Posts filed under ‘hell is other people’

Politics – Park- Reservation- and a Presidential Candidate


November 3rd will find the local election upon us- I will be glad when it is over! I suppose the “characters of change” will find something else to rail about subjecting us to their Neolithic form of debate .

I worry for this community, as to the bottom feeding blowhards that have surfaced through the muck and mire of politics. Although, I have to admit some of the you tube antics/ music( music??? may not be the proper description ) and sign placements did give a few chuckles. Pity the characters get in the way of a decent debate ! To be expected I guess, the form of debate around here seems to be of the name calling , concrete and windows type.
I was researching through my back hard drives this morning for something I had saved on what is now known as Veterans Park. You see the little park that has witnessed so much
and barely missed the “wrecking ball” back in 2005 due to “politics” has now been designated a Lorain County Historical Landmark Site .
That little park from whence this city was platted finally has its due!
public square
The respect for this little green space wasn’t always the case – her story can be found here

WoM Logo  by  Scott Baklar

WoM Logo by Scott Baklar

As I researched through those files, I came across a post from the now defunct WoM Blog.

ED NOTE: I am irritated as I look for items I know were recorded and researched on that old blog – no longer available

. But I did save some things. One such post was written by Scott Bakalar ( and myself) in February 2006, when the then Editor of the Morning Journal John Cole was trying his damnedest to bring senior citizen housing to the little park- he and his cohorts had also tried to give away acreage to the Shawnee and it is all to be found in that WoM post
wordofmouth cole

There is a lot of information in that document , not only about the little park, the wheeling and dealing of politics and a certain Mr. Terry Casey
craig foltinand friends
Mayor Foltin’s email to Terry Casey 2005

Re: John Cole, longtime editor of the local newspaper. “I feel he should be briefed early (even in the next week or two) with the understanding that we are in very early stages and he will be the first to know if anything happens and when it becomes public,” Foltin wrote Oct. 11 in an e-mail to Casey. “He can personally squash any nay-saying and ensure broad community support.” – PD 3/5/05

If nothing else works, the Eastern Shawnee could file an aggressive claim for far more land than they actually need for casinos, threatening the state with millions of dollars in reparations. Then, the tribe could drop the claim in exchange for approval to open casinos.

“So the Indian gaming just gives us a few other options,” says Foltin as casually as if he were discussing dinner plans.

You could almost call that blackmail. And you’d think Foltin would worry about losing his Republican allies. He’s not. “The sense that I’ve gotten is that they aren’t mad at me,” he says. “They understand why I have to do this.

ED NOTE: THEY are presumably Republican Foltin’s political party comrades in arms! I didn’t and never will understand why this community spent hundreds of thousands of dollars to try to become a “reservation” but apparently the politicians understood!

WoM Logo  by  Scott Baklar

WoM Logo by Scott Baklar

Starting off a firestorm of wheeling, dealing, controversy and spending of taxpayer’s money. The fact that National Capital One (in whose direction we were pointed) and Terry Casey, spokesperson for National Capital One who had a less than a sterling reputation was never mentioned in the editorial. In fact although Dayton, Cleveland newspapers carried the story of Casey’s “faux paux” I could never find mention of that fact in any of Cole’s Editorials. The fact that National Capital One has pleaded guilty to securities fraud has not had any mention in any editorial I have seen since. And oh yes! the very person to whom Cole’s ability to “squash” was touted was that same Terry Casey in the infamous e-mail from Mayor Foltin.

Now Mr. Casey whose past in my opinion was iffy certainly
casey, terry l – Columbus News Index

Mr. Casey was the executive director of the Franklin County Republican Party when he fell on his sword and took the blame for a system that laundered campaign contributions and went on to be investigated by two elections agencies.

went on to bigger and greater things –
he was appointed by {our} Ohio Governor Kasich ” For a self-described long-time Republican operative and self-starter like Terry L. Casey, who Gov. Kasich appointed soon after he was sworn-in to lead the state’s Employee Relations Board at a yearly salary of $66,997

caused some further issues


Mr. Casey’s filing on May 12, 2014 with the Ohio Ethics Commission lists sources of income that include The Ohio Republican Party, Summit County Republican Party, State of Ohio and Simon Tanger, developers behind the Delaware County outlet mall. Those familiar with Gov. Kasich and his brand of take-no-prisoners politics, understand exactly why he would hire public officials with prior conviction records like Matt Borges and Terry Casey. They’ll do the dirty work.

GOP consultant Terry Casey denies plotting with Kasich against Libertarian challenger

Hopefully, Gov. Kasich, who is running as a Republican for the President of the United States, looks into the history of his appointees a little closer- should he succeed! Mr. Casey , for one, cost this community a great deal of money and polarized a community – along with the politics and press of the day .

Let the political rhetoric begin a new for November 2016 – but I for one will be glad when Tuesday in Lorain has come and gone!!!!

Yes! the seething, rotting, writhing , distorted views of political pundits comes and goes but a little park survives– hopefully so will the voters sanity – although I must say some seem to have lost it already- their sanity that is ;)

Washinton ave park one

October 31, 2015 at 3:42 pm Leave a comment

Housing Court and You – Lorain- Continued


As promised, a continuation of Lorain’s Housing Court.

Let us first get some housekeeping out-of-the-way!

