Posts tagged ‘real-estate’

My roses their guns – walk away from Lorain?

I don’t need a little Christmas- I need  new leaves, blossoms, daffodils, tulips the sound of splashing water from the ponds, grass that is green . I need mother nature to  take me away  and screen me from  those that dwell in the “hood”.

I  can look at the snow drops peeking through  and imagine I  am far far away in a woodland  dell instead of the “No  Exit” that we are living. I use  mother nature and her children – trees and shrubs flowers and vines to  build a barrier between them and us.

I have been planted here  because I  chose a young, brown-eyed , perfect teeth  of a guy and followed him to  Lorain  and this house. It has been home for over 40  years now. And the issues and problems with  purchasing in a neighborhood that was transitioning has been well documented on this blog.

But in the past 10  years the bank dumps especially  with  the “Blue House” have lowered property  values – caused the neighborhood  that was at one point stable and going back to a more respectful quiet and family  area to  take a nose dive. 1121 W 4th   now owned by  one  MARRERO – RAMOS MIGUEL  . His “tenants” who  obviously  feel we should appreciate their  foul language and loud – gun totting lifestyle as they hemorrhage it all over the rest of the block.

2012 I knew that this was going to  be an issue from the very  first day  it sold…… after being dumped by  the bank

https://thatwoman.wordpress.com/2012/07/11/banks-banking-on-lorain-business-of-blight-devaluing-lorain/

“Well First Federal Savings of Lorain I have seen and “heard ” the “people” who have come to see your listing . I spoke to a couple of them as the parked on the lawn next door under my dining room window- as I informed them they were parking on another’s property and that it wasn’t a driveway – they knew and didn’t care- they were buying the  blue house? SIGH. Oh! and quite frankly I am dreading the rest of the summer thanks to you and your “business” decisions .

You, First Federal Saving of Lorain have, in my opinion, “dumped your unwanted housing” from $56,000 to 28 thousand (buy back )to 13,900 listing just two months later . NOTE sold for $12,500 – Great !!! And let us face it – it was your bank that made the decision just a few short years ago by giving a mortgage to someone unable to pay it in the first place that set in motion this chain of events.

You are responsible, in my opinion, for what will ripple out and effect this neighborhood. Don’t forget, you were also the mortgage holder and foreclosed on the other neighborhood house next door 1125, W. 4th street– now scheduled for demolition

AND then

OLYMPUS DIGITAL CAMERA

https://thatwoman.wordpress.com/2016/05/17/money-where-your-mouth-is-part-one/

 

Flash  forward 6  years later and many  issues – the brown house was demolished- then came the highway  cut through  and parking wherever the needed to  park… boats, trucks and vehicles. I  suppose it was just a nuisance to  me and mine that we had to  live with  this disrespectful behaviours.

We  finally  purchased the lot next door  1125 W 4th   (2016)  duly  fenced , planted shrubs, trees, ponds and plants to  make our little corner of the world  a place for respite .

I argued there was hope for Lorain and this area , even knowing that it was an uphill battle due to  business practices that have made the surrounding  neighborhoods a concern for anyone wanting to  open  a restaurant or bring in an  “up  market” healthy  business. It was going to  be local and piecemeal at  best. Through a 501C3 we have tried our best to  bring something of which  we can be proud to the area:

This particular house 1121, W 4th   – a rental- with  a plethora of tenants  in the three bedroom 1 bath  home- including a very loud lifestyle,. has a business in the form of a funeral home  behind them – The fence behind the funeral home parking lot was knocked down  and so  now exposes those  coming for viewing a view that I  am sure isn’t what they  were expecting :

March 11th  found a “flock” of “yard birds” swilling alcohol comparing guns and shouting in the alley  – and witnessed by  more than me.

In the front of the house, across the street is a Charter School, and since these people live back to  front their trash   etc is always s there bidding a warm welcome to  the parents dropping off their kids.  March  18th

Trouble is  we can nothing about the intimidation  the “fear of ones safety” and IF WE don’t feel safe in our own street and  back garden  then does Lorain honestly  think walking this street to  the local opportunities or parking in the neighborhoods  just blocks away is an option.

People read this blog who  are not from Lorain- they  use it to  research  the community – they  come here to  find out about Lorain-

This type of post does Lorain no  good BUT it is the truth , it is what has happened all over this Ward 2  thanks to  banks local , national and international ( all documented for years on this blog) , out-of-town LLC’s , multi property  owners who  don’t give a damn and a population that is being held hostage and quiet  through fear of retaliation.

This past weekend March  18  my  two  little grandchildren coming to  help  their grandfather tidy  the new lot – get ready  for spring were subjected to  a wild-eyed , irate  witch calling them and their “Nog” – as she hauled herself on the flat-bed of a tow truck they  have parked next to  my  fence – every  form of filth she could muster from her large loud mouth.

 

The cause of this “in retaliation tirade”   because I asked her on  Sunday March  4th  – as her music  cranked up  when she parked her vehicle in the alley  doors wide open   was vibrating every  window in the neighborhood .

My  request to  turn it down   was met with  a torrent of Spanish peppered with  “fu##” bitch .. was given the” talk to the hand” among the profanities pouring from her  and I said either turn it down or I call the police –

“you go backa in your house, bitch   I don’t need you… I gotta a new car and testing it out”

I said test it elsewhere – as she entered the house  the tirade of go into  your house mother- fu##er  .

