Posts filed under ‘hell is other people’

Lorain’s Housing- owners of the dirty diapers- Part 3

 

And the clog in the system keeps on coming .

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

https://thatwoman.wordpress.com/2017/11/06/lorains-housing-owners-of-the-dirty-diapers-pt-2/

You  would think , this house at 1348 West Erie, after being front page in local media ( print and electronic) predatory  property holders   investigated by  all and sundry  ( including the NY Times) https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/ we would not find ourselves back to  square one.

Touted as the poster child by  realtors as being a negative because of  the amount of money  having to  be put in escrow ( Point of Sale) as  being a detriment  to  home sales in Lorain.

Lorain house sets record with $45,750 escrow requirement by R. Payerchin June 2014 –

http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

Let us revisit once again  the housing court history – First up after the dumping of the home by Federally  backed mortgage company  Fannie Mae to  Kaja Holdings  for ZERO dollars  and NO  Point of Sale Inspection, Fannie Mae acquired the property Aug. 2013

Sale Date: 8/5/2013
Sale Amount: $95,116.00
Conveyance: 2013003968
Grantor: KRAUSE TODD
Grantee: FEDERAL NATIONAL MORTGAGE ASSOCIATION

it was purchased February 2015 from Fannie Mae   1 year and 1 month  after Point of Sale was introduced to  Lorain

Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

Many trips to  housing court  and then finally  the lawyer (after much publicity)   arrived on scene only  to  be given “time” grace time to  fulfill their promises- little discussions at the table to  the side with  the ”  Lorain City Prosecutor ” who  agree with  giving the benefit of the doubt on more than one occasion  ( sigh) First up for Kaja Holdings was attorney


JIANG, LEI
http://eb5info.com/eb5-attorneys/35-lei-jiang
From what I could gather that day of August 12th,2015, the attorney Jaing, Lei was given another court date of September 9th to remedy and or update the situation

Then a lot of toing and froing – another continuance  this time   December 9th,2015  nearly  a year in housing court   https://thatwoman.wordpress.com/2015/10/22/housing-court-and-you-lorain-continued/

Fast forward  to  April 2016 5 months after the December 9th continuance another court date and another attorney this time

 

Mr. James White http://www.fkwdlaw.com/attorneys/james-r-white/

 

( who   started a dialogue on this blog ) https://thatwoman.wordpress.com/2016/04/07/plump-lady-plummets-and-the-housing-trip-continues/

I had contact with Mr. White through emails about 1348 West Erie and what his clients proposed to  do : In fact August 3rd  2016  found the following email :


Hi Loraine- Several of the violations to  the exterior have been repaired. The City’s required escrow to  perform the repairs has been deposited with  an escrow agent with  repairs to  follow.

Great news “finally  something happening BUT…. looking through the paperwork on the home of 1348 West Erie PDF   found here :   1348

Mr. White did get that  escrow “lowered” from  $45, 750 . to  $16,680  and then lo and behold the property  changed hands AGAIN ( twice – albeit to  the same man but different LLC’s- Mr. Farah Issa  and Kaja Holdings got their escrow money  back!!!!


Mr. Issa was duly  notified he had to  assume the escrow amount  and he apparently  did according to  the PDF file  pages 34,35,36 of the PDF .

 

 

 

and

Certainly  Mr Issa was not unaware of the issues with  the house  .  Contacting the BHP Dept I received this email  via Mr. Given SS Director  (my  bold):

Attached is the file for 1348 West Erie Ave. Page 34,35 and 36 of this document is the current hold of escrow for the property from the new buyer. The escrow was released back to Kaja once the funds were placed for the new buyer. This property actually transferred to Prosperity Investment Fund LLC and then again to FICC Realty Holdings – same agent on the Corporations though (Carmen Camino). They were supposed to be in court on October 11th (the summons shows service on court site) but they did not come to the hearing. I must assume that Law will attempt service again (since they won’t issue warrant on corporation).