This was my third time attending the proceedings. It is punishment in and of itself having to sit in a stuffy, airless room with people coughing, hacking, sneezing and other odoriferous issues , stacked like sardines in a can. Word of advice don’t try fanning oneself you will get more than a fresh breeze

source Obit

source Obit

To be fair, those that haven’t got a seat are allowed to go and wait in one of the other courtrooms until their case is called . I think if Warren Finkel, the chief architect of Lorain City Hall, wasn’t already deceased he should be fined for poor design at the very least. Each time I have attended there has been a large number of people sometimes 90 people on the docket , hopefully I have just been unlucky.

The other issue, frustrating to all, including Magistrate Cook ,was the number of times the software went “walk about” or the computer glitched- 4 times by my reckoning in 2 hours.

Purely from the standpoint of an observer, and I may be under a misconception here,it looks to me as if the defendants who have an attorney present go first on the docket.

The people who have abated their issues seem to come next .I am pleased to say there were, on all three times I attended, a great many people who had abated their issues , the system seems to be working in that regard.

Apparently , abating issues does not save you from “Court Costs”. The mere fact the city had to go through the paperwork, sending out for inspections and going through the process( even if your violations were now abated) doesn’t save you from court costs. That is, unless the city has had their own issues- ( that happened more than once every one of those court dates- imho too frequently ) My first day in court August 12th had Magistrate Cook admonishing the Prosecutors office with ” sloppy work”.

NOTE: A word to the wise if you get a notice from the Building Dept with regard to violations , take care of them , let them know you will take care of them in writing – ( get that all important paper trail) . In case you end up in Housing Court

1. If you have abated your issues- according to the Prosecutor- you then sign the document electronically as does the Prosecutor and you go across the hall with your paperwork and pay the court costs

If you haven’t abated – you have three choices, Not Guilty as which time you are set either for a pre- trial or a bench trial and choose a date in the future ( this also gives you more time to abate your issues before your next appearance) NOTEI have been told every time this happens the Building Dept has to once again re inspect the property again and may be required to appoint an attorney for you ( the City of Lorain that is)

2. No Contest which means you didn’t admit guilt but then again you don’t disagree- This ends up with a fine and court costs -to be paid across the hall

3. Guilty– same as above- the highest amount fined was $250 plus costs

If there are circumstances in your life where there are problems with taking care of the issues – contact the Building Dept, explain the problems and put it writing with a projected date you will be able to adhere and after you have finished call for a re-inspection and get the paper work the violations were abated .

Keep that paper trail, mistakes can and have happened.

Don’t wait until you are summoned to court because you will face a probably 3 hour punishment of sitting in that claustrophobic courtroom and I am sure the Building Dept. employees don’t enjoy sitting there session after session either .

Magistrate Cook, is very personable and runs a fairly relaxed courtroom. I am not sure how I feel about that- one the one hand it did break the ordeal of having to sit there generally listening to procedure and helped with the tension. He is charming, concerned , empathetic, patient , has a sense of humour and usually deferring to the Prosecutor as to fines etc. A great deal of the defendants were less than knowledgable as to the process and it seemed he took that into consideration. Magistrate Cook certainly is not Judge Raymond Pianka

Source   Scott Shaw, The Plain Dealer

Source Scott Shaw, The Plain Dealer

Cleveland Housing Court Judge Raymond Pianka is ratcheting up the costs for absentee property owners who spread the damage from the foreclosure crisis. They will have to pay neighbors for economic losses caused by their neglect.

BUT on the other hand this chatty chat does somewhat cheapen the due process and personally I would like to have seen a less obliging courtroom in some of the cases I witnessed, but maybe that is just me who is used to the British Courtrooms where calling out compliments and chat at least on two occasions from those waiting would have been seen as disrespectful to the process of law.

Magistrate Cook, did make it quite clear YOU not your spouse has to attend court when summoned , unless of course you have an attorney speaking on your behalf – However, the two that did feel his wrath were not penalized due to their “names not being accurate on the paperwork “ in the first place!

My trip to the court on October 21st was due to the fact Kaja Holdings were up before the bench one more – Readers will remember Kaja Holdings
Kaja Holdings Lorain
However apparently their attorney Lei Jaing is no longer acting for them and a new attorney is in place therefore a continuance until December 9th, these properties have been in the hopper now for how many months- since the first of the year on some of them – ( the beginning of the process)

All was not lost because there were one or two people I recognized from previous blog posts on my mega landlords and their impact on our neighborhoods.
1st up Gustav Krause POS foreclosure
1621v E.36th Street- 1621 gustav

but we know Gustav Krause and his LLC -FGSK PROPERTIES LLC of old from the September 2012 post, before the death of George Schneider.

Gustav Krause looks to own 12 parcels and the tax bills are sent to a PO Box number 395 as well- along with property owners of David W Carter/ Red’s All American Recycling fame.

And I had my issues with Judge Mihok and leniency that same September 2012
George Schneider (Appeal)ing Properties- or where’s the judgement? Pity the system didn’t do something when they had the chance because we would be left with the mess we have now

Imagine my interest when another landlord – multi property owner and holder of “thatwoman blog fame” Jerrod Biebrick
Biebrick, owner of Patriot Property Management, said he owns about 80 rental properties in Lorain and has been buying building materials at the store for two or three years.
Landlording in Lorain is a big business ( Housing Choice Vouchers alone)

For instance according to Ms. Carter of the LMHA
“housing choice vouchers alone pump 1.4 MILLION A MONTH
into Lorain County but The City of Lorain gets 64% of that money EVERY MONTH or approximately $900,000.00 PER MONTH COMES INTO THE CITY OF LORAIN-!!!