Back  to  this past Sunday –  we were lighting the fire pit and preparing to  have the kids roast hot dogs (  nice American  pastime) apparently  Tonya of the Tow Truck decided  she no  likka my  smoke ( which  I  may  add was NOT  blowing east but south)  and hence the abuse.  Well I  have news for her I am allowed to  be in my  own garden with  my  grandchildren .

Unfortunately , as I  looked at the kids faces and what I  was seeing , I  became disenchanted , angry  and fed up !

The  littlest one now no  longer wanted to  be in the garden – he was frightened – they  didn’t know what was happening- they  aren’t exposed to  this sort of behaviors with  their neighbors and the oldest (  8) saying:

Nog, I am sorry  you  have to  live here

it dawned on me he felt like I was in some sort of hellish  world  so  unfamiliar to  him… I was seeing  our home through  the eyes of an 8-year-old and I  didn’t like what I  was seeing there .

Yes so  am I  – I said

There is nothing I can do…  This ward has become a  “glut of yobos” gone too far – the tipping point tipped.

– and thanks to  First Federal policies  and devaluing the neighborhood  ( in my  humble opinion) by dumping this house for $12,500    I can’t even sell this property   and my  grandchildren will not want their inheritance- far from over the river to  grandma’s house we go  – it will be “dump it” for what we can get -I   am not living there .

So  Lorain you  will  lose again ….  take that to  the bank!!!!!

My  roses against their guns ………. ain’t happening … 

 

 

 

March 19, 2018 at 4:24 pm 2 comments

Lorain’s Housing- owners of the dirty diapers- Part 3

 

And the clog in the system keeps on coming .

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

https://thatwoman.wordpress.com/2017/11/06/lorains-housing-owners-of-the-dirty-diapers-pt-2/

You  would think , this house at 1348 West Erie, after being front page in local media ( print and electronic) predatory  property holders   investigated by  all and sundry  ( including the NY Times) https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/ we would not find ourselves back to  square one.

Touted as the poster child by  realtors as being a negative because of  the amount of money  having to  be put in escrow ( Point of Sale) as  being a detriment  to  home sales in Lorain.

Lorain house sets record with $45,750 escrow requirement by R. Payerchin June 2014 –

http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

Let us revisit once again  the housing court history – First up after the dumping of the home by Federally  backed mortgage company  Fannie Mae to  Kaja Holdings  for ZERO dollars  and NO  Point of Sale Inspection, Fannie Mae acquired the property Aug. 2013

Sale Date: 8/5/2013
Sale Amount: $95,116.00
Conveyance: 2013003968
Grantor: KRAUSE TODD
Grantee: FEDERAL NATIONAL MORTGAGE ASSOCIATION

it was purchased February 2015 from Fannie Mae   1 year and 1 month  after Point of Sale was introduced to  Lorain

Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

Many trips to  housing court  and then finally  the lawyer (after much publicity)   arrived on scene only  to  be given “time” grace time to  fulfill their promises- little discussions at the table to  the side with  the ”  Lorain City Prosecutor ” who  agree with  giving the benefit of the doubt on more than one occasion  ( sigh) First up for Kaja Holdings was attorney


JIANG, LEI
http://eb5info.com/eb5-attorneys/35-lei-jiang
From what I could gather that day of August 12th,2015, the attorney Jaing, Lei was given another court date of September 9th to remedy and or update the situation

Then a lot of toing and froing – another continuance  this time   December 9th,2015  nearly  a year in housing court   https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

Fast forward  to  April 2016 5 months after the December 9th continuance another court date and another attorney this time

 

Mr. James White http://www.fkwdlaw.com/attorneys/james-r-white/

 

( who   started a dialogue on this blog ) https://thatwoman.wordpress.com/2016/04/07/plump-lady-plummets-and-the-housing-trip-continues/

I had contact with Mr. White through emails about 1348 West Erie and what his clients proposed to  do : In fact August 3rd  2016  found the following email :


Hi Loraine- Several of the violations to  the exterior have been repaired. The City’s required escrow to  perform the repairs has been deposited with  an escrow agent with  repairs to  follow.

Great news “finally  something happening BUT…. looking through the paperwork on the home of 1348 West Erie PDF   found here :   1348

Mr. White did get that  escrow “lowered” from  $45, 750 . to  $16,680  and then lo and behold the property  changed hands AGAIN ( twice – albeit to  the same man but different LLC’s- Mr. Farah Issa  and Kaja Holdings got their escrow money  back!!!!


Mr. Issa was duly  notified he had to  assume the escrow amount  and he apparently  did according to  the PDF file  pages 34,35,36 of the PDF .

 

 

 

and

Certainly  Mr Issa was not unaware of the issues with  the house  .  Contacting the BHP Dept I received this email  via Mr. Given SS Director  (my  bold):

Attached is the file for 1348 West Erie Ave. Page 34,35 and 36 of this document is the current hold of escrow for the property from the new buyer. The escrow was released back to Kaja once the funds were placed for the new buyer. This property actually transferred to Prosperity Investment Fund LLC and then again to FICC Realty Holdings – same agent on the Corporations though (Carmen Camino). They were supposed to be in court on October 11th (the summons shows service on court site) but they did not come to the hearing. I must assume that Law will attempt service again (since they won’t issue warrant on corporation).