And yet after the Demolition Board of Appeals  pronounced sentence on October 19th, 2017
http://www.morningjournal.com/article/MJ/20171019/NEWS/171019306
because of the numerous complaints – Fannie Mae, Kaja , etc etc.  and lack of action on this property  ( well apart for the legal eagles that is) Mr. Issa showed at the  November 16th, 2017 Demo  Appeals Board ( even though his property was not on the agenda)
as covered by  Rick Payerchin of the Morning Journal
“Owner makes plea for house that has been Lorain ‘problem for decade’”
http://www.morningjournal.com/article/MJ/20171117/NEWS/171119547
and HERE WE GO AGAIN!!!!! you  would have thought  Mr. Issa  would have gone by  his property  and at least secured the doors to  the garage and little out building ( cottage)when he was in town.
The only  ones , it seems to  me in my  opinion, making  headway  with  1348 is the attorneys  , it certainly has been a fairly  lucrative proposition for the past months and now years.
We, Lorain, are allowing this behavior. Where is our Law Dept.? They, including Law Director Pat Riley,   are supposed to  represent us, fight for us , this home , once loved , still loved has been left rotting  whilst  the legal system  floundered around  like the last dying gasps of that fly.  Those who  represent the legal aspect  are accountable for the last 2 years of this history  and if this is the way  we proceed legally  in Lorain then  we need to  address that aspect!!!

One , unless they  have researched the disappointing process of legalisms, inspections, housing courts, thinks it is easy   but trust me on this after years of the “history ” of 1348 – we, the public  are naïve and welcoming the big fat spider into our parlour to  devour our quality  of housing, buildings and life. It is the biggest foulest filling of the diaper yet and it oozes  out  a putrid stench  ….Picture: Arleevector)

 

 

 

 

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November 19, 2017 at 6:06 pm 4 comments

Lorain’s Housing -owners of the dirty diapers- Pt 2

DEJA VU  the dirty  diaper is reeking 3620 Clifton November 3rd  2017


 

 

 

https://thatwoman.wordpress.com/2017/10/22/lorains-housing-the-owners-of-the-dirty-diaper-pt1/

 

October 19th- 2017 another year another Demolition Board of Appeals . (9:00 am) Hours of sitting scribbling notes and feeling filthy – hundreds of photos – disgusting photos of human and animal waste, homes that had been built with  families in mind left   rotting and decaying  , carpets heaving with  mold and fleas

and heaven knows what else that  was breeding in those structures.  The mold  in this home had attached itself  not only  to  the surface areas but has literally  compromised the wood and structure of the home. Well what do  you  expect when it had been open to  the elements for years.

 

In other properties , stairs to  the 2nd floor  so  dangerous that even the squatters had brought in a step-ladder to  gain access,  whole floors missing as they  had been torn up to burn in a partially  working fireplace. Even more disgusting –for me at least – is that human beings  were actually  living, partying and doing drugs in amongst the  human waste, mummified cats and some more recently dead animals , rat feces everywhere, a drive up  window where apparently  the dealer of drugs sat as his/her customers made their purchases. Hypodermic needles , remnants of alcohol containers, food  littered every  horizontal surface.   One home, although a small tree had grown through a window awning,  was not in the same terrible  state  therefore the Demo  Board took the home off the list voluntarily.

There is a  sub culture in this town using these nauseating dwellings   as evidenced by the insides of these structures. These structures  are obviously  deemed safe from prying eyes   by those who  frequent the vomitus homes for their illegal and dangerous dealings   because no  one in their right mind or any  sort of consideration of their own worth  would enter these places let alone  sleep on  an excruciatingly   filthy  couch surrounded by human feces and animal waste, rats and fleas – It just doesn’t bear thinking about .

It is no  wonder those that had to  inspect had to  wear masks and environmental protection gear. The Lorain Police Dept. having to  check to  make sure the properties were at least free of the dangerous human elements. Hundreds of photos later  I  was thankful the smells of those places  were missing from the presentation.

Everyone was sworn in who  intended to  speak . I didn’t take the oath  for once I wanted to  observe and keep my  mouth  shut……. and then Deja Vu. One of the homes 4310 Meister Road – empty  and decaying for 5-7 years

Since this was an appeals board, people could appeal the property  being put on the demo  list. A property  LLC representative came before the board  offering $70,000 to  save this house. There was much  discussion and to  the needs of the house, all which  apparently  could be rectified. Oh that is a positive one would think : So  why  was I  sending out panicked mind messages to  the Board members  ( not having been sworn in) NO! NO!  please NO!!

Back I was transported to  another demo  board of appeals  3620 Clifton on January 2013.