and Mr. Biebrick apart from his 80 properties certainly has a plethora of LLC’s
Biebrick LLC
A quick check on just 4 of Biebrick’s many properties he owes on just those 4
over $23,000 dollars – I would hate to see what his tax bill is like on all 80 odd- I went through picking out randomly and every one had taxes owed that I checked – including the one for which he had to appear

4095 Laurel
Annual Real Estate Tax: $908.54
Current Special Assessments: $0.00
Delinquent Special Assessments : $0.00
Unpaid Taxes: $2,105.41
Full Year Tax(includes any unpaid taxes & special assessments): $3,196.89
Total Taxes Paid to Date: $0.00

4332 Laurel
Annual Real Estate Tax: $260.06
Current Special Assessments: $0.00
Delinquent Special Assessments : $412.14
Unpaid Taxes: $2,957.42
Full Year Tax(includes any unpaid taxes & special assessments): $3,737.32

Those names just keep cropping up and unlike most of the people who were homeowners, some having no clue how the process works these multi- property owners have appeared before and KNOW the system– the excuse of “didn’t know” and the “post office is at fault” excuse left one wondering what would have happened in Judge Pianka’s courtroom

Last up was a Mr. Dessie Cheers– he had sat there right from the beginning and seemed to have at least 5 separate issues on his properties and it seems he has more than building violations!

According to the Auditors site his property of 419, Kentucky , 1530 Fillmore, and 1538 Fillmore he owes a cumulative amount of $19,588.04 in unpaid property taxes, that is not the case on his “own home” – just saying- this court of public opinion finds this “IFFY”

419 Kentucky

419 Kentucky

Annual Real Estate Tax: $1,186.76
Current Special Assessments: $0.00
Delinquent Special Assessments : $1,137.02
Unpaid Taxes: $5,152.10
Full Year Tax(includes any unpaid taxes & special assessments): $7,785.61
Total Taxes Paid to Date: $0.00
1530 Fillmore
Annual Real Estate Tax: $1,223.06
Current Special Assessments: $306.00
Delinquent Special Assessments : $375.89
Unpaid Taxes: $4,037.42
Full Year Tax(includes any unpaid taxes & special assessments): $6,220.21
Total Taxes Paid to Date: $0.00

1538 Fillmore

1538 fillmores
Annual Real Estate Tax: $867.16
Current Special Assessments: $306.00
Delinquent Special Assessments : $993.91
Unpaid Taxes: $3,196.81
Full Year Tax(includes any unpaid taxes & special assessments): $5,582.11
Total Taxes Paid to Date: $0.00

Something very wrong here Lorain-

To Be Continued…………

October 22, 2015 at 4:08 pm 4 comments

The Dunce’s Cap- green, yellow, red – singling out the children


It has been many years since I watched my little 2nd grade daughter stand across the street , tears falling down her cheeks, holding her tummy as she lined up to go into Irving School.

Holding my hand up with total honesty, I hated the fact that every day of the week for months I had to turn my children over to the personality , thoughts and teaching ability of people who were comparative strangers. I breathed a sigh of relief when K- 12 was over and done with.

The reason my little girl was so upset was her 2nd grade teacher, a person who delighted apparently in sending a message to the class by “accidently” getting their hair caught in her bracelets among other pseudo teaching techniques such as pinching .
My little girl was petrified, although she hadn’t had her hair caught, the threat was there as it happened to her little friends. This fear manifested itself physically , tests ( and some gastric tests that were not pleasant for the child or her mother ) were done. Discussion with the pediatrician turned up the child’s fear. Obviously , I contacted other mothers and two of us went to the principal, who naturally supported the “bracelet /bangle woman” .

” Oh! don’t read too much into this , children exaggerate, get things wrong, after all they are only six and seven ….. I will talk to the teacher yada…. yada…. yada .”

Not to be fobbed off, and since it was still warm weather, I stood under the open window of the classroom to hear and see for myself the teaching of this “bangle batterer” . The children weren’t exaggerating . And I, therefore, dealt with the situation, but I can still see that little face on those horrific school mornings .

Now, of course, discussions with friends, who too, have little grandchildren (we grandmothers tend to chat about our perfect grandchildren) and this green- yellow -red “card” or “table” way of teaching . I suppose this is the latest version of the dunce cap

So placing pupils in Dunce’s corner could breach a pupil’s human rights, say councils. This has been used as a punishment in schools since Victorian times. But the original purpose behind ‘Dunces’ was to help pupil to learn better.

In the 13th century, a Franciscan monk and philosopher, John Duns Scotus, developed a ‘duns cap’ to be worn by children who needed something to help them focus. Detractors of Scotus made fun of the cap. Over time the ‘dunce’s cap’ came to be associated with ‘stupid’ children, and was eventually misunderstood and used to stigmatise and make fun of such children

OH! I know from whence I speak- 1st day of school – 4 years old -taken from my nice warm home environment to a large classroom with desks- children crying . I still remember, over a half a century later, being singled out, made to sit on a stool in the corner ( no cap) as an example of bad behavior because I couldn’t stop crying. Miss Waters ( probably dead by now) was forever burned into my brain and I felt the pain of stigma and shame for the first time. A cuddle of understanding would’ve worked wonders or even a tissue , a positive distraction may have done the trick- but sitting on a high, hard, uncomfortable stool as an example to others what they would suffer was not the way to get a 4 year old to stop crying. roxeth manor

end of caning

My elementary school of the day and the school governors did not frown upon corporal punishment. The Head Master strolled the playgrounds with his cane- and not to help him walk – it was his caning stick for little back sides and or hands – and for the girls- a leather slipper.