And yet after the Demolition Board of Appeals  pronounced sentence on October 19th, 2017
http://www.morningjournal.com/article/MJ/20171019/NEWS/171019306
because of the numerous complaints – Fannie Mae, Kaja , etc etc.  and lack of action on this property  ( well apart for the legal eagles that is) Mr. Issa showed at the  November 16th, 2017 Demo  Appeals Board ( even though his property was not on the agenda)
as covered by  Rick Payerchin of the Morning Journal
“Owner makes plea for house that has been Lorain ‘problem for decade’”
http://www.morningjournal.com/article/MJ/20171117/NEWS/171119547
and HERE WE GO AGAIN!!!!! you  would have thought  Mr. Issa  would have gone by  his property  and at least secured the doors to  the garage and little out building ( cottage)when he was in town.
The only  ones , it seems to  me in my  opinion, making  headway  with  1348 is the attorneys  , it certainly has been a fairly  lucrative proposition for the past months and now years.
We, Lorain, are allowing this behavior. Where is our Law Dept.? They, including Law Director Pat Riley,   are supposed to  represent us, fight for us , this home , once loved , still loved has been left rotting  whilst  the legal system  floundered around  like the last dying gasps of that fly.  Those who  represent the legal aspect  are accountable for the last 2 years of this history  and if this is the way  we proceed legally  in Lorain then  we need to  address that aspect!!!

One , unless they  have researched the disappointing process of legalisms, inspections, housing courts, thinks it is easy   but trust me on this after years of the “history ” of 1348 – we, the public  are naïve and welcoming the big fat spider into our parlour to  devour our quality  of housing, buildings and life. It is the biggest foulest filling of the diaper yet and it oozes  out  a putrid stench  ….Picture: Arleevector)

 

 

 

 

November 19, 2017 at 6:06 pm 5 comments

Am I bovvered ? Lorain- fire in the belly?


The Catherine Tate Show https://en.wikipedia.org/wiki/The_Catherine_Tate_Show

Those that follow this blog will have realized I haven’t written anything for a few weeks. I write for me for the most part to get what is inside me out so I can breathe and to share my son. Other than that I write about the happenings or non happenings in my life, city and history.

August is a bad time for me – I can’t celebrate with fond memories the day of the birth of my son because it is also the anniversary of his being told he was dying and all the fuss and drama of that “damned in- law family” on that day as we waited in the hospital. Happy memories are tainted, my birthday ,wedding anniversary all contribute to the angst that is August for me.
UPDATE: SEPT 2ND. 2017 http://www.morningjournal.com/general-news/20170901/lorain-aware-of-violations-at-building-that-burned-on-broadway
However, I can usually be raised from these depths by some of the “happenings or non happenings of government , building inspections , neighbors from hell, windmills to be tilted to start pounding at the keyboard. But so far even the absolute disgust felt at the total devastation of an historic building, possible loss of lives just blocks away didn’t move me except for a little bump of conscience. .

That situation should have stirred me to be a bothered.(bovvered)

VIDEO: good Samaritans take action to help residents trapped in burning building
http://danielebrady.blogspot.com/2017/08/thistle-building-history.html

The mere fact reports stated from the Chronicle Telegram Newspaper that earlier in another administration ( Foltin) “inspections were “case closed” by an administration that was “landlord friendly” on this building.
http://www.chroniclet.com/Local-News/2017/08/07/Section-of-Broadway-remains-closed-until-Thistle-Building-is-razed.html

photo source Morning Journal


A Building Inspector Desvari ( now deceased) known for fraudulent activities http://www.chroniclet.com/news/2010/07/21/Former-Lorain-building-official-charged-again.html
decided according to the current Chief Building Inspector Dick Klinar ( call me Richard) two days after the fire on August 9th 2017.

“There are many variables that determine if a sprinkler system is required, size of building, number of exits, distance to property lines, distance to exits, Type of construction, etc. Mr. Disvari { sp Desvari}approved it for this use in 2007 so he must have determined it was not necessary.

4. There was no exterior fire escape there, that would have been determined at the time of construction of the building if necessary.

5. The old violations on file were either dismissed or abated. The most current were forwarded to the prosecuter {prosecutor}

I should have been all over this situation where people’s lives were put in jeopardy due to a sober living facility on the ground floor that doesn’t seem to have “from the research of others” quite the legitimacy of authorized care programs. Hard Questions should and could be asked so why am I not asking them?

More like a bed and shared 1/2 bath with this disgrace on the floors above -NOTE( video choppy and hard to see but worth the patience to those that might be bothered.)

Remember??? OLD VIOLATIONS ON FILE DISMISSED OR ABATED ( Dick Klinar)

hmm looking at the video gives new meaning to “abated”

I waited for the outrage from the community-

1. an Historic Building gone- due to ??? ( still waiting for that determination)

2. Inspection process that was and is as rotting as the roof that was sheltering those of the need of help and care.

3. People living in the middle of an entertainment district whose very lives were in danger( in my opinion- obviously not shared by others) every night they bedded down.

4. The risk to other occupied businesses and “residents” on Broadway let alone to the responding Fire and Police services.

5. The financial and physical cost to the City of Lorain

6. And where is our “legal dept., housing court, the checks and balances where is the follow through?

No! there was no outrage not even a little flutter except on one of the facebook pages but that soon died down. Lorain was not bovvered so why should this Loraine?