January 2013 Photo Lorain 365

1. We now know that a property 3620 Clifton purchased in 2011 after five years of being open to the elements was deemed bad enough to be issued a search warrant in Sept 2012-

2. Declared a public nuisance and uninhabitable – the property listed for demolition ( along with two neighboring properties ) Jan 4th 2013

3.Given a reprieve because the “Duo of Will Do” ( Barbee and Johnson) owners pleaded before the Demolitions appeals Board for more time a week later Jan 11th 2013 by that same board . A board that had doubts caved to the “give em a break mentality”

You  can find the series and reports ( all documented ) https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/

The fact the gentleman at the mic was well meaning didn’t change my  mind. You  see he had not purchased or even had letter  of intent to  purchase from the supposed owner of the property ( another of those wonderful banks) – 

 

he did not have a business plan or list of contracted subcontractors showing the intent to  do  the work  or even a  check as a gesture of intent.

 As the representative of the legal dept. spoke those  words (paraphrasing because I  was instantly sent back to  another  time -2013) “we can always  re-inspect……. aaaaaahhhhhhhhh”and FAMOUS last words from  3620 Clifton

Mr. Cantu 2013 :  Yes! because we could cite him on property maintenance if he doesn’t continue to go on.    NNNNNNNNOOOOOOOO please no!

Because those same words uttered led to  3620 sitting for another 4 years and having to  start the process all over again…….. see the photo  at the top  of this post. The Statute of Limitations ran out.

When we (Lorain 365 Blog) https://lorain365.com/  researched the process of 3620 Clifton , we found that inspections are not all what they  are cracked up  to  be . For instance for the inspectors etc to  go  through the inside of these properties there is a lot of legal  procedures. The city  has to  get a search  warrant. ( these are for these abandoned homes).

We found the properties could only  be inspected from the street or neighboring property ( with  permission) in the case rehabbing a property ( residential)  unless the inspectors were “invited in by  the owners”.

Should electrical or plumbing permits are pulled  they  can fall under inspection process.

BUT what if people don’t ask them in or  pull those permits – and that does happen a lot believe me – happened to  the house  next door to  me on both  sides – one is now  demoed). You  see not everyone follows the rules ( if they  did we wouldn’t have these structures in the first place!!!!

 

I was very  interested in the mold abatement – and it seems   an unscrupulous builder, contractor  could very  well come in spray  the bleach  , chemicals  put up new drywall  change out the carpets and Voila…..you  are non the wiser…… unless the Building Dept are asked in………. Yes I  can see that happening with  especially  the out of town LLC’s – I  don’t think so!!!!! From the City  of Lorain BHP dept.

As to going in and inspecting the removal of mold etc. the Building Department has to be scheduled for an inspection. If the owner would like us to be out there for that inspection – we would go. In other words – we just can’t show up and expect to be invited in.

As far as the electrical, plumbing, heating etc. All of that work (the rough in inspections, undergrounds) will probably require permits (any new wiring, furnace/ac, water lines etc. require permits). Those inspections are encompassed within the Building Permit (and required Building Code regulations).

 

We, the law abiding citizens and property  owners ,  are not protected by  a system that has no  accountability – and so  it continues  – back to 1348 West Erie  next time …….. Welcome to  my  parlor  (Lorain) said the fly  to  the spider – slice us and dice up

To Be Continued

 

November 6, 2017 at 5:02 pm 7 comments

Oct. 3rd – the NON Viking funeral – Chris Ritchey

My mood has not changed, nothing seems to rouse me from my lethargic state of mind , not the ongoing hurricanes, the issues with Lorain, happiness when having one of my favourite people in the world visit- at least there was at last some laughter.

I have been Roku jumping from one channel to another from histories to murders and the ongoing documentaries of “end of life rituals” from around the world.

End of Life rituals- those rituals to give the dead their honor and due and supposedly give those that mourn some comfort and an outlet for their grief. Those were denied to your family by Tim and Sue Lombardi and their collective family , their daughter Angela of the do over Chris and wedding ritual, the Vyka, Gott, Zaworski, and Gonzales and even the “man of God- Father Daniel Divas . They took any honoring of your name Ritchey and any of our end of life ritual away from your family.https://thatwoman.wordpress.com/2012/06/07/a-memory-of-vipers-chris-ritchey/

They could not take everything though from your aged grandmother , your father , sister, nephew and brother in law. As I was told of Angela’s ( a complete misnomer in that name in my opinion ) decision to withhold you from us and to take you that burying place- not of your faith and a place so intensely disliked by you (after experiencing their ritual of one of their own at that cemetery) and denying the time and place or knowledge of their rites to us . I knew that at least we had to try and I had to try to give to you what I could – to send your body from this dimension with love. Did those cretins of the cremains honestly believe I would let you go without honoring you and being involved in your goodbye? You were and are MY son I gave you life , I loved you in life , in death and now.

As I read the words of denial penned by your “bride” – I remembered the Viking ship. The ship you had to make for a class at LCCC- the brief- a piece of work made with all natural materials sourced from your home – you sat and carved and cut from a log from the wood pile, tree branches from your tree planted as a child, a piece of deer skin found in the garage and scraped down for the sail and finally burning not painting the decoration to add to the dimension.

I knew that Viking Ship which I carried around to college visits when you were transferring from LCCC was the closest thing I could do to give to you to honor the bravery of your fight against that disgusting disease. Your Nana called you her Viking and you were a warrior, so brave, hiding from us your pain. Something to show our love as well- the little England bear purchased from Harrods by you for me when you were returning from soccer in Manchester. I carried that little bear with me in those first dreadful days after you died whilst meanness , selfishness and grief fragmented us beyond all being . It was still damp from my tears.

So as your last journey took you into the flames we did our best to honor you , love you and negate the poison and irreverence shown by others, the items of love from us all- those denied – were with you ……. we still miss you every day and love you more than ever…….

October 2, 2017 at 9:58 pm 2 comments

Am I bovvered ? Lorain- fire in the belly?


The Catherine Tate Show https://en.wikipedia.org/wiki/The_Catherine_Tate_Show

Those that follow this blog will have realized I haven’t written anything for a few weeks. I write for me for the most part to get what is inside me out so I can breathe and to share my son. Other than that I write about the happenings or non happenings in my life, city and history.

August is a bad time for me – I can’t celebrate with fond memories the day of the birth of my son because it is also the anniversary of his being told he was dying and all the fuss and drama of that “damned in- law family” on that day as we waited in the hospital. Happy memories are tainted, my birthday ,wedding anniversary all contribute to the angst that is August for me.
UPDATE: SEPT 2ND. 2017 http://www.morningjournal.com/general-news/20170901/lorain-aware-of-violations-at-building-that-burned-on-broadway
However, I can usually be raised from these depths by some of the “happenings or non happenings of government , building inspections , neighbors from hell, windmills to be tilted to start pounding at the keyboard. But so far even the absolute disgust felt at the total devastation of an historic building, possible loss of lives just blocks away didn’t move me except for a little bump of conscience. .

That situation should have stirred me to be a bothered.(bovvered)

VIDEO: good Samaritans take action to help residents trapped in burning building
http://danielebrady.blogspot.com/2017/08/thistle-building-history.html

The mere fact reports stated from the Chronicle Telegram Newspaper that earlier in another administration ( Foltin) “inspections were “case closed” by an administration that was “landlord friendly” on this building.
http://www.chroniclet.com/Local-News/2017/08/07/Section-of-Broadway-remains-closed-until-Thistle-Building-is-razed.html

photo source Morning Journal


A Building Inspector Desvari ( now deceased) known for fraudulent activities http://www.chroniclet.com/news/2010/07/21/Former-Lorain-building-official-charged-again.html
decided according to the current Chief Building Inspector Dick Klinar ( call me Richard) two days after the fire on August 9th 2017.

“There are many variables that determine if a sprinkler system is required, size of building, number of exits, distance to property lines, distance to exits, Type of construction, etc. Mr. Disvari { sp Desvari}approved it for this use in 2007 so he must have determined it was not necessary.

4. There was no exterior fire escape there, that would have been determined at the time of construction of the building if necessary.

5. The old violations on file were either dismissed or abated. The most current were forwarded to the prosecuter {prosecutor}

I should have been all over this situation where people’s lives were put in jeopardy due to a sober living facility on the ground floor that doesn’t seem to have “from the research of others” quite the legitimacy of authorized care programs. Hard Questions should and could be asked so why am I not asking them?

More like a bed and shared 1/2 bath with this disgrace on the floors above -NOTE( video choppy and hard to see but worth the patience to those that might be bothered.)

Remember??? OLD VIOLATIONS ON FILE DISMISSED OR ABATED ( Dick Klinar)

hmm looking at the video gives new meaning to “abated”

I waited for the outrage from the community-

1. an Historic Building gone- due to ??? ( still waiting for that determination)

2. Inspection process that was and is as rotting as the roof that was sheltering those of the need of help and care.

3. People living in the middle of an entertainment district whose very lives were in danger( in my opinion- obviously not shared by others) every night they bedded down.

4. The risk to other occupied businesses and “residents” on Broadway let alone to the responding Fire and Police services.

5. The financial and physical cost to the City of Lorain

6. And where is our “legal dept., housing court, the checks and balances where is the follow through?

No! there was no outrage not even a little flutter except on one of the facebook pages but that soon died down. Lorain was not bovvered so why should this Loraine?

Am I bovvered???? well I took the time out from being underwater to surface for a short while this morning so I must be a little bovvered

August 25, 2017 at 4:39 pm 3 comments

Tale of the Two- The Cost Part 2.

This should be the last post in this series of a broken ( in my opinion )system of Building Dept inspections and accountability in the City of Lorain. The series, (links to the whole series at the bottom of this post) has looked upon the history of inspections, non accountability and lack of enforcement over the past 12 years. It is my belief, based upon the research so far, as to why Lorain finds itself in a housing market that is (especially in the 44052-44055) floundering . The downtown commercial buildings I didn’t touch upon also has added another layer of burden to the taxpayer.

Before getting into the costs to us in Lorain for this system I would like to thank the City of Lorain- Ritenauer Administration for their prompt response for all the documentation requested under the Public Records requests and also to Lorain Auditors Dept and Lorain County Auditor for their very quick response for information.

I would also like to state, as promised in my “About Page” that should I have a biases I would state it. I have for many years – more than I care to remember – had issues with the Lorain Building Dept. written about the deterioration of this neighborhood, and for 30 years “tried” along with administrating a 501C3 preservation district to stop the rot that is the foundation of neighborhood- our homes and quality of life.
38 years vacant before finally being torn down .
However, I also was aggrieved and found myself part of the process when doing that “mission” being, in my opinion, faced selective enforcement and the harassment of one City of Lorain Board ( Design review Board member) using the Lorain Building Dept. Chief Inspector and the dept. to “enforce” petty non compliance issues with my home . You can access the situation here:

https://thatwoman.wordpress.com/2015/02/05/the-dyenamics-of-inspections-time-lines-lorain/
https://thatwoman.wordpress.com/2015/02/07/dye-abolical-goose-and-the-gander-inspection-process-lorain/
https://thatwoman.wordpress.com/2015/01/10/city-officials-caught-between-a-ritchey-and-a-dye-place/

https://thatwoman.wordpress.com/2015/01/29/retribution-dye-a-tribed-the-process/

This documentation on the blog brought on a concrete throwing and down spout ripping off my home by a Neanderthal … and of course the added expense of installing cameras.

The irony in this instance was the inspected downspout ( named Don) was knocked loose due to a falling branch from the very large tree on the adjoining lot which was “owned”, at the time, by the CITY OF LORAIN!!!!. INSULT TO INJURY 🙂

and the response which ended up in its own series
https://thatwoman.wordpress.com/2015/02/01/ode-to-a-downspout-named-don-lorain/
https://thatwoman.wordpress.com/2015/08/05/outdoor-showrooms-lorain-by-don-the-downspout/
https://thatwoman.wordpress.com/2016/05/20/don-the-downspout-says-lorain-in-a-fix/

https://thatwoman.wordpress.com/2015/02/19/the-weapon-city-of-lorain-you-decide-trust-negated/

As I said, I have been writing about this housing and building situations for a very long time before the 12 years covered in this series . So it seemed amazing the Building Dept , Mr. Klinar and co were able to “jump” at the chance to “inspect my personal property within 4 days of the complaint when some situations in Lorain have taken decades…. (2015)

This is the sort of situation ( 1125) I had to put up with through 5 sets of landlords on the lot next door- and even when the tenants complained … what was done – nothing – then abandoned/ foreclosed until a tree took care of it .


Due to fact I published pictures of the same city lot next door which greatly ticked off a construction neighbor – parking illegally and the use of that lot for storing construction vehicles etc.

He made his retribution trip(2016) to the 5th floor of city hall. I was then once again inspected last year , this time for “weeds” growing through my chain link fence in the alley.

https://thatwoman.wordpress.com/2016/08/09/municipal-manipulation-lorain-e-again/

However the weeds, were Swiss Chard, Mint and Morning Glories and the boat was in compliance but wait they, the Building Dept. Inspectors had enough inspectors to come out drive up the alley inspect my property now for the third time in 2 years( first time was during the sumer inspection blitz where we were found OK) and send me yet another letter . The weeds????

Which would have been fine, in the way of things, if they had nothing else to do. BUT in order to inspect my vegetables and flowers, my downspout and garage paint they had for the past five years driven past a home on the alley that is literally caving in on itself –

weeds in the back of the alley were higher than an elephants eye and yet still sits as of yesterday with the same broken picture window it has had for 5 years ( boarded up – a property one of 16 owned by Mr. Brooks (spending time in jail drug dealing ) https://thatwoman.wordpress.com/2013/09/30/grenade-and-garbage-lorain-
landlords-swatted/

So yes! the arbitrary and selective nonsense of retaliatory inspections on morning glories and downspouts, a garage that needed paint 3 inspections 2 years left me more than a little annoyed at the ” behavior” of the building Dept under the auspices of Mr. Klinar and of course the George Schneider advocate, Inspector Ralph Cantu ( now retired)

Hands Up I am biased!!!!!! against selective inspections and time wasting when a city is falling down around the 44052 and these situations can take years, in fact so long that in the case of 3620 Clifton we have to go back to the beginning because the “Statute of Limitations ran out.
Guilty!!!!!! I am biased – based on research and personal experience with the system

We have seen what it costs to have these homes sitting there for months and months years and decades. See part one of costs https://thatwoman.wordpress.com/2017/06/26/tale-of-two-the-cost-part-one/

Now let us see what the cost locally Lorain for the cost each year to our budget so morning glories are inspected but 3620 Clifton , 1348 West Erie and the myriad of other homes in the 44052 44055 that are allowed to sit.

So what does this cost to run this “program” and department ‘ Firstly the Building Department does bring money into the City of Lorain coffers

The total amount of revenue generated last year was $788,898.54 and YTD is $238,208.62

Performance reports PDF file 2016 and 2017 found here
2016 Budget Performance Report for Building
2017 Budget Performance Report Building Department

Not bad just over 3/4 of a million dollars (2016)- now the costs:

OH OH we are already at a loss by $357.008.54 And we aren’t done yet because we also have the costs of the housing court and magistrate
Magistrate is paid from Court Improvement Fund. The City pays 60% of her salary and the other 40% is paid from the Lorain County.
Secretary pay is 55% General Fund, 20% Muni Court Probation Fund and 25% Court Improvement Fund.
Magistrate
Salary $74,394.00
Benefits $29,603.00
Secretary to the Magistrate
Salary $37,305
Benefits $25,305

We do have vehicles for the Inspectors to use some of them are pretty old but some were new back when these homes depicted were just beginning the inspection process
2003 Ford Taurus Building
2008 Ford Escape Building
2002 Ford Explorer Housing & Planning
2016 Chevy Equinox Housing & Planning
2016 Chevy Equinox Housing & Planning
2006 Chevy Silverado Building
and then there is their costs “The amount spent only for petroleum and auto parts and supplies in 2016 was $6,444.99 and budgeted for 2017 is $7,500.00.
We spent 3 times more in getting “gas” in one year than the fines for the hairnetted Broadway Building paid in fines over 10 years .

In my opinion, this isn’t a bad budget IF WE WERE GETTING DECENT PORTFOLIO OF HOUSING IN THIS COMMUNITY- HOMES UP TO A CERTAIN STANDARD – ACCOUNTABILITY IN THE COURT IN A TIMELY MANNER – A DOWNTOWN THAT IS NOT CLASSIFIED BY THE NEWS MEDIA AS A GHOST TOWN….

but we aren’t in the 44052/ 44055 we have a glut of disgraceful homes and buildings and who is to blame ??? and why are we paying for this???? Because WE ARE PAYING- paying with loss of property values in the millions, delinquent taxes in Lorain, ( note in the PDF file 500 is the classification for homes) found here Lorraine Ritchy Lorain City Delinquent Report by Parcels

Then another couple of million( counting in the fire/ police/ tax collectors salaries, stationary, cell phones , processing etc. having to deal with the abandoned homes and don’t forget we have to pay to have the high grass cut ( high grass cost put toward a property lean ( note) errrr people who are thousands delinquent in taxes are worrying about paying the city for grass cutting) to enable the process….. Over to you Lorain…..

THE SERIES

Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/
Part Seven- https://thatwoman.wordpress.com/2017/06/19/a-tale-of-two-do-nowt-get-nowt-lorain/
Part Eight- https://thatwoman.wordpress.com/2017/06/26/tale-of-two-the-cost-part-one/

June 29, 2017 at 11:47 am 1 comment

Tale of two – The cost – Part one




Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/
Part Seven- https://thatwoman.wordpress.com/2017/06/19/a-tale-of-two-do-nowt-get-nowt-lorain/

If nothing else the previous 7 posts in the series has confirmed there has been an ongoing problem for 12 years ( or more) the houses and their ONGOING problems may have gone through 3 administrations heaven knows how many different councils and council members but with ONE Building Dept and the way of non accountability. The only people cited who follow through seem to be the already law abiding property owners, the rest seem to “play the property / enforcement game – IN MY OPINION- based on the research over the years.

There is a cost to all this diseased, decrepit, dilapidated housing and in 2005 – 3 years before the sub-prime mortgage debacle The National Vacant Properties Campaign with the support of the Environmental Protection Agency came up with a 24 page report – 12 years ago just about the time our city was starting to go belly up…
https://www.smartgrowthamerica.org/app/legacy/documents/true-costs.pdf
the above report is really worth the read and government with Community Development and Building and Planning surely should have accessed the report


If you ask any Lorainite in the year 2017 they will say this photo from the 2005 report is a familiar site , especially in the 44052 44055 where our poster child houses are located

2005

Cities must address the increasing number of vacant properties, not only because of the negative impact they have on the surrounding community, but because of the numerous costs they impose. They strain the resources of local police, fire, building, and health departments, depreciate property values, reduce property tax revenue, attract crime, and degrade the quality of life of remaining residents. In summary, vacant and abandoned properties “act as a significant fiscal drain on already strapped municipalities, requiring disproportionate municipal resources, while providing little or no tax revenue to municipal coffers.”

As the years passed and we continued our downward slide and lack of enforcement there were other reports written.
http://www.cleveland.com/cleveland-heights/index.ssf/2015/08/abandoned_homes_affect_communi.html
http://www.cleveland.com/rocky-river/index.ssf/2015/08/rocky_river_westlake_hide_vaca.html
Then we get to the 2017 White paper on Blight another must read

For a single home, one can attempt to calculate these costs.
Using the following conservative assumptions the foreclosure of a home will cause a loss of value of at least $130,000 as a result of the following:
1. The home if owner-occupied would be worth $200,000, which is just under the national mediansales price of $235,000. The loss of value to the
home itself is 38 percent, the amount expected by buyers and in the midpoint of the range ofestimates. This is a loss of value of $76,000.

2. Assuming 21 houses within 500 feet. This is
a conservative assumption based on houses that are roughly one-fourth of an acre that have100x100 foot square plots. Thus, there are five
houses on both sides of the affected property as well as another 11 across the street. This number could be substantially higher in urban settings
(condominiums or row houses) and also lower for rural settings or areas where there are not uniform plots or housing on both sides of the street. Each
of these houses experiences a 1 percent decline in home value. For the $200,000 home, that is $2,000. That is a loss of value of $42,000.

3. There are another 12 houses beyond 500 feetbut that are still affected. Recall some studies used the one-eighth of a mile (660 feet) while others showed effects all the way out to 1,000 feet and even further in some to half a mile. For this estimate we are assuming an impact of another 300 feet in all directions, which is conservative given other findings. These impacted houses have a 0.5 percent decline in value, or $1,000. That is a
loss of value of an additional $12,000.

For those who find the methodology of studies that find losses of
2 percent in value of neighboring properties closer and 1 percent
of those farther away more compelling, then the total losses
jump to $184,000. In this scenario the property loss suffered by
neighbors is actually greater than that suffered by the foreclosed
home itself!

http://www.communityblightsolutions.com/files/CBS_White_Paper_2017.pdf
And the latest complaint in Lorain is 330 W 9th Street.
This too was a Fannie Mae dump selling in 2010 for $44,000.00 and dumped by Fannie Mae to a Bayvillage resident just 7 months later for $13,500. and there you have it proof once again the system sucks!!!!

The typical foreclosed home imposes costs of more than $170,000. Approximately $85,000 of this total is directly attributable to a property being vacant and the condition in which that vacant house is kept.
 Over half the total cost of a foreclosure’s impact on neighboring properties comes from the fact that the property is abandoned.
 Foreclosures that involve vacant properties lead to increases in violent crime.  The impact of vacancy on crime increases as the property stays vacant for longer periods, likely plateauing at between 12 and 18 months.
 Vacant buildings are major fire hazards; vacant residential buildings account for one of every 14 residential building fires in America.

Yes there is a municipal cost, a cost to property worth for the surrounding houses BUT there is also a cost I will explore in the next post to the taxpayer of Lorain for the system that enables this system- salaries, vehicles, law courts………. coming up in part two of the broken system. We can’t say we weren’t warned of course we also paid in our taxes for the costs of the reports, whitepapers and studies………..

To be continued …………….

June 26, 2017 at 9:17 pm Leave a comment

A tale of two- do nowt – get nowt- Lorain


Part One– https://thatwoman.wordpress.com/2017/05/11/a-tale-of-two-city-houses-downing-of-quality/
Part Two– https://thatwoman.wordpress.com/2017/05/13/a-tale-of-two-continued-lorains-cast-offs/
Part Three – https://thatwoman.wordpress.com/2017/05/16/a-tale-of-two-a-tale-of-woe-lorain/
Part Four- https://thatwoman.wordpress.com/2017/05/22/a-tale-of-two-the-who-the-how-why/
Part Five- https://thatwoman.wordpress.com/2017/05/24/the-tale-of-two-the-how-supporting-cast/
Part Six- https://thatwoman.wordpress.com/2017/05/29/a-tale-of-two-the-why-land-of-iz-not-woz/

And here we go back onto the non express journey of one of the two properties used in this series. This house has a lot of history!
https://thatwoman.wordpress.com/2016/08/26/when-vision-is-cloudy-property-holding-llcs-ny-times/

May 2012-
1348 West Erie ,located on the entrance way to Lorain’s entertainment and business district ( also a bit of an oxymoron), has had a plethora of news articles, blog posts, discussions and yet today sits pretty much in the same condition as it was ( except this week the grass was cut and the window in the attic closed the door in the garage is still wide open !)but apparently some repairs were made in a couple of years of back and forthing – roof not being one of them

Oh! complaints were made for years- the Morning Journal used it as an example in their Point of Sale post – in 2014
http://www.morningjournal.com/general-news/20140620/lorain-house-sets-record-with-45750-escrow-requirement

realtors squabbled – this is why you will never sell another house in Lorain brigade -( Point of Sale) Well that didn’t stop the owners of 1348 West Erie – what is the point?????

Another bank dump from Fannie Mae and past the date of Point of Sale –
https://thatwoman.wordpress.com/2015/09/24/the-housing-tale-a-history-not-a-mystery-just-bank-business/

the point being they didn’t go through POS and a journey to the court room for the “housing court” – but that is only a misdemeanor .. cost of doing business?????? ( $110)


Sale Date: 2/3/2015
Sale Amount: $0.00
Conveyance: 2015090327
Grantor: FEDERAL NATIONAL MORTGAGE ASSOCIATION
Grantee: KAJA HOLDINGS 2 LLC

The Kaja journey continued in 2015 they spent a great deal of time wasting paper and man hours ( for which we the tax payer are footing the bill) in housing court

We had two different attorneys for Vision/ Kaja and the last attorney James White stated to me in August 8th of 2016

Several of the violations to the exterior have been repaired. The City’s required escrow to perform the repairs has been deposited with an escrow agent with repairs to follow.

Oh good something has happened at last thought I…… what happened was the property changed hands again to

Prosperity Investment Fund LLC – and on the 3/3/2017 it was back on the court docket now this becomes a little confusing because the auditors site has Kaja Holdings selling to Prosperity Investment Fund LLC – on 1/10/17 for the sum of $30,000 dollars– This LLC came into being 8/29/2016

The City of Lorain filed in Housing Court 03/03/2017 a charge that a certificate of Inspection was required and the defendant was Prosperity Investment Fund LLC and taxes are and were still owed
Delinquent Special Assessment: $952.02
Unpaid Taxes: $2,074.78
Full Tax Year: $5,327.83
Total Taxes Paid to Date: $0.00

But wait for it on the 15th of June 2017 we have another LLC coming into play 2/13/2017 FICC Realty Holdings LLC – and the property ( which still owes taxes ) being sold ? ( transferred) according to Auditors site just 4 days ago from this writing .

It seems we have another attorney in the line of attorneys…
CARMINE CAMINO
55 PUBLIC SQUARE, SUITE 2100
CLEVELAND,OH 44113

Effective Date: 02/13/2017 Attorney Camino was the registering agent for both PROSPERITY and FICC REALTY LLCs

So here I sit with a plethora of court dockets, inspection certificates, paperwork, news articles , trips to City Council – emails to Administration and attorney’s galore since the story broke in 2012 ( five years on) but the steps in this ongoing property saga are as broken as the one leading to 1348 West Erie Ave.

e

June 19, 2017 at 2:02 pm Leave a comment

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