The end of caning and the slipper didn’t come into play in Britain until 1981

Evening Standard, London, 30 January 1981The last day of the cane — beaten at last

And it wasn’t just England where the teachers wrath could be felt- Canada – New Brunswick was my next “schooling” experience- there you were controlled with the strap for misbehaving – this was not banned until 2004!


The strap has also been used on minors in reformatories and in schools. The latter was particularly prevalent in Canada, applied to the student’s hand, until abolished in 2004, but there, in modern times at least, it was generally made of canvas/rubber rather than leather.

The other recommended teaching tool in Canada was the “shame basket” not having done anything worthy of the strap or paddle ( the paddle being given by the principal in the library) whereas the strap was dished out in the classroom.

Ah! Miss Green( also probably dead) you will live on in my memory- not for being a great teacher- but for that strap hitting my palms and the look on your face

No ! the shaming wastebasket stood next to the teacher’s desk. The wastebasket made of metal and quite large became the receptacle, not of papers and trash, but children who were thought less than perfect. You had to stand in the waste basket for the rest of the lesson – you are a “waste of space” lesson to be learned. I spent many an afternoon standing in the basket for “questioning” Miss Green.

And now same principle, different teaching tools, the green , yellow, red- Ok! I get it teachers need tools for behaviors – but who really sees the shaming of yellow and the punishment of red – the other little 5-6-7 year olds?

Are you telling me a professional who has obviously has been through the courses of “How to Teach” and has the diploma and student loans to prove their education- has to resort to shaming to get their point across? Ultimately, that is what it is shaming – whether it is a board with marked cards or tables at which the child has to sit for a predetermined length of time .

No More Green Light, Yellow Light, Red Light Behavior Management Plan!
The Safe Keeper System

I have tried the famous Red Light Classroom Management plan that is used in classrooms across America. (Every child begins each day on a green light. Certain behaviors and choices will change their light to yellow or red. Usually, yellow and red lights had consequences attached to them like loss of recess and so forth.) As a behavior management tool, it simply did not work in helping children learn to make better choices. It did succeed in providing consequences for misbehaving children – an important fact! But those same children kept “misbehaving.” It was not teaching them new skills.

There has to be a better way because if you are expecting “peer pressure” to work for you – I suggest you look at what is happening in this country – the more despicable the behavior the more people are “following” .

Bear in mind little ones in kindergarten, 1st , 2nd and even third grade don’t have agendas – they are trying to learn and they all learn at a different pace – they aren’t your enemy – they are in your care – little sponge like minds soaking in every day’s experiences- be careful what you do to that little person and the experiences you teach .

If you have a problem “call home”, email or send a note to the parent, stop categorizing these little ones – they need reading , writing and arithmetic, not being stigmatized.

The best teachers I had, were not of the punishing kind, they found my strengths and strengthened my weaknesses.

Thanks Miss Calder/ Mrs. McKay , Mr. Laidlaw and Mr. Lee because of you I Blog!!! Oh! yes, and I had Miss Green for Grammar – now all is explained !!!! Don’t get me started about “core math” being a product of the horrendous experimental “New Math in Canada ”

The name is commonly given to a set of teaching practices introduced in the U.S. shortly after the Sputnik crisis, in order to boost science education and mathematical skill in the population, so that the intellectual threat of Soviet engineers, reputedly highly skilled mathematicians, could be met.
Topics introduced in the New Math include modular arithmetic, algebraic inequalities, bases other than 10, matrices, symbolic logic, Boolean algebra, and abstract algebra These topics have been greatly de-emphasized or eliminated in US elementary schools and high schools curricula since the 1960s.

October 15, 2015 at 3:45 pm 10 comments

“Drop the Dead Donkey” are we still laughing?

Oscar Wilde, who opined in his 1889 essay The Decay of Lying that, “Life imitates Art far more than Art imitates Life! ( with the exception of Drop the Dead Donkey !!!

Since I am addicted to Acorn TV ,
I spend more time than would be thought healthy in front of the television, overdosing on English programming. I noticed one of the series was leaving the line-up. I hadn’t head of it , yet it had an 8 year run in the UK “Drop the Dead Donkey” – I have to wonder whether it was thought unsuitable for American viewing at the time , didn’t travel well in the 1990’s, – too close to the truth perhaps?

Drop the Dead Donkey is a situation comedy that first aired on Channel 4 in the United Kingdom between 1990 and 1998. It is set in the offices of “GlobeLink News”, a fictional TV news company. Recorded close to transmission, it made use of contemporary news events to give the programme a greater sense of realism. It was created by Andy Hamilton and Guy Jenkin. The series had an ensemble cast, making stars of Haydn Gwynne, Stephen Tompkinson and Neil Pearson.

The series began with the acquisition of GlobeLink by media mogul Sir Roysten Merchant, an allusion to either Robert Maxwell or Rupert Murdoch. Indeed, Andy Hamilton and Guy Jenkin note on their DVDs that it was fortunate for their libel lawyers that the two men shared the same initials. The series is mostly based on the ongoing battle between the staff of GlobeLink, led by editor George Dent, as they try to maintain the company as a serious news organisation, and Sir Roysten’s right-hand man Gus Hedges, trying to make the show more sensationalist and suppress stories that might harm Sir Roysten’s business empire.

dam dayresI started my viewing and yes, the show which started in 1990 was a bit dated. I found it fascinating to see Steven Tompkinson ( Father Clifford of Ballykiss Angel and ( DCI Banks) (PBS) as a very young actor portraying Damien Day the ambitious ,unethical reporter .
Yes, some of the comedy was a little forced and some of Tompkinson’s comedic timing a little off in these early episodes but my focus was of the “news events of the time”

Twenty five years ago – the subject matter topical of its day – of course a lot of the news that was happening at the time I recalled, as I went down through media memory lane.
The Invasion of Kuwait in 1990
we nervously watched our nightly news CNN and Peter Arnett giving us the night camera action and reporting controversy


His {Peter Arnett} reports on civilian damage caused by the bombing were not received well by the coalition war administration, who by their constant use of terms like “smart bombs” and “surgical precision” had tried to project an image that civilian casualties would be at a minimum. White House sources would later state that Arnett was being used as a tool for Iraqi disinformation and CNN received a letter from 34 Members of the United States Congress accusing Arnett of “unpatriotic journalism”.

Who would have thought that 25 years later we would still be embroiled in the middle east mess and the area would still be on our nightly news feed. .

Terrorism and the response of the media???? – Oh yes! that is still happening

The made up stories by the “top reporter/ anchor “??? – Yes! that too still happens

The first fiction you’re probably familiar with. Last winter, Williams was caught for having repeated a tall tale about his experiences embedded with U.S. troops on a helicopter in the 2003 Iraq War. NBC removed him from the newscast and conducted an internal investigation; according to the announcement, the network found other (unspecified) examples of Williams’ “inaccurate statements,” most of them not on NBC News but “on late-night programs and during public appearances.”

and not just in America
pet williams

The talking heads of news delivery 1990

yes they are still with us they have become the satire


Charles and Camilla and his wanting to be a tampon

source not found

source not found

The tape’s notoriety was due to Prince Charles’s wistful remark that he’d like to be Camilla’s ”tampon”, to which she replied: ”You are a complete idiot … Oh, what a wonderful idea.”
Follow us: @smh on Twitter | sydneymorningherald on Facebook

as his conversations were hacked???? –

Oh yes…. a recent happening again

Did the News of the World scandal have its unsavoury beginnings in Camillagate, the phone-tapping ”scoop” that scandalised the royal family 18 years ago?

The Clintons, and what jobs they would be give? How Hillary wanted to run Washington and had her heart set on the Presidency ( not a lot has changed there the ;) A Bush Presidency??? It seems we are still in that familiar loop; older faces and now the brother faces.

Source   Wikipedia

Source Wikipedia

Mega millionaires like the disgraced Robert Maxwell and his hat in the political media and of course Rupert Murdoch oh yes! he and another mega millionaire still frothing at the mouth connection
The relatively low-key Murdoch has long been turned off by Trump’s braggadocio. Photo: Reuters
Read more:

However, just today we find the headline News on BBC and the Media Mogul Rupert Murdoch” holding forth on Twitter ( twitter = twits)

Media mogul Rupert Murdoch has sent a tweet suggesting President Barack Obama is not a “real black president”.

 (Official White House Photo by Pete Souza)

(Official White House Photo by Pete Souza)

In tweets praising Republican candidate Ben Carson, Mr Murdoch wrote: “Ben and Candy Carson terrific. What about a real black President who can properly address the racial divide?”

One thing though, Gus- a wanna be gobbledygook Americanized salacious Chief Executive – making all the right political noises and over the top political correctness- – not much has changed in those 25 years either”

The unctuous Chief Executive of the company, and yes-man to Sir Roysten Merchant and an unwavering supporter of then Conservative Prime Minister John Major. A management stereotype, complete with clichés and clumsy metaphors, he swiftly transforms GlobeLink from a serious news network to a ratings-chasing tabloid channel

Ironically in a couple of shots in the 1990-1 series Gus had a above his desk in his office a photo of the twin towers. As I looked at that scene, who could have known those towers would 11 years later become a symbol of terror ……

Not much has changed it seems in the topical comedic world of our news and who gets the last laugh????

by Chris Ritchey

by Chris Ritchey

October 8, 2015 at 1:36 pm Leave a comment

The Housing Tale- a history- not a mystery- just bank business

meter oh boy

My phone rang this morning from US Bank NA They have written twice to Charleston Village Society thinking we were a Home Owners Association.

USB they were following up on 1721 W 12th Street

According to the Lorain County Auditor’s Site this property transferred to them under Sheriff’s Deed January 5th 2015

Transfer History – 2015000025
Sale Date Sale Amount Conveyance/Exempt Number of Parcels
1/5/2015 $22,000 2015000025 1
Parcel Grantor Grantee

red flag
Not a problem there but the red flag went up once more because I had received a letter before ,from this bank, thinking we were a Homeowners Association for 329 Hamilton ah yes 329 Hamilton.

The other property mentioned as being under Vision Property Management AKA Kaja Holdings II ( of the many roman numerals association with Kaja ) and
RVFM II SERIES LLC ( most worrying all these roman numeral LLCs)-

This property was also a Sheriff’s Deed and according to the Auditors site was purchased back for $40,000 – and in my humble opinion was another bank dump for $4,355 WITHOUT POINT OF SALE – The obligatory hand-written sign RENT TO BUY went up AND YES THERE ARE PEOPLE NOW LIVING THERE !

Sale Date Sale Amount Conveyance/Exempt Number of Parcels
11/17/2014 $4,355 2014005153 1
Parcel Grantor Grantee

This property was coming up before Lorain’s Housing Court for No Certificate of Inspection ( aka POS) – outcome ?????????

When the US BANK NA phoned this morning – September 24th- I stated the property at 1721 W 12th was NOT in Charleston Village Society’s area and said:

“Are you selling this property on?”

I really can’t say I am just clearing any paperwork with the property

Oh well before you do “sell on” or transfer to a Property Management company for a percentage of the properties worth you should be aware there is a Certificate of Inspection requirement in Lorain- since January 1st 2014- Your bank neglected to follow through on that aspect for your property at 329 Hamilton . You might want to red flag your properties in Lorain as needing a Certificate of Inspection.

USB- Oh I will make a note of it

red flag
And Lorain might want to flag their properties, as every Lorain property that I clicked upon of the 116 owned by US Bank NA went back to them under Sheriffs Deed-

Granted it was a random search but what are the odds the majority of those properties are similar Sheriffs Deeds? Even the $100,000 5098 AVON BELDEN RD NORTH RIDGEVILLE OH 44039.

Elyria, you might want to check there are a plethora in your community – Hopefully they won’t be dumped – I can tell you from years of experience those type of sales do not “help ” the worth of housing stock in the neighborhood…..

The banks have been bailed out once for poor business practices “Banking and Sub Prime 2008- . I, for one, do not want to keep suffering for their poor mortgage decisions . Hopefully US Bank NA gets the message that they have to follow the laws of Lorain! Any Bets????

red flag
US Banksc

September 24, 2015 at 3:33 pm Leave a comment

The Follow-up – A tale of Two houses City Council Lorain(e)

Wurmser for lease rs 091015
Fulton Road 02 rs 091015

September 14th the Lorain City Council Public Meeting on Point of Sale.
as mentioned in the Morning Journal Newspaper. (
Council Chambers held more than the usual few – Invited participants included members of Lorain County Government and Magistrate Cook , in whose courtroom I had found myself ( trying to hear) on August 12th and September 9th. I won’t go into detail you can find coverage here

judy nedwicksnodgrass

AND JUDICIAL HAS TO BE JUDICIOUS ON THE BACK END. THESE ISSUES ARE NOT JUST LORAIN ISSUES!!! These out-of-state / county holding companies are not choosy where they feed.


When I attended the Housing Court on Sept 9th I met a family – The Shaffers- whom, to my mind, have become the faces of unscrupulous out of state Holding and Property LLC Companies .

The Shaffers, are in sort of a legal limbo when it came to having their say in Housing Court- Before the bench those days were the LLC Kaja Holdings 2 in all their Vision Properties glory who were the “defendants” along with their attorney Jaing, Lei- ( Lei Jaing) who got to plead their case –jaing lei

Unfortunately the Shaffers , although they believed themselves to be the owners 4132 Fulton ( since they were the purchasers of the home – under the Lease to Own agreement) – had no say in the courtroom and therefore were dismissed from the courtroom by Magistrate Cook, in all likelihood as they were not on the paperwork given by the city. They were considered tenants.

The Shaffers , thanks to City Council Committee on the Enforcement of Point of Sale and Councilman Dan Given, did get their say! The media also have given them coverage

The Shaffers produced a receipt given to them ( see Chronicle article ) showing they had paid $350.00 to Vision Properties ( aka Kaja Holdings) for what they were led to believe was for a City of Lorain inspection for POS/ plumbing/ electrical. NOTE: the actual inspection by the City of Lorain is $100.00 and the city did not inspect this home.
Two things come to my mind-

Had the Shaffers ( who had brought the documentation to court been allowed to speak- Kaja Holdings/ Vision Properties may have had to answer some very interesting questions from the Magistrate if not the city prosecutor/ Building and Housing Dept.
ONE: For instance in all of the properties purchased by Kaja Holdings, RVFM , Vision Property Management
etc. after Lorain’s Point of Sale

How many times, since a number of them have been cited for non compliance Certificate of Inspection (POS), took money for such a supposed inspection from the people ( Leasing to Own)? Obviously they did it once and made money – were there others so duped?

And number TWO-

To this layperson’s thinking does this not constitute fraud? Using an ordinance to take money from people, not following that ordinance, and charging three times as much for the compliance of the ordinance that never was- and if the City of Lorain’s inspectors weren’t the person with the clipboard who was? How many times has this – in my opinion -fraud happened . Is not the City of Lorain an injured party in all this? Will we prosecute?

The Shaffers, are still in a mess but hopefully now someone has listened they will be helped and the City of Lorain has garnered some interesting information.
Unfortunately, a quick drive around my neighborhood shows another Property Company from Columbia South Carolina and Fannie Mae up to their old habits . 917 9th Street– There are the rent to own signs everywhere on this house –

Now you know if my discharging “donspout” was cited in February and given 6 days to be fixed

then this house on 9th NEVER could have passed a point of sale inspection !

The house sold and transferred July 27th 2015– Another “sale by Fannie Mae ” ( Federal National Mortgage ) before POS- BUT HARBOUR PORTFOLIO VII LP ( NOTE the NUMBER VII)sold it on for 1,500 dollars – probably after renting it out for a couple of years

917 9thres

I wonder if Clotilde Ann Eaker – SOUTH KOREA knew about Point of Sale ??
This Harbour Portfolio VII is also tied up with
Address: 4350 ST ANDREWS RD, COLUMBIA, SC 29210
Harbour Portfoliores
And it is their signs all over the 9th street property
They too have a couple of homes in Lorain on their site

OH and Vision Property Management they have added a couple since the last time I checked
Interesting : 1144 Washington ( AKA Kaja Properties) has been in Housing court with numerous violations –
614 W 21st Street
Tax Bill Mailed to: DEUTSCHE BANK
Then there is
1837 E 36th Street

Owner Name
Tax Bill Mailed to: DEUTSCHE BANK

Notice anything the addresses are all the same ( Deutsche Bank) –
they have been known to transfer to Kaja , Vision, and whomever. in this sordid property tale.

Oh! dear me and yes you can still purchase 1348 West Erie
Wurmser for lease rs 091015

Our new group of LLCs. LP Numbers ONE through apparent infinity is “Harbour Portfolio “ and their source of supply Fannie Mae aka Federal National Mortgage

This is not new to North East Ohio and Harbour Portfolio V11 of them was with their source Fannie Mae ( Federal National Mortgage ) the FEDERALLY backed mortgage company

fannie mae

Good old Fannie, she has been busy with Harbour Portfolio and all its numbers
Portfolio Harboures

There were 27 listed – Lorain- Elyria some after Lorain’s Point of Sale and every single one of the came from Federal National Mortgage – dumped on US( in my humble opinion).

We are not alone in this bank dump behaviours- Fannie has been “fannying” around with property and old neighborhoods in Cleveland as well
Predatory Carpet Baggers
the focus of an article in 2012 Cleveland

Fannie Mae, the government sanctioned lender of last resort, panders to predatory flippers by dumping zombie properties for chump change, writes Christopher Evans

What sets 3868 apart is the prior owner: Fannie Mae, that government-sanctioned lender of last resort, is back in the business of selling foreclosed zombie properties to predatory carpetbaggers.

Harbour Portfolio bought the property for $4,304 last February from Fannie Mae, according to the Auditor’s Office.

Fannie Mae did not disclose that the property had been condemned, Brancatelli says. Not that Harbour Portfolio would care, he adds. “They’ll find some buyer who’ll put lipstick on the pig and rent it out.”

The condemnation notice? “They’ll buy a key at Home Depot that’ll turn the water back on,” Brancatelli says.

………It also notes that Building and Housing has prepared 22 criminal charges against Fannie Mae for not obtaining certificates of disclosure on properties before they were transferred. An additional 38 charges are in the works, the email adds.

Not much changed then.

Where are the Feds when you need them? Oh that is right they back Fannie Mae.

September 17, 2015 at 10:48 pm 3 comments

The HOUSING Court- and YOU! Lorain Part One

2th and Hamiton

I have, for more years than I care to remember, bitched and moaned about the deteriorating homes and neighborhoods in this, Lorain’s oldest neighborhoods.
Beautiful large family homes , homes built for the entrepreneurs of Lorain’s past becoming cut up transient housing , bastardized by owners for more income.

I have written about the banks and what I consider to be bank dumps adding to the loss of value to the surrounding properties.
I have written about Point of Sale which came into being January 1st 2014.It was and is a program for which, I believe, will help other Lorain neighborhoods from falling into the desperate housing situation this old neighborhood faces every day.

Point of Sale “should’ve been ” about protecting the buyer of a home, making sure the home was safe for a family –

helping stabilize neighborhoods from frankly, becoming what we in “old Lorain have to deal with – rotting homes used and abused , sold on until they have to be torn down! BUT THERE HAS TO BE SOME ACCOUNTABILITY ON THE JUDICIAL END !
1223 W 6th
When Point of Sale is followed correctly the city benefits, the seller knows they are selling a home that is worthy and the buyer knows the home meets codes- no surprises!

I have written about the legacy left to Lorain by multi- property owners that are now deceased, literally hundreds of properties that were and are a disgrace now on the chopping block to be razed at taxpayers expense.
138 col

The theory of Point of Sale was, according to at least one newspaper account, The Chronicle

” Sales would be blocked until repairs are made and failure to make repairs could result in first-degree misdemeanor convictions and up to six months imprisonment, a $1,000 fine or both.”

That in fact is NOT what is happening when Point of Sale is not followed – Sales are NOT being blocked – those that do not go through Point of Sale have not had any of their “sales” blocked – they happen and the process is retroactive.

Should these home not go through Point of Sale the last step is Lorain’s Housing Court ! How many I wonder will be receiving the up to $1,000 fine and/or a possible 6 months in jail?

I attended two housing courts in a month- August 12th and September 9th to say I was, as a lay person, less than impressed with the system is an understatement. I will deal with the over all impression in Part two.

My concern in this post is the example of at least one group of holding, property companies that seemingly play the system and apparently “non- accountability”

1348 West Erie 2012

In the above post linked, you will see the Poster Child of Point of Sale and the cry by those in opposition to Point of Sale NO ONE WILL BUY THIS HOME BECAUSE THERE IS A RECORD AMOUNT ESCROW REQUIREMENT $45,750.00
HA!the house sat there owned by Fannie Mae until it transferred quietly to Kaja Holdings LLC .

You will see in that self- same post Kaja Holdings is part and parcel of a number of other LLC’s coming under an umbrella of Vision Properties .

Kaja Holdings LLC in and of itself has these properties listed on the Lorain County Auditors Site
Kaja Holdings Lorain

Of those properties ( which includes vacant land) 9 homes were purchased AFTER POINT OF SALE January 1st 2014. How many of those actually went through Point of Sale??? Certainly NOT our Poster Child House, 1348 West Erie.

After I wrote that post , on August 5th I noticed that one homeowner in Lorain was cited for his outdoor showroom. He was found guilty and the terrible punishment after 4 YEARS of citations and a plethora of lawnmowers $150.00 and court costs.

3200 Jaeger Road 01

That fact sent me finally to the last bastion of defense citizens have in this Inspection/ Citation/Court process. Lorain’s Housing Court!

The buck apparently stops with Judge Christopher Cook, of Lorain’s Housing Court .
Judge Cook is internationally known ( well at least in the UK) as to having his gavel stolen

The City of Lorain relies upon our Law Dept. to prosecute ( the two days I went, the Prosecutor was Joe La Veck ) the Lorain Building Dept. acts for the city ; for the most part defendants act for themselves. Groups and banks tend to have attorneys who go first on the docket – so it seemed to me anyway.

I initially went to the court on August 12th to watch the process and I will write about the “process of the court” in a follow-up post .

In the meantime on August 12th 2015 who was up front and center – Kaja Holdings 2

This is the list from Public Records from the Court. Court Docket and Violations :
kaja Aug12
Kaja a 2

Those discerning readers will see that of the 9 homes in Lorain owned by Kaja Holdings ( please note there is a back story to 4132 Fulton)

Source Auditors site

Source Auditors site

SIX of those properties listed as belonging to Kaja Holdings 2 on the County Auditors site were before the Judge on August 12th 2015 And of that same list of properties owned were purchased AFTER Point of Sale January 1st 2014.

1739 W. 19t – seller to Kaja Federal National Mortgage 11/12/2014
1348 West Erie- seller to Kaja Federal National Mortgage 2/3/15
2027 E 31st St – seller to Kaja – Deutsche Bank 9/30/14
4132 Fulton – seller to Kaja Federal National Mortgage-1/22/14
1719 Hamilton- seller to Kaja – Federal National Mortgage 11/12/14
700 W 17th- seller Bank NY Mellon Trust – 3/23/2015

SURPRISE! SURPRISE who sold these properties to Kaja Holdings OH YES!!! the BANKS!!!!!

I have yet to have confirmed if some of them received a Certificate of Inspection going through Point of Sale.

Although the Poster Child of Point of Sale was confirmed as not having gone through Point of Sale as well as 329 Hamilton Avenue( from yet another bank and a rent to own sign) which also shares the same address as Kaja Holdings/ Vision Properties – in fact they have any number of LLC’s and I just scratched the surface

Yes! that is correct another LLC using the same address as the purchaser of 1348 West Erie Address: RVFM 11 SERIES LLC

Two of Kaja Holdings properties ( August 12th) were lacking a Certificate of Inspection
purchased or transferred by those pesky banks – after Point of Sale
1719- Hamilton– (sold for ZERO dollars according to the Auditors site)

and 2027 E 31st Street.( sold for $6,450)
City  of Lorain
How do I know Kaja Holdings is Vision Properties because the court docket from another trial to be judged by Judge Chris Cook tells me so .

Unfortunately, for one family I met in court on September 9th they had taken Kaja Holdings up on their offer as seen in an advertising sign put on the grass at 4132 Fulton – Lorain – This home was also one of those Fannie Mae ( Federal National Mortgage) transfers for Zero dollars.

You know the Rent to Own / Land Contract deals – 500 down and so much a month
Kaja lease to own

they can be found on the net easy enough

In the POS ordinance found here

it states :

Apparently a fact lost on the Shaffers who thought they were purchasing this home. The home had various violations cited before the court on August 12th

4132 Fulton – seller to Kaja Holding 2 Federal National Mortgage-1/22/14

( court complaint August 12th 2015)
307.1 accumulation of rubbish
302.7 Accessory structures
302.9 defacement of property
304.7 Roofs and drainage
304.13 window skylight and door frames

It was extremely difficult to hear either the attorney for Kaja Holdings,Jaing, Lei or Judge Cook on August 12th. In fact I was unable to hear the outcome of any of the properties brought forward from the previous month by Judge Cook.

As of writing, I have not had a reply to my query as the outcomes, but from what I was able to hear no one was found GUILTY from that grouping represented by Jaing, Lei .

Judge Cook – August 12th court– did raise his voice somewhat at one chap who was there for another of Kaja Holdings properties – about putting out a Bench warrant for the CEO of Kaja – can’t say what happened there either – he was given another month. What I can say is he wasn’t there on September 9th – Maybe that property was then being represented by Jaing, Lei- I couldn’t tell you.

jaing lei
From what I could gather that day of August 12th the attorney Jaing, Lei was given another court date of September 9th to remedy and or update the situation.

Back to 4132 Fulton and the Shaffers

PLEASE NOTE Attorney Jiang, Lei was representing KAJA HOLDINGS and in fact was still representing KAJA HOLDINGS ON SEPTEMBER 9TH.. for 4132 Fulton . The Shaffers ( whose water and garbage were cut off) are going through an eviction process – and it will be in JUDGE COOKS COURT -2015CVG01790 CASE IS SET FOR A F.E.D. HEARING ON Sep 14 2015 1:00PM IN FRONT OF COOK, D CHRIS !
Fulton Road 02 rs 091015
It seems “now” that Kaja Holdings now, has decided to evict the Shaffer family from 4132 Fulton-

You will see in this court docket Judge Cook the plaintiff is VISION PROPERTIES for 4132 Fulton NOT KAJA Holdings although the address is the same – Two courts- two different companies, same address and same attorney and the same Judge.


Can you say bring on the IFFY METER

On September 9th Attorney Jaing, Lei and presumably the contractor for Kaja Holdings were in front of the Judge AGAIN THE CONVERSATION WAS INAUDIBLE but