Am I bovvered???? well I took the time out from being underwater to surface for a short while this morning so I must be a little bovvered

August 25, 2017 at 4:39 pm 3 comments

Tale of two – The cost – Part one




Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/
Part Seven- https://thatwoman.wordpress.com/2017/06/19/a-tale-of-two-do-nowt-get-nowt-lorain/

If nothing else the previous 7 posts in the series has confirmed there has been an ongoing problem for 12 years ( or more) the houses and their ONGOING problems may have gone through 3 administrations heaven knows how many different councils and council members but with ONE Building Dept and the way of non accountability. The only people cited who follow through seem to be the already law abiding property owners, the rest seem to “play the property / enforcement game – IN MY OPINION- based on the research over the years.

There is a cost to all this diseased, decrepit, dilapidated housing and in 2005 – 3 years before the sub-prime mortgage debacle The National Vacant Properties Campaign with the support of the Environmental Protection Agency came up with a 24 page report – 12 years ago just about the time our city was starting to go belly up…

Click to access true-costs.pdf

the above report is really worth the read and government with Community Development and Building and Planning surely should have accessed the report


If you ask any Lorainite in the year 2017 they will say this photo from the 2005 report is a familiar site , especially in the 44052 44055 where our poster child houses are located

2005

Cities must address the increasing number of vacant properties, not only because of the negative impact they have on the surrounding community, but because of the numerous costs they impose. They strain the resources of local police, fire, building, and health departments, depreciate property values, reduce property tax revenue, attract crime, and degrade the quality of life of remaining residents. In summary, vacant and abandoned properties “act as a significant fiscal drain on already strapped municipalities, requiring disproportionate municipal resources, while providing little or no tax revenue to municipal coffers.”

As the years passed and we continued our downward slide and lack of enforcement there were other reports written.
http://www.cleveland.com/cleveland-heights/index.ssf/2015/08/abandoned_homes_affect_communi.html
http://www.cleveland.com/rocky-river/index.ssf/2015/08/rocky_river_westlake_hide_vaca.html
Then we get to the 2017 White paper on Blight another must read

For a single home, one can attempt to calculate these costs.
Using the following conservative assumptions the foreclosure of a home will cause a loss of value of at least $130,000 as a result of the following:
1. The home if owner-occupied would be worth $200,000, which is just under the national mediansales price of $235,000. The loss of value to the
home itself is 38 percent, the amount expected by buyers and in the midpoint of the range ofestimates. This is a loss of value of $76,000.

2. Assuming 21 houses within 500 feet. This is
a conservative assumption based on houses that are roughly one-fourth of an acre that have100x100 foot square plots. Thus, there are five
houses on both sides of the affected property as well as another 11 across the street. This number could be substantially higher in urban settings
(condominiums or row houses) and also lower for rural settings or areas where there are not uniform plots or housing on both sides of the street. Each
of these houses experiences a 1 percent decline in home value. For the $200,000 home, that is $2,000. That is a loss of value of $42,000.

3. There are another 12 houses beyond 500 feetbut that are still affected. Recall some studies used the one-eighth of a mile (660 feet) while others showed effects all the way out to 1,000 feet and even further in some to half a mile. For this estimate we are assuming an impact of another 300 feet in all directions, which is conservative given other findings. These impacted houses have a 0.5 percent decline in value, or $1,000. That is a
loss of value of an additional $12,000.

For those who find the methodology of studies that find losses of
2 percent in value of neighboring properties closer and 1 percent
of those farther away more compelling, then the total losses
jump to $184,000. In this scenario the property loss suffered by
neighbors is actually greater than that suffered by the foreclosed
home itself!

Click to access CBS_White_Paper_2017.pdf

And the latest complaint in Lorain is 330 W 9th Street.
This too was a Fannie Mae dump selling in 2010 for $44,000.00 and dumped by Fannie Mae to a Bayvillage resident just 7 months later for $13,500. and there you have it proof once again the system sucks!!!!

The typical foreclosed home imposes costs of more than $170,000. Approximately $85,000 of this total is directly attributable to a property being vacant and the condition in which that vacant house is kept.
 Over half the total cost of a foreclosure’s impact on neighboring properties comes from the fact that the property is abandoned.
 Foreclosures that involve vacant properties lead to increases in violent crime.  The impact of vacancy on crime increases as the property stays vacant for longer periods, likely plateauing at between 12 and 18 months.
 Vacant buildings are major fire hazards; vacant residential buildings account for one of every 14 residential building fires in America.

Yes there is a municipal cost, a cost to property worth for the surrounding houses BUT there is also a cost I will explore in the next post to the taxpayer of Lorain for the system that enables this system- salaries, vehicles, law courts………. coming up in part two of the broken system. We can’t say we weren’t warned of course we also paid in our taxes for the costs of the reports, whitepapers and studies………..

To be continued …………….

June 26, 2017 at 9:17 pm Leave a comment

A tale of two- do nowt – get nowt- Lorain


Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/

And here we go back onto the non express journey of one of the two properties used in this series. This house has a lot of history!
https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/

May 2012-
1348 West Erie ,located on the entrance way to Lorain’s entertainment and business district ( also a bit of an oxymoron), has had a plethora of news articles, blog posts, discussions and yet today sits pretty much in the same condition as it was ( except this week the grass was cut and the window in the attic closed the door in the garage is still wide open !)but apparently some repairs were made in a couple of years of back and forthing – roof not being one of them

Oh! complaints were made for years- the Morning Journal used it as an example in their Point of Sale post – in 2014
http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

realtors squabbled – this is why you will never sell another house in Lorain brigade -( Point of Sale) Well that didn’t stop the owners of 1348 West Erie – what is the point?????

Another bank dump from Fannie Mae and past the date of Point of Sale –
https://thatwoman.wordpress.com/2015/09/24/the-housing-tale-a-history-not-a-mystery-just-bank-business/

the point being they didn’t go through POS and a journey to the court room for the “housing court” – but that is only a misdemeanor .. cost of doing business?????? ( $110)


Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

The Kaja journey continued in 2015 they spent a great deal of time wasting paper and man hours ( for which we the tax payer are footing the bill) in housing court

We had two different attorneys for Vision/ Kaja and the last attorney James White stated to me in August 8th of 2016

Several of the violations to the exterior have been repaired. The City’s required escrow to perform the repairs has been deposited with an escrow agent with repairs to follow.

Oh good something has happened at last thought I…… what happened was the property changed hands again to

Prosperity Investment Fund LLC – and on the 3/3/2017 it was back on the court docket now this becomes a little confusing because the auditors site has Kaja Holdings selling to Prosperity Investment Fund LLC – on 1/10/17 for the sum of $30,000 dollars– This LLC came into being 8/29/2016

The City of Lorain filed in Housing Court 03/03/2017 a charge that a certificate of Inspection was required and the defendant was Prosperity Investment Fund LLC and taxes are and were still owed
Delinquent Special Assessment: $952.02
Unpaid Taxes: $2,074.78
Full Tax Year: $5,327.83
Total Taxes Paid to Date: $0.00

But wait for it on the 15th of June 2017 we have another LLC coming into play 2/13/2017 FICC Realty Holdings LLC – and the property ( which still owes taxes ) being sold ? ( transferred) according to Auditors site just 4 days ago from this writing .

It seems we have another attorney in the line of attorneys…
CARMINE CAMINO
55 PUBLIC SQUARE, SUITE 2100
CLEVELAND,OH 44113

Effective Date: 02/13/2017 Attorney Camino was the registering agent for both PROSPERITY and FICC REALTY LLCs

So here I sit with a plethora of court dockets, inspection certificates, paperwork, news articles , trips to City Council – emails to Administration and attorney’s galore since the story broke in 2012 ( five years on) but the steps in this ongoing property saga are as broken as the one leading to 1348 West Erie Ave.

e

June 19, 2017 at 2:02 pm Leave a comment

A tale of two- the Why- Land Of IZ not WOZ!!!

Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
January 2013 Photo Lorain 365

1. We now know that a property 3620 Clifton purchased in 2011 after five years of being open to the elements was deemed bad enough to be issued a search warrant in Sept 2012-

2. Declared a public nuisance and uninhabitable – the property listed for demolition ( along with two neighboring properties ) Jan 4th 2013

3.Given a reprieve because the “Duo of Will Do” ( Barbee and Johnson) owners pleaded before the Demolitions appeals Board for more time a week later Jan 11th 2013 by that same board . A board that had doubts caved to the “give em a break mentality”

-” and apart from the President who had to recuse himself ( Fire Chief Brown) had previously stated:

” for the record I have personally toured the last two properties (3620 Clifton) and they are a public nuisance. …. these properties are deplorable “

and Chief of Staff Derek Feuerstein ( No vote) we kept 3620 as part of our housing s stock in the City of Lorain.

But to be fair the City of Lorain Building Inspectors were to follow through and make sure the Duo of Will Do” would.

Did they continue to inspect in those ensuing months and years? I asked for all notes, inspections and reports and I received nothing in that regard from April 23rd 2013 through 2016 ??? Did not Mr. Cantu ( now retired- 2017) ever do a cursory contact??? If he did I didn’t receive any documentation .

Lorain 365 blog has its reservations at the time and JUNE 16th 2013

https://lorain365.com/2017/05/14/3620-clifton-avenue-part-three/

Demolition Board of Appeals meetings are held during the week and are impossible for me to attend. At the meeting held February 28, 2013, the owners were given another month to continue their work on the property. They were granted this extra time because they had roofed and secured the house, plus cleaned up the yard.

Since then, 3620 Clifton Avenue has never been mentioned in the newspaper again. I’ve gone by there a few times over the past couple months, but never stopped to take pictures because nothing had changed. When I went by there two weeks ago, I surprised to see that the houses on either side had been demolished recently!

The pictorial tour continued on that Lorain 365 post and the unanswered question from Lorain 365

How long does the City have to let this go on? Are the owners now caught up in the cycle of permit perpetuity? As long as there’s a permit in the window, the City will continue to watch from the sidewalk

AND THE ANSWER TO YOUR QUESTION LORAIN 365 IS YES!!!!!!!!

4.April 25th 2013 Mr. Ralph Cantu, the gentleman Building Inspector who first asked for the search warrant had a change of heart and on that date declared to the Demolition Board of Appeals that the roof was nearly completed and he had agreed they Duo of Will do ” were doing what they said they would”.

Mr. Nathanial Johnson – one of the duo declared 4 1/2 months after the initial Demo ruling

“We have only a four by four section left . We tore down the fence and put in three more windows .

Mr. Daniel Rodriguez ( Engineering) Can we make a motion to possibly remove this case from the Board demolition board?

and FAMOUS last words from Mr. Cantu Yes because we could cite him on property maintenance if he doesn’t continue to go on.


” At least for another 4 years – you see 3620 was pushed to the back burner on the blogs – too many other issues with building and inspections reared their collective hydra heads

However in January 2015 this blogger asked Lorain 365 Blog to check out the property and GUESS WHAT , it was still as bad as ever and contacted Mr. Feuerstein as to what was happening with this property where it was in the system and the reply from Mr. Mason ( the then Director of Building Housing and Planning on February 9th 2015


LEON MASON ( no longer with the City of Lorain)

As it relates to the Clifton Avenue property (which I’m assuming is 3620 Clifton), it was forwarded to the County Land Bank to begin the foreclosure process. As you may or may not know, the process for demo has changed since the original program, and the county must take possession of the properties….

Due to statute of limitations being reached on some cases pertaining to nuisance inspections from previous years, the cases had to be dismissed. On that same note, the City can again issue notices as well as citations/summons for people to appear in court (e.g. tickets) for housing code violations.

I’m using the data as I type this email, to send letters to property owners whom are in violation of the Untenanted Property Registration ordinance, using the Vacant Property Report………There no longer exists a Nuisance Inspection Task Force; it is code enforcement with hopes on placing a strong emphasis on ENFORCEMENT.”

Sept 2016 and I started asking questions again and it looks like according to the public records request once again April 2016 -3 years after Mr. Cantu we can always inspect .. the property was before the Housing Court AGAIN!!!!!!
….
March 24th-2017 I contacted the Lorain County Auditor because 3620 Clifton had disappeared from their site…. demolished ??? but NO it was still alive and well and was then reinstated…… Can this tale get any better ?

How many heads on the Hydra….

1. a property that was deemed such a nuisance, a health hazard, on par with living in a 3rd world county for “insanitary conditions ” and ” according to Chief Building Official Klinar

This building has been deemed a dangerous building and poses an immediate danger to the public health and safety and welfare mandating summary abatement..

All fixed and abated because of a partial roofing and three windows – all the danger made to go away…. but it didn’t did it and the process starts all over again because according to one piece of paperwork hand written notes Chris Yates building inspector “nothing abated 7.18/16 and again 9/13.16 and still no change 11/22/16 …

May 16th 2017 the bloggers again went to inspect

Apart from this property still standing , the time the effort the frustration of 6 years of ownership with the Duo of Will Do and the 5 years before that … what of the waste of time, man power and sheer in my opinion lack of A decent “enforceable ” inspection process that is not equal across the system. This could be the reason this property on Lexington went from this in those same 11 years

to this

and why for the past 11 years we have had this at the “beginnings of Broadway???
This “expensive ” system to quality of life, to the taxpayers IS BROKEN

We are paying salaries for all these people,, INSPECTORS, JUDGES, FIRE DEPT, BUILDING AND PLANNING,SUPPORT STAFF,POLITICIANS ,AND HEALTHCARE AND MAINTENANCE , VEHICLES YOU NAME IT – THIS IS COMING FROM OUR POCKETS and there is a financial cost to us the tax payer…… and that will be the next item on the “AGENDA”

And we haven’t even touched upon 1348 W. Erie the poster child of Point of Sale

to be continued

May 29, 2017 at 1:38 pm 1 comment

The tale of Two – THE HOW-Supporting Cast

Original Image Scott Bakalar

Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
January 2013 Photo Lorain 365
Let us just have a quick reminder of the facts of 3620 Clifton.
Sept- 2012 Inspections galore prior to getting a search warrant to inspect the “inside and outside of the property The Health Dept., the Fire Dept and the Building Dept. inspections all agreed , it “constitutes a severe safety and health hazard to the community”.

January 4th 2013– The property came before the Demolitions Board of Appeals and all members present including the councilman Eddie Edwards for the area concluded it was a hazard, dangerous, and eyesore open to the elements filled with trash and vermin….



REMEMBER THESE PHOTOS OF JANUARY 2013 ( Lorain 365) AS WE CARRY ON DOWN THE ‘WAY OF THE 3620″

Because, after the glad handing all around and agreement this property should come down gave way to the “Duo of Will Do – Mr.Barbee and Mr. Johnson who owed at that time $431.00 in back taxes (twice what they paid for the property ) and to date they NEVER HAVE paid taxes

So in the months and yes it has been YEARS this property has been “dithered about the ” Duo of Will Do” DIDN’T and now well $2,964.19 OWED. How is this happening ??? well!!!! you might ask.

Mr. Joseph Barbee and Nathanial Johnson (Duo of Will Do) came before the Demolition Board of Appeals a week after their initial decision of January 4th 2013 to “take it down” and cried have pity pity please. And for 13 pages of testimony on that January 11th 2013 day . I have linked those pages at the end of this post. READ IT AND SEE HOW THE SYSTEM FAILS US-
Chief Brown ( who had to recuse himself) Derek Feuerstein ( Chief of Staff) who tried to pin them down the “missing in action Howard Goldberg ( Prudoff’s Community Development ) and Rey Carrion who pleaded their case very well the cast of characters all of whom had their say and they wanted a “plan” as to how the “$17,000 committed to the project would be spent-
Derek Feurestein at one point asked

DF- Can I ask a question does it really make sense to buy a house for $200?
N. Johnston – Because anything can be fixed- if it was a hazard why would you sell it like that ?
D.F We {City of Lorain} didn’t sell you the hazard – It was the COUNTY AUCTION)

ED> Note AH HA!!! and another character has entered into the story of 3620

Richard Klinar ( Chief Building Inspector was also at the meeting) also stated : The time frame on permits and inspections are controlled by the State of Ohio- the City of Lorain has nothing to do with it we can’t shorten or lengthen

Another cumbersome character the State of Ohio
The Duo of Will DO had a credit card limit of $17,000 for the property
and even Richard Klinar had his doubts
“Just a comment , I find it hard to believe you can replace , electrical , plumbing, heating , roof , siding, windows, doors, drywall and insulate for $15,000

I would have chimed “WHAT ABOUT THE FOUNDATION ISSUES” but by that time you could tell the way this was going the 2nd 2nd chance for the property known as 3620 Clifton As I sat in the audience that day hearing Ralph Cantu (Building Inspector) ask as we were leaving

” I don’t know why you people {bloggers} are so hard on George (Schneider) ( who had also been at the meeting appealing one of his “portfolio of properties coming down) he is such a nice guy!

NOTE TO SELF – maybe a building inspector should be required to inspect properties not like or dislike the property owner.hmmmmmmm

BUT the end result of that meeting the demolition was put into abeyance for another week………… and then from Lorain 365 blog who covered this property from the very beginning …

“It is my understanding that the owners of 3620 Clifton presented an acceptable plan to the Board and will have to bring proof of progress to the next meeting on February 28th.
I will be there.
The work started

Photo Lorain 365
The only way the Building Department knows if these serial second chancers are completing the work to code is if they report back to say the work is done and request an inspection. The Building Department can only drive by and look at the outside of the house from the public sidewalk or an adjoining property (with the owner’s permission).

As long as the outside looks good and the house is secure, there’s nothing else the Building Department can do unless they are invited inside by the homeowners. That needs to change. Stop the repeated prostitution of problem properties in Lorain. Break this vicious cycle before it completely breaks this city for good. It’s time, Lorain.

The pages of testimony
doc into
Doc1
Doc2
Doc3
Doc4
Doc5
Doc6
Doc7
Doc8
Doc9
Doc10
Doc11
Doc12

And four years later

To be continued………………

May 24, 2017 at 11:16 pm Leave a comment

A tale of two – a tale of woe – Lorain


Original Image Scott Bakalar

Part Onehttps://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Twohttps://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/

In our quest to find how Lorain’s housing stock in the 44052 went from this for example ( sold for $100,000 in 2005)
(photo Auditor’s site)

to this in just 12 short years

Photos Councilman Dennis Flores – 1939 Lexington
ED Note a visit to Mr.Flores’ Face book page as he walks his ward is worth a visit – ( rose-colored glasses a requirement for those that get depressed easily)
https://www.facebook.com/dennis.flores2

In that 12 year period we had Craig Foltin (R) for Mayor and a couple of appointed mayors eg. Romoser filling out the last weeks of his term as Foltin left for more lucrative climes, Mayor Krasienko (D),(2008-2012) and current Mayor Ritenauer (D), 4 Safety Service Directors 3 (Community Development Directors ( that department segued into Building Planning and Housing) BUT the common denominator is and was the Building Dept. and inspections.

Foltin – Building Inspectors department came under the direction of Bill Desvari who was told to be nice ( see file Broke Homes- Chronicle Telegram) brokehomes

I won’t go into the legal issues faced by Desvari the Chief Building Inspector or even the legal issues of S/S Miller, and the serious legal issues of Krasienko’s S/S Director – Robert Gilchrist or the fact the long time Community Development Director Sandy Prudoff went to jail in that period.
What I do know for sure down spouts have been seen as an important , very important code enforcement issue. https://thatwoman.wordpress.com/2015/02/01/ode-to-a-downspout-named-don-lorain/
I have to wonder why the dangling downspout at 1939 Lexington didn’t receive the same “inspection process” 😉

However, Lisa Miller and Lorain 365 has been on an “inspection process” of her own concerning 3620 Clifton
Part 1 https://lorain365.com/2017/05/12/3620cliftonavenuepartone/ 1 /13/13
Part 2 https://lorain365.com/2017/05/13/3620-clifton-avenue-part-two/1/19/13 and now we have the third in the series as Lisa revisited the “home” six months after the concerns of the Demolition Board of Appeals
Part 3 https://lorain365.com/2017/05/14/3620-clifton-avenue-part-three /6/16/13


“Since then, 3620 Clifton Avenue has never been mentioned in the newspaper again. I’ve gone by there a few times over the past couple months, but never stopped to take pictures because nothing had changed. When I went by there two weeks ago, I surprised to see that the houses on either side had been demolished recently!
How long does the City have to let this go on? Are the owners now caught up in the cycle of permit perpetuity? As long as there’s a permit in the window, the City will continue to watch from the sidewalk


Last Sunday Lisa and her camera revisited the “home” 4 years after that initial “inspection” of the 2nd , 2nd chance given to 3620 Clifton
Part 4 https://lorain365.com/2017/05/15/3620-clifton-avenue-today/ and they put up a parking lot – well not exactly it has just morphed in to “yard parking – and maybe the city inspection process was marred by the tree being in their line of sight.


There is a reason we have still got this lovely property .

I requested a public records request for information and documentation that followed this property and the poster child of 1348 West Erie from the city . It should be noted I received the information all 80 odd pages of it within hours , can’t complain about that efficiency.

Next up the talk the talk that enabled this fiasco……….

to be continued……

3620 photos Lorain 365 https://lorain365.com/

May 16, 2017 at 11:11 am Leave a comment

A tale of two “city” houses – downing of quality

Durand Map 1834

Many, years ago in a place called Lorain the settlers, pioneers of their day, in those early 1800’s built a foundation for this city of hard work, diligence and pride.

Families followed to work in the ship yards and steel industry. How wonderful for the immigrants to this country , state and city to have a living wage and able to “own” a home , dreams coming true. Neighborhoods grew , log houses became wood sided houses with porches and designed not for shelter only but for home and hearth, curtains hung , window shades drawn to be even with the next window, grass planted , sidewalks made an appearance , and bricked roads replaced wooden planks. The homes loved and admired.

Captain Wilford Home -416 Washington ( take a drive by today )

Ladies proud of their part in the growth of the community , starched white blouses , the very ladies who kept the those homes shining with pride, the daughters of the founding fathers .
2nd row no 7 – Mrs. Fannie Wilford – wife of Captain Wilford – Gillmore Civil War letters

https://thatwoman.wordpress.com/2011/04/13/civil-war-letters-fannie-gilmore-lorain/

https://thatwoman.wordpress.com/2008/02/12/capt-wilford-a-hero-of-the-inland-seas/

There has been a plethora of history of those same homes on this blog and others . However, as you drive around these same streets today , you will notice missing windows instead of lace curtains or even window shades, you will see homes not kept with pride but hanging on to their last gasping breaths of “being”.

Did people and values change , that is up for debate, did the plethora of social service agencies located in a cluster in this area cause problems , again up for debate, administrations , city councils that came and went , did we suffer from party politics or lack of forward thinking and the consequences of one’s administrative actions?

One thing is not debatable is that in the 44052- and the old neighborhoods in what is called South Lorain something happened or ,in my opinion, didn’t and hasn’t happened – property accountability. So where does that leave us , those who are now stranded by economics and age who are still trying for a quality of life, homes built with love for “home” now home to heroin dealers and fences not surrounding gardens but “fencing the stolen goods”.

In this series I am going to look at what is, in my opinion, an issue that is one of the major concerns as to how we got this way. The tale of two homes – their paper trail – and conclusions………

As one official stated at a meeting ( paraphrasing) – There are people in the west side of Lorain complaining their neighbor’s fence is leaning on their property but in ( what is called old Lorain neighborhoods) we have people complaining the next door house is falling onto their property…

To be continued

May 11, 2017 at 3:47 pm 5 comments

What is their story and the story tellers- Lorain

I have lived in this old neighborhood of Lorain since we purchased our “starter home”- it will hopefully be the home where we “finish up”.
I know a few facts about the people who lived here through the 1/2 century before we became its caretaker. I certainly hope that someone will enjoy this home after we are gone BUT I don’t hold out much hope the way things go in Lorain.

too many examples to show…. this is the latest poster child 3620 Clinton and YES! it too has a story.

Local bloggers, council people such as Dennis Flores,
https://www.facebook.com/search/top/?q=dennis%20flores%20city%20of%20lorain%202nd%20ward%20councilman
have been trying to fight the blight of non enforcement of building codes for years. They have tried the name it and shame it until there were just too many to name. The outing of mega landlords with 300 such properties and those that followed him in his “business” plan. I went to housing court and another story. https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

However recently Lisa Miller of Lorain 365 Blog – (a blog https://lorain365.com/ that photographs the good and sometimes quirky in Lorain every day) posted a picture of a little building on Colorado Ave. Lisa , had her curiosity tweaked by the name on the top of the little building . “Giuseppino”.

I remember another “version” of that building from when I first came here. The building was right next to the Royal Canadian Legion ( no longer there) It was getting a little jaded even then but still someone still cared . This is how (with the help of picmonkey https://www.picmonkey.com/ ) I remembered this little building – original photo Lisa Miller.

The building changed hands through the years and at one point looked like a facsimile of what I remembered – this photo from the Lorain County Auditors site
and now of course Lisa’s photo of this week – SIGH

Lisa followed through researching the story behind the name on the building

http://wp.me/p1Rd8f-4Pt

A tornado memory – revisiting the Giuseppino 1924 building

This name and date stone turns out to be a memorial
to a 9-year-old boy who was killed in the 1924 tornado.

A family member reached out:
“That building was built by my Grandfather, Sam Garbo.
It was constructed with salvaged bricks after the tornado.
That stone, in fact, does say Giuseppino and is the child you reference.
His parents were Sam and Josephine Garbo, My Grandparents.
-Susan Garbo”

My genealogy search had ended with one Lorain connection,
a deceased 9-year-old child named Giuseppino Garbo. No relatives were listed.

Update 4/29/17:
Reader and contributor Rick Kurish picked up the search:
“You are on the right track in the research of this building. The nine-year-old child, Giuseppino Garbo, who is buried in Calvary Cemetery, is associated with the building. Giuseppino (English version Joseph) Garbo lived at 311 Colorado Avenue and was killed in the Lorain Tornado of June 28, 1924. He was buried in the children’s section of Cavalry Cemetery on July 1, 1924. While the grave marker lists the Italian version of his name, the cemetery records list him as Joseph Garbo. The marker also indicates that he was killed in the tornado. He is also listed in the Official Souvenir and Memorial Book of the Lorain Tornado, under the heading “Killed in Lorain Tornado”, as Joseph Garbo, 9, 311 Colorado Avenue.”

Much thanks to Rick and Susan for helping to fill in the blanks of Giuseppino’s story.

April 30, 2017 at 1:14 pm 1 comment

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