20131118/NEWS/131119348

Cleveland law firm to pay Lorain $3 million (with video)

http://www.cleveland.com/countyincrisis/index.ssf/2013/11/anthony_o_calabreses_former_la.html

You  can see why  people in chat rooms and face book pages call out corruption and kickbacks no  matter who  is in city  hall or on city  council . The smell of those involved  hasn’t gone away  and lingers on those who  now  work in the city  environment and I  can  see the diaper  being filled .

The smell oozing through the political cracks  did start  to  attract attention and although we can “hopefully”  eventually   catch  those  that add to  our  decaying housing, decaying building who  are found to  be crooks -gaining money  and power through nefarious means  –they  are the least of our worries .

No,  it is my  opinion what is happening now to  fill the diaper , which  is causing the blockage in the “system” of decent housing is far more dangerous- yes money   and a lot of it is involved , but LEGALLY –  which  is even more  horrendous than all the  fraudsters we have had though the years.  WE ARE INVITING THEM IN TO  THIS COMMUNITY –  we are the little fly  inviting in the great big money  grabbing salivating spider and its enablers!

https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/

 

TO  BE CONTINUED ……………..

 

 

 

 

 

 

 

 

October 22, 2017 at 4:09 pm 2 comments

Tale of two – The cost – Part one




Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/
Part Seven- https://thatwoman.wordpress.com/2017/06/19/a-tale-of-two-do-nowt-get-nowt-lorain/

If nothing else the previous 7 posts in the series has confirmed there has been an ongoing problem for 12 years ( or more) the houses and their ONGOING problems may have gone through 3 administrations heaven knows how many different councils and council members but with ONE Building Dept and the way of non accountability. The only people cited who follow through seem to be the already law abiding property owners, the rest seem to “play the property / enforcement game – IN MY OPINION- based on the research over the years.

There is a cost to all this diseased, decrepit, dilapidated housing and in 2005 – 3 years before the sub-prime mortgage debacle The National Vacant Properties Campaign with the support of the Environmental Protection Agency came up with a 24 page report – 12 years ago just about the time our city was starting to go belly up…

Click to access true-costs.pdf


the above report is really worth the read and government with Community Development and Building and Planning surely should have accessed the report


If you ask any Lorainite in the year 2017 they will say this photo from the 2005 report is a familiar site , especially in the 44052 44055 where our poster child houses are located

2005

Cities must address the increasing number of vacant properties, not only because of the negative impact they have on the surrounding community, but because of the numerous costs they impose. They strain the resources of local police, fire, building, and health departments, depreciate property values, reduce property tax revenue, attract crime, and degrade the quality of life of remaining residents. In summary, vacant and abandoned properties “act as a significant fiscal drain on already strapped municipalities, requiring disproportionate municipal resources, while providing little or no tax revenue to municipal coffers.”

As the years passed and we continued our downward slide and lack of enforcement there were other reports written.
http://www.cleveland.com/cleveland-heights/index.ssf/2015/08/abandoned_homes_affect_communi.html
http://www.cleveland.com/rocky-river/index.ssf/2015/08/rocky_river_westlake_hide_vaca.html
Then we get to the 2017 White paper on Blight another must read

For a single home, one can attempt to calculate these costs.
Using the following conservative assumptions the foreclosure of a home will cause a loss of value of at least $130,000 as a result of the following:
1. The home if owner-occupied would be worth $200,000, which is just under the national mediansales price of $235,000. The loss of value to the
home itself is 38 percent, the amount expected by buyers and in the midpoint of the range ofestimates. This is a loss of value of $76,000.

2. Assuming 21 houses within 500 feet. This is
a conservative assumption based on houses that are roughly one-fourth of an acre that have100x100 foot square plots. Thus, there are five
houses on both sides of the affected property as well as another 11 across the street. This number could be substantially higher in urban settings
(condominiums or row houses) and also lower for rural settings or areas where there are not uniform plots or housing on both sides of the street. Each
of these houses experiences a 1 percent decline in home value. For the $200,000 home, that is $2,000. That is a loss of value of $42,000.

3. There are another 12 houses beyond 500 feetbut that are still affected. Recall some studies used the one-eighth of a mile (660 feet) while others showed effects all the way out to 1,000 feet and even further in some to half a mile. For this estimate we are assuming an impact of another 300 feet in all directions, which is conservative given other findings. These impacted houses have a 0.5 percent decline in value, or $1,000. That is a
loss of value of an additional $12,000.

For those who find the methodology of studies that find losses of
2 percent in value of neighboring properties closer and 1 percent
of those farther away more compelling, then the total losses
jump to $184,000. In this scenario the property loss suffered by
neighbors is actually greater than that suffered by the foreclosed
home itself!

Click to access CBS_White_Paper_2017.pdf


And the latest complaint in Lorain is 330 W 9th Street.
This too was a Fannie Mae dump selling in 2010 for $44,000.00 and dumped by Fannie Mae to a Bayvillage resident just 7 months later for $13,500. and there you have it proof once again the system sucks!!!!

The typical foreclosed home imposes costs of more than $170,000. Approximately $85,000 of this total is directly attributable to a property being vacant and the condition in which that vacant house is kept.
 Over half the total cost of a foreclosure’s impact on neighboring properties comes from the fact that the property is abandoned.
 Foreclosures that involve vacant properties lead to increases in violent crime.  The impact of vacancy on crime increases as the property stays vacant for longer periods, likely plateauing at between 12 and 18 months.
 Vacant buildings are major fire hazards; vacant residential buildings account for one of every 14 residential building fires in America.

Yes there is a municipal cost, a cost to property worth for the surrounding houses BUT there is also a cost I will explore in the next post to the taxpayer of Lorain for the system that enables this system- salaries, vehicles, law courts………. coming up in part two of the broken system. We can’t say we weren’t warned of course we also paid in our taxes for the costs of the reports, whitepapers and studies………..

To be continued …………….

June 26, 2017 at 9:17 pm Leave a comment

The tale of Two – THE HOW-Supporting Cast

Original Image Scott Bakalar

Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
January 2013 Photo Lorain 365
Let us just have a quick reminder of the facts of 3620 Clifton.
Sept- 2012 Inspections galore prior to getting a search warrant to inspect the “inside and outside of the property The Health Dept., the Fire Dept and the Building Dept. inspections all agreed , it “constitutes a severe safety and health hazard to the community”.

January 4th 2013– The property came before the Demolitions Board of Appeals and all members present including the councilman Eddie Edwards for the area concluded it was a hazard, dangerous, and eyesore open to the elements filled with trash and vermin….



REMEMBER THESE PHOTOS OF JANUARY 2013 ( Lorain 365) AS WE CARRY ON DOWN THE ‘WAY OF THE 3620″

Because, after the glad handing all around and agreement this property should come down gave way to the “Duo of Will Do – Mr.Barbee and Mr. Johnson who owed at that time $431.00 in back taxes (twice what they paid for the property ) and to date they NEVER HAVE paid taxes

So in the months and yes it has been YEARS this property has been “dithered about the ” Duo of Will Do” DIDN’T and now well $2,964.19 OWED. How is this happening ??? well!!!! you might ask.

Mr. Joseph Barbee and Nathanial Johnson (Duo of Will Do) came before the Demolition Board of Appeals a week after their initial decision of January 4th 2013 to “take it down” and cried have pity pity please. And for 13 pages of testimony on that January 11th 2013 day . I have linked those pages at the end of this post. READ IT AND SEE HOW THE SYSTEM FAILS US-
Chief Brown ( who had to recuse himself) Derek Feuerstein ( Chief of Staff) who tried to pin them down the “missing in action Howard Goldberg ( Prudoff’s Community Development ) and Rey Carrion who pleaded their case very well the cast of characters all of whom had their say and they wanted a “plan” as to how the “$17,000 committed to the project would be spent-
Derek Feurestein at one point asked

DF- Can I ask a question does it really make sense to buy a house for $200?
N. Johnston – Because anything can be fixed- if it was a hazard why would you sell it like that ?
D.F We {City of Lorain} didn’t sell you the hazard – It was the COUNTY AUCTION)

ED> Note AH HA!!! and another character has entered into the story of 3620

Richard Klinar ( Chief Building Inspector was also at the meeting) also stated : The time frame on permits and inspections are controlled by the State of Ohio- the City of Lorain has nothing to do with it we can’t shorten or lengthen

Another cumbersome character the State of Ohio
The Duo of Will DO had a credit card limit of $17,000 for the property
and even Richard Klinar had his doubts
“Just a comment , I find it hard to believe you can replace , electrical , plumbing, heating , roof , siding, windows, doors, drywall and insulate for $15,000

I would have chimed “WHAT ABOUT THE FOUNDATION ISSUES” but by that time you could tell the way this was going the 2nd 2nd chance for the property known as 3620 Clifton As I sat in the audience that day hearing Ralph Cantu (Building Inspector) ask as we were leaving

” I don’t know why you people {bloggers} are so hard on George (Schneider) ( who had also been at the meeting appealing one of his “portfolio of properties coming down) he is such a nice guy!

NOTE TO SELF – maybe a building inspector should be required to inspect properties not like or dislike the property owner.hmmmmmmm

BUT the end result of that meeting the demolition was put into abeyance for another week………… and then from Lorain 365 blog who covered this property from the very beginning …

“It is my understanding that the owners of 3620 Clifton presented an acceptable plan to the Board and will have to bring proof of progress to the next meeting on February 28th.
I will be there.
The work started

Photo Lorain 365
The only way the Building Department knows if these serial second chancers are completing the work to code is if they report back to say the work is done and request an inspection. The Building Department can only drive by and look at the outside of the house from the public sidewalk or an adjoining property (with the owner’s permission).

As long as the outside looks good and the house is secure, there’s nothing else the Building Department can do unless they are invited inside by the homeowners. That needs to change. Stop the repeated prostitution of problem properties in Lorain. Break this vicious cycle before it completely breaks this city for good. It’s time, Lorain.

The pages of testimony
doc into
Doc1
Doc2
Doc3
Doc4
Doc5
Doc6
Doc7
Doc8
Doc9
Doc10
Doc11
Doc12

And four years later

To be continued………………

May 24, 2017 at 11:16 pm Leave a comment

What is their story and the story tellers- Lorain

I have lived in this old neighborhood of Lorain since we purchased our “starter home”- it will hopefully be the home where we “finish up”.
I know a few facts about the people who lived here through the 1/2 century before we became its caretaker. I certainly hope that someone will enjoy this home after we are gone BUT I don’t hold out much hope the way things go in Lorain.

too many examples to show…. this is the latest poster child 3620 Clinton and YES! it too has a story.

Local bloggers, council people such as Dennis Flores,
https://www.facebook.com/search/top/?q=dennis%20flores%20city%20of%20lorain%202nd%20ward%20councilman
have been trying to fight the blight of non enforcement of building codes for years. They have tried the name it and shame it until there were just too many to name. The outing of mega landlords with 300 such properties and those that followed him in his “business” plan. I went to housing court and another story. https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

However recently Lisa Miller of Lorain 365 Blog – (a blog https://lorain365.com/ that photographs the good and sometimes quirky in Lorain every day) posted a picture of a little building on Colorado Ave. Lisa , had her curiosity tweaked by the name on the top of the little building . “Giuseppino”.

I remember another “version” of that building from when I first came here. The building was right next to the Royal Canadian Legion ( no longer there) It was getting a little jaded even then but still someone still cared . This is how (with the help of picmonkey https://www.picmonkey.com/ ) I remembered this little building – original photo Lisa Miller.

The building changed hands through the years and at one point looked like a facsimile of what I remembered – this photo from the Lorain County Auditors site
and now of course Lisa’s photo of this week – SIGH

Lisa followed through researching the story behind the name on the building

http://wp.me/p1Rd8f-4Pt

A tornado memory – revisiting the Giuseppino 1924 building

This name and date stone turns out to be a memorial
to a 9-year-old boy who was killed in the 1924 tornado.

A family member reached out:
“That building was built by my Grandfather, Sam Garbo.
It was constructed with salvaged bricks after the tornado.
That stone, in fact, does say Giuseppino and is the child you reference.
His parents were Sam and Josephine Garbo, My Grandparents.
-Susan Garbo”

My genealogy search had ended with one Lorain connection,
a deceased 9-year-old child named Giuseppino Garbo. No relatives were listed.

Update 4/29/17:
Reader and contributor Rick Kurish picked up the search:
“You are on the right track in the research of this building. The nine-year-old child, Giuseppino Garbo, who is buried in Calvary Cemetery, is associated with the building. Giuseppino (English version Joseph) Garbo lived at 311 Colorado Avenue and was killed in the Lorain Tornado of June 28, 1924. He was buried in the children’s section of Cavalry Cemetery on July 1, 1924. While the grave marker lists the Italian version of his name, the cemetery records list him as Joseph Garbo. The marker also indicates that he was killed in the tornado. He is also listed in the Official Souvenir and Memorial Book of the Lorain Tornado, under the heading “Killed in Lorain Tornado”, as Joseph Garbo, 9, 311 Colorado Avenue.”

Much thanks to Rick and Susan for helping to fill in the blanks of Giuseppino’s story.

April 30, 2017 at 1:14 pm 1 comment

Don the Downspout Says: Lorain in a fix….

elmer

OH OH UPDATE FROM DON THE DOWNSPOUT!!!!: Councilman 2nd Ward Dennis Flores called yesterday- after a morning of Pride with an UPDATE on the “ART CAR:

The Art Car

The Art Car

Seems even 2 council persons, the Building Dept. the City of Lorain Administration, the Law Dept. and prayers to on high didn’t get this vehicle removed to an appropriate place – No! the Art Car has a new viewing gallery just around the corner from its previous our door space. 1504 Lexington –
1504 Lexington

owned by Jerrod Biebrick
Parcel Number: 0201003138012
Owner: JB PATRIOT PROPERTIES VI LLC
Location Address: 1504 UP LEXINGTON AVE LORAIN, OH 44052
Tax Bill Mailed To: 3946 DUNTON RD LORAIN, OH 44055
to a new home also owned by Mr. Biebrick


1763 Oakdale Ave:

0201003144013
Owner: JB PATRIOT PROPERTIES VI LLC
Location Address: 1763 OAKDALE AVE LORAIN, OH 44052
Tax Bill Mailed To: 3946 DUNTON RD LORAIN, OH 44055
1702artcarhome
and the rest of the gallery presents:
two gares
tire art

OH! don’t let the dingle dangle – dangle in the dirt…….. You can see he owes back taxes but just before foreclosure he agreed to a payment plan- -”

As it stands – the property owner was slated to lose 38 properties through foreclosure through the tax delinquent process for a total of ~$232k back taxes.
Nearly a week and a half ago the owner redeemed these properties by paying the first installment of a payment plan with the prosecutor’s office/treasurer.
The offshoot is that none of these cases are dismissed – they will remain open until such time as the owner completes payments of delinquency – or­- defaults on the payments (at which time the prosecutor will step back in and the land bank will continue involvement.)”

Well by the time he pays those off I will be dangling again !

disconnectres

You remember me , Guest Blogger Don the Downspout.
https://thatwoman.wordpress.com/2015/08/05/outdoor-showrooms-lorain-by-don-the-downspout/

I was dangling in January had to be fixed by February, whilst the cold winter winds blew across the lake.

https://thatwoman.wordpress.com/2015/02/01/ode-to-a-downspout-named-don-lorain/

The system in Lorain only works for the law-abiding, not the law circumventing.
As you drive around this town, there are manicured lawns to rubbish dumps.

The owner of the roof -where I reside -( not dangling or discharging) stopped filing “formal complaints” with the Building Dept. a long time ago. As you can see from the previous post,
https://thatwoman.wordpress.com/2016/05/17/money-where-your-mouth-is-part-one/
had she done so the Lorain Building Dept would have been inundated just on this street. No ! she just vents on this blog and facebook as quite frankly she believes the system is broken and useless so not much use in complaining officially anyway.
https://thatwoman.wordpress.com/2013/02/14/the-cowboys-of-lorain-no-more-shooting-blanks-part-7/
Now why would I say that- after all I DON THE DOWNSPOUT had my dangling and discharging self fixed in the time allotted.

The Art Car

The Art Car


Let us take a look at 1504 Lexington , Lorain….. the house was bad enough BUT for months 2nd Ward Councilman Dennis Flores had been trying to get this piece of “work” moved.

You see there is a lovely old church across the way and parishioners, I am told ,were even praying to a higher authority than here in Lorain to do something. Finally, Councilwoman a Large Mary Springkowski announced on Facebook a couple of days ago the “art car” now in pieces -thanks to strippers- had been removed. Simple thing you would think to remove an unsightly piece of junk, other communities do it all the time.

Well hold up – not so easy in Lorain- apparently according to the owner of the property -Jerrod Biebrick- when he was in court for this and other violations on April 6th told the Magistrate, the woman who had rented from him had signed the title over to a moneylender and they had the title so it was their property and that was the issue.

JB

Excuse me Lorain- your system is laughable – to remove one disgraceful eyesore – one mere vehicle – it took months of complaints- two council people – one Director of Building Planning and Housing – building inspectors, building dept. personal, heaven knows the paperwork – court dates – and a bench trial date – and possibly God just to remove one solitary safety issue- a junked stripped vehicle.

Is it any wonder we have a historic building with a hair net getting more historic every day as she has sat there year after year – over 10 years. Could have fought world War two twice over in that time!!!!

Photo Lorain 365

Photo Lorain 365


. Can’t even get rid of the Art Car in a timely manner.
1820
Then there is the house on 1820 Long – this is another house that Councilman Flores has asked for help with – the mere fact this house was purchased in 2008 by Brenda Torres from the Secretary of Housing and Urban Development- from the Auditors Site

Sale Date: 10/14/2008
Sale Amount: $0.00
Conveyance: 2008093880
Grantor: SECRETARY OF HOUSING URBAN DEVELOPMENT
Grantee: TORRES BRENDA
Number of Parcels: 1

well 8 years later and it doesn’t look like one penny in taxes has been paid

Full Year Tax Before Adjustment: $2,149.76
State Credit: $265.68
Subtotal: $1,884.08
Non-business Credit: $0.00
Owner Occupancy Credit: $0.00
Homestead Credit: $0.00
Annual Real Estate Tax: $1,884.08
Current Special Assessment: $0.00
Delinquent Special Assessment: $1,720.77
Unpaid Taxes: $16,105.04
Full Tax Year: $19,804.09
Total Taxes Paid to Date: $0.00

We have given up on asking people to pay their taxes apparently, because we don’t want to foreclose on those properties- there are so many of them and the Land Bank can only take down or rehab a fraction. Nobody wants them!!!!!!
However the mess that neighbors have to look at – 1820 Long ( yesterday )
1820 Long

and 1820 2

But one of the statements I find so ironic in my place from on high is being told “an inspector didn’t want to give a written citation to an individual because it was a neighborhood fight” and a personal issue. errrrrrrrrrr sorry but the Building Dept. set a precedent with me of the dangling downspout that cold January Day….. Don the Dangling Downspout has a long memory and all things should be equal in the land of maintenance coding. Seems to me you inserted yourselves into that situation- tit for tat- quite nicely and very quickly…….and now those beans 😉
https://thatwoman.wordpress.com/2015/02/05/the-dyenamics-of-inspections-time-lines-lorain/

May 20, 2016 at 7:17 pm 6 comments

Abate the wait- Lorain’s Housing Court- OBJECTION

Update Editorial re the Morning Journal on Lorain’s Housing situation

http://www.morningjournal.com/opinion/20160514/editorial-toughen-penalties-for-lorain-housing-code-violators

Basically the City of Lorain and her housing court is not there to punish but to abate the issues that come before the court.

Last evening a two-hour discussion on the situation of poor housing and buildings took place before Lorain City Council Building and Lands Committee meeting.
http://www.morningjournal.com/general-news/20160509/lorain-council-demands-more-housing-code-enforcement

riley_law_director
Law Director Pat Riley spent a sizeable period time explaining “rights” and informing Magistrate Cook what he could and couldn’t talk about. I found that a little condescending actually, I am sure Magistrate Cook was aware of those limitations.

Mary Springowski Lorain Council At Large

Mary Springowski Lorain Council At Large


A heated exchange took place shortly after the Law Director’s explanation with Councilwoman at Large- Mary Springowski and Law Director Riley.

Mrs. Springowski vented the frustration of those who are affected by the seemingly lack of accountability and the “wait time” , the frustrations of city council members as they field the calls from constituents , dealing with the conditions of homes and businesses in their wards, pointing out the tax payers also have rights .

Law Director Riley then “lectured” on the law and accused Councilwoman Springowski of “grandstanding and being grandiose”. I am not sure if that was the place of a Law Director who is there to represent council. The “debate” on his part became personal. Mr. Riley would do well to remember ( in this frustrated for 40 years opinion) the “law department is part of the “frustrating situation”.

dennis Flores
Dennis Flores , Councilman for the 2nd Ward has been a companion of mine as I have attended Housing Court recently, he too has seen the process.He too is frustrated with the system, from the “lack of service” ( getting the people into court in the first place). The system weighty and unwieldy.

Cook
Magistrate Cook was at the microphone on point so to speak but I was disappointed the prosecutor’s office ” was not at the mic.

You see every decision made in Housing Court, Magistrate Cook always asks ” is the prosecutor in agreement” and the prosecutor of the day signs off , whether it is dismissal, abatement, sending to bench trial etc. Not once did the prosecutor object at any time I attended court. Lorain’s legal department, in this lay person opinion, needs to remember “they are representing the tax payers of Lorain and the City of Lorain.” They too, bear responsibility to represent us and City Council’s endeavors to correct a situation of Lorain’s building and housing that has been years and years in the making .

The system certainly needs speeding up, the Prosecutors Office needs to play a part in the process. The frustration felt by city officials must be pale in comparison to the Building Planning and Housing Dept. whose inspectors are having to deal with situations day and day out.

I have stated in previous posts on Housing Court the “owner occupied ” issues coming before the court , the average Joe seemed to have a high rate of abating their issues, at least when I attended. I understand that when one of these mega property owners come before the court they cannot have their other disgraceful properties taken into consideration, the magistrate has to go by the “case” in front of him however, the fines are such they can build it into the cost of doing business. Business, yes! because that is what it is one of the largest business in Lorain.

We pay the salaries of “professionals” in our law department to represent the rights of Lorain….

Duties of the Law Director

The City Law Director is elected for a term of four years. The responsibilities of the office include:
•Serves as legal counsel for all elected officials, directors and councilpersons of the City of Lorain
•Preparing all contracts, bonds, ordinances and written instruments in which the City of Lorain is concerned.
•Responsible for prosecuting and defending all complaints, suits and controversies in which the City of Lorain is a party.
•Responsible for reviewing ordinances to be considered by Lorain City Council.
•Serves as prosecuting attorney for the Lorain Municipal Court; prosecuting cases for the City of Lorain and Sheffield Township.

Time to step up and Object to the wait for abate…… some of us are in the firing line for speaking out…..
window

https://thatwoman.wordpress.com/2009/02/11/housing-court-judge/
https://thatwoman.wordpress.com/2009/02/18/housing-and-the-judge-part-4/
https://thatwoman.wordpress.com/2015/10/27/lorains-lost-housing-and-political-machinations/
https://thatwoman.wordpress.com/2016/02/26/the-wayback-machine-is-a-lesson-not-learned/
https://thatwoman.wordpress.com/2015/09/24/the-housing-tale-a-history-not-a-mystery-just-bank-business/
https://thatwoman.wordpress.com/2009/02/11/housing-court-judge/
https://thatwoman.wordpress.com/2009/02/14/the-housing-court-judge-part-two/
https://thatwoman.wordpress.com/2016/04/07/plump-lady-plummets-and-the-housing-trip-continues/
to be continued

May 10, 2016 at 10:46 am 2 comments

Plump Lady Plummets – and the housing trip continues

Update : I received the following communication from Kaja Holdings/ Vision Properties as to the fact I had linked Harbour Portfolio with his clients Please see below :

Dear Ms. Ritchey:
It was a pleasure meeting and speaking with you on Wednesday. It is important for every community to have concerned citizens that care enough to voice their opinions on important issues. As a lifelong resident of Lorain County, I appreciate your efforts to preserve the history of Lorain. I especially appreciate your work for Charleston Village Society.

I write to kindly ask you to correct an inaccuracy in your April 7, 2016 blog post. In your post, you state that I may be able to assist the City of Lorain in serving Harbour Portfolio with complaints for Housing Code/POS violations, stating that my clients (Kaja and Vision) are all “part and parcel of the same grouping”. You brought up your suspicion that my clients and Harbour were related entities when we met on Wednesday and I observed Councilman Flores delivering the same message to Assistant Prosecutor Holmes in Court.
I have conferred with my clients and they have confirmed that Kaja and Vision are in no way related, whether directly or indirectly, with Harbour. They share no common ownership, staff, office space or other connection. One is not the subsidiary of the other, they are not sister companies and they do not work together in any fashion. Harbour is a competitor of Kaja and Vision. I respectfully request that you alter your post, print a retraction or otherwise clarify that the companies are not related.

Thank you,
J.R. White James R. White, Attorney at Law

Wurmser house 031716-001

Yesterday, I once again made my way to Lorain Municipal Housing Court, as readers know, I have been there a couple of times. In 2009 Lorain County Photographer’s blog ran a series of thoughts from Judge Pianka from Cleveland’s Housing Court https://clevelandmunicipalcourt.org/judicial-services/meet-the-judges/judge-raymond-l-pianka
http://www.locophotogblog.com/?p=304 http://www.locophotogblog.com/?p=305

“Gee, there are people using the civil side of the court to evict people, but on the criminal side they were ignoring our summonses and complaints. So, it caused some cognitive dissonance on my part. So, we decided that you can’t just come into court and use one side of the court, the civil side, but ignore the criminal side of the court”


In 2009 this Lorain County blog – Lorain County Photographers Blog http://www.locophotogblog.com/ was feeling the frustration some of us, in the City of Lorain, had been feeling and documenting for years. There were hundreds of photographs taken, words written trying to find a way to keep our older neighborhoods free from blight from 2005 onwards. The time line for the above series was, of course, right in the middle of the Sub- Prime Crisis caused by banks and idiotic mortgages.

8 years have passed since the sub-prime mortgage debacle and Lorain is still feeling the ripple effects, Fannie Mae , Deutsche Bank , Freddie Mac etc. all selling off those write off mortgages to the LLC’s, a number out of state , such as Kaja Holdings, Harbour Portfolio, Vision Properties . You can find my thoughts here:
https://thatwoman.wordpress.com/2015/09/17/the-follow-up-a-tale-of-two-houses-city-council-loraine/
https://thatwoman.wordpress.com/2015/09/11/the-housing-court-and-you-lorain-part-one/
https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

You can also find the article from the New York Times on this group of LLC’s here on the what is happening .

Market for Fixer-Uppers Traps Low-Income Buyers By MATTHEW GOLDSTEIN and ALEXANDRA STEVENSONFEB. 20, 2016

One of the larger firms in this market, Harbour has bought more than 6,700 single-family homes in Ohio, Michigan, Illinois, Florida, Georgia, Pennsylvania and a handful of other states since 2010 — most of them from Fannie Mae, according to the mortgage finance firm and the foreclosure research firm RealtyTrac.

Ten of the more than 50 homes Harbour bought in Akron have been torn down after being condemned and two others are slated for demolition

Harbour and its founder, Charles A. Vose III

I was at the court to see what was happening with the Point of Sale Icon House 1348, West Erie now owned by Kaja Holding/ Vision Properties etc etc etc.

I was curious to see what progress had been made if any or where the “abatement” stood. Pictures of the front steps etc taken a few days before court left me a bit wary as to “tripping hazards”. Turns out I should have been wary of the concrete lip outside City Hall.
Wurmser house 031716 door
As I entered City Hall- well not quite entered- as I fell flat on my face – I went down with an almighty thump. There is some good that comes out of being on the plump side – my fat shock absorbers , absorbed. It was so embarrassing as my chin hit the concrete and I went flat out. I was mortified, especially when the policemen ( running security at the door) rushed to my aid and it took two of them to hoist my “knocked the breath out of me frame” to vertical once more.

“I am fine really , just help me up, no honestly I am fine . she said hoping to salvage some dignity

Now why should I have felt ashamed and embarrassed , it was not my fault just one of those things, but I couldn’t get out of there fast enough. However, my mood and the pain in my head and neck from the jarring of the hitting the concrete left me less than tolerant when it came to Housing Court that afternoon .

snooty
Now the main purpose of taking people and LLC’s to court is not to punish ( so I am told) but to “abate the conditions as cited by our housing inspectors Well that makes sense .

Maybe it was the pain, the left over mortification from the half an hour before but I can say that some , actually three of the “supposed to be working for the city ‘s best interest” employees left me wishing I was a caricature artist. They would do well to remember they are working on the taxpayer’s dime , I was wondering if my dimes were being spent well.

The one, who decidedly made the most impression in my pain addled thoughts, was “Miss Looks like she is smelling bad fish” – nose so far in the air it is a wonder she didn’t trip over herself. Can you tell this in my opinion officious official really , as we say in England , got right up my nose!!!” But then I remembered I was not there to critique theatre but then again………….
Joe Koziura
You see, I am totally frustrated and fed up! Some of us were bleating on about the city and her housing long before the sub prime crisis.

One Mayor ( Joe Koziura) literally lost his campaign for re-election due to coming down hard on housing. I wonder if things would’ve been different had he succeeded instead of the loved by the landlords candidate Craig Foltin who backed off an aggressive stance by the Building Dept 2000 and look where we are NOW!!!!

article found here brokehomes
BROKEN HOMES
How abandoned houses are hurting Lorain, and how the city is trying to fight back

Dan Harkins and Shawn Foucher
The Chronicle-Telegram

It’s not hard to find examples of crimes linked to abandoned or all-but-abandoned homes in Lorain. The crimes are an extreme example of the kind of “negative effect on the neighborhood stability and economic vitality of the city” that state auditors warned Lorain of a year ago.
“By not administering its code enforcement, property maintenance and building programs, it is difficult for the city to preserve its housing stock,” auditors wrote in their report.

Now Lorain, which had not come close to matching other cities its size in the vigor of its housing enforcement, has acted on recommendations made by the state auditors to hire two additional housing inspectors. The new inspectors started with the city in April………….

……Beyond that, the new housing inspectors have gotten only a lukewarm endorsement from Mayor Craig Foltin, who defeated his predecessor in 1999 in part by making an issue of what he characterized as an overly aggressive Building Department…….
craig_foltin
“We feel that if they don’t have a successful plan and aren’t self-sufficient and nice to people, then we will not continue with them,” Foltin said recently of the inspectors…..

down spoutres
Some of us are tired of fixing our properties and “ABATING” without going to court – doing the right thing because we should take care of our property. No matter if it was “vindictive” behavior that caused the inspections in the first place 😉

Some of us are really angry how the “playing the system” works for multi property owners, who “prostitute the homes , buy cheap ,rent them out, and don’t pay property taxes and then walk away or dump them on some poor unsuspecting sucker in a rent to own scheme. The out-of-town LLC’s clustering together, confusing the cities and counties where they form like blobs of greed growing bigger with each added LLC. .
lexington

Why should the little guy in this city suffer when the MEGA property owners are, in my opinion, prostituting these properties.

Why should our property values decline because of trash housing?

Why should we be punished our neighborhoods looked at with scorn ?

It infuriates me when people I have been writing about for years just keep gathering more and more , paying less and less and in some case not even bothering with the property taxes walking away or even dying – leaving the trapped tax payer holding the bag and looking forlornly at what has happened to their neighborhoods. Sixteen years on and we are still on the same trip!

To be continued …………….

April 7, 2016 at 11:42 pm 3 comments

Lorain’s Lost Housing and Political Machinations

machinationsThe last days of Lorain’s election are bringing out the sound bites of political machinations .

I don’t get involved in the who is who – vote for- aspect BUT I have heard over and over again both in the real media and social media the surface knowledge of Lorain’s Housing being used as fodder for the “vote for me” campaigns .

Unfortunately, I am of the opinion neither Mr. Tim Carrion (IND) or Ms. Jesse Tower (REP) have looked at the housing issues in-depth. These issues have become mythered with politics and this will sound good to the voting public campaign rhetoric !-Lorain deserves educated observations and decisions not sound bites for print.

Ms. Tower stated in the Chronicle Telegram article yesterday
http://chronicle.northcoastnow.com/2015/10/26/ritenauer-taking-no-chances-with-campaign/

Tower said the $100 inspections are unfair to property owners and reduce housing sales, increasing blight.

“The government should be there to help the residents, not to hinder the residents,” Tower said. “If you want to buy a falling-apart house, then why is the government telling you not to buy it?”

I am afraid I emphatically disagree- I have fought blight and have gone before government committees and courts in Ohio and Washington DC with regard to blight and blighting neighborhoods. – $100 housing inspection costs DO NOT Increase Blight – far from it !
https://thatwoman.wordpress.com/2009/02/07/remember-the-staubach-report/

Oh! Ms. Tower , you are much mistaken in the fact the majority of Lorain substandard homes were being purchased by people wanting a home – for the most part these “old houses” were being traded back and forth by LLC’s and “property managers”. They are listed in this link
https://thatwoman.wordpress.com/2013/07/05/the-nuisance-and-point-of-sale-ordinance-lorain/

and some more out of town-ers are still causing issues to families – read it and weep.
https://thatwoman.wordpress.com/2015/09/17/the-follow-up-a-tale-of-two-houses-city-council-loraine/
Safety-Checks-for-Your-Home

Every single person who wishes to purchase a home in Lorain should be assured their property meets “minimum standards of safety”. $100 for an inspection is cheap to make sure a child goes to bed without the threat of a faulty furnace, a mother and father know the plumbing will not haunt them and lead paint is not an issue.


Mr. Carrion also had his say

Of the vacant homes, 171 were graded D and 95 graded F. The study recommended demolishing all the D and F buildings. However, Carrion said there should be greater focus on rehabilitating homes.

Mr. Carrion for your edification

Click to access LorainVacantPropertyInventory.pdf

“If some things need to be torn down, let’s do it,” Carrion told Young Tuesday. “But you can’t just take a wrecking ball to everything. Some things need to be salvaged.”

Unfortunately Mr. Carrion – easier said than done. Using Federal/ State funds has some serious rules and repercussions ( as mentioned when Lorain broke the rules and bent them in “previous years under the old Community Development Dept) and they frown upon rehabbing a house for 30 , 40, 75 or $100 thousand when Lorain’s market value for homes, in these older neighborhoods, are selling for 10-22 thousand – thanks to a lot of bank dumping and LLC’s.
https://thatwoman.wordpress.com/2012/07/11/banks-banking-on-lorain-business-of-blight-devaluing-lorain/

LaurelPatriot

Lets take a wander through some business practices here in Lorain. One property management company JB Patriot Properties ( Jerrod Biebrick- who appeared before Magistrate Cook last week-
https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

I did a quick check of only 40 properties of the 80 Mr. Biebrick stated he owns- of those 37 are delinquent in their taxes for over $150,000 dollars total.

I can’t see where any attempt was made to pay down the taxes in the years he has owned the properties. Also, look at the sale prices of just one page from the auditors site –
( sale prices listed far right)
sale prices biebricresk

These properties have taxes owing on them for years – The property he states on his articles of incorporation on the 11 LLC’s he holds is 1101 34th Street.

1011 34th Streetjb

1101 34th Street- purchased in 2009- for $10,900- from yes another familiar bank- US Bank NA- even has taxes owed on those prestigious corporate offices – the real estate tax for this “building” is $711.22 cents per year and owed is $3,791.24 – ( YOU DO THE MATH how many years of back taxes???)

Can you honestly believe if the county foreclosed on these properties the amount of money that would be needed to rehab them would be available ?

Oh Yes !I can just see it now – properties whose highest sales price- per my example Mr. Biebrick was a mere $17,500. Yes! I can certainly see the state and federal programs throwing money into any one of these properties – I THINK NOT!!!! nor would I want them too.

These examples do not take into account the George Schneider properties( 37 of them in the demo line)
https://thatwoman.wordpress.com/2014/09/20/george-schneider-a-property-legacy-what-now/
the Lew Strnad properties – the wheeling and dealing , trading and dumping going on before January 2014. Oh! there are more out there believe me – I look at them every day in this Lorain’s oldest neighborhood.

Let us look at the most recent demolitions and how they got to be razed- this was not the fault of this city it is the fault of business practices that I believe are at the very least unethical.

1223 W 6th Street. Lorain made the front page of the local media
PicMonkey Collage1123

http://www.morningjournal.com/article/mj/20150804/NEWS/150809843
http://chronicle.northcoastnow.com/2015/08/05/lorain-demolitions-off-to-a-smashing-start/

This home was demolished at a cost estimated for each demolition of $25,000 – the neighbors cheered – but HOW did we end up demolishing this property?

The county acquired it through non-payment of taxes in the amount of $12,883.05- the yearly taxes were $692.16 –
tax history 1223res

This is not a case of some poor out of work family unable to keep up with their taxes.

This property was purchased by yet another LLC EAI Investments
EAI investments
EAI LLC info

THEY didn’t pay the taxes.

Perhaps Mr. Ernest and Alice Iseminger couldn’t afford to pay their taxes- One would have to wonder if that were indeed the case since Mr. Ernest Iseminger was in fact (according to LinkedIn) during his time here in Lorain County Vice President, Development and Alumni Affairs Oberlin College and is NOW –
Vice President, Advancement and External Relations at Claremont McKenna College.
His wife, Alice- the Owner, Seniors Helping Seniors Cleveland/Akron, Ohio Area Individual and Family Services

Now I think they could have managed to pay the less than $700 a year in taxes on this property. According to the neighbors, the day I watched the home being demolished, it was rented out and left to its own decay.
history 1223photo

So EIA Investments -it seems – rented it out- and the non payment of property taxes continued to climb – and now WE the taxpayers ( because this is where the money ultimately comes from – ) pay to have the property taken down. I certainly hope the Lorain County contacts EAI Investments and the Isemingers to recoup some of these costs. ?

UPDATE: I heard back from the county re the actual cost of demo on this property
This particular unit was demolished at a cost of ~$11,000.00. the rear unit on the site cost ~$8000.00.
1223 and a halfres

so the total of all structures is $19000.00.Cost includes, legal, title exams, asbestos survey, abatement, demo and site restoration

This is just an example of the nine properties mentioned in the article 3 were bank foreclosures ( Citi Bank and Fannie Mae) two possible deaths – and 907 W 9th under the name of Jeremy Brogan – Mr. Brogan is still listed as owning property according to the Lorain County Auditors site
Brogan listingsres

My concern is the lack of knowledge both by politicians running for office and the citizens of this community as to the real business of “affordable housing” in Lorain. I don’t think we can afford the business practices of – buy it cheap- rent it out- forget the taxes- and walk away . Because according to Prosecutor Will and County Treasurer Mr. Talarek from the Chronicle

http://chronicle.northcoastnow.com/2014/09/26/judge-enters-payment-plan-pay-back-property-taxes/

The county has stated via Mr. Wills the prosecutor in the article fro
Will said when he first took office in 2005, the county took a much harder line on trying to collect back property taxes than it does now.

He said that once the property market headed south, many of the properties lost value and it became harder to foreclose and subsequently sell the properties for enough money to justify the expense.

Property that is foreclosed on must be assessed, and the county must try multiple times to sell it at sheriff’s sale.

“It costs a lot of money to foreclose on a house,” Talarek said.

If the land doesn’t sell, Will said, it could become state property and it could be sold at an auditor’s sale, but it would be unlikely to go for enough to cover expenses, let alone the back taxes.

“Sometimes it becomes counterproductive to be aggressive,” he said.

And those in the businesses of “walk away ” rentals KNOW THIS! And now Ms. Tower and Mr. Carrion hopefully you know it too. Lorain’s housing is more than a sound bite !

October 27, 2015 at 12:20 pm 8 comments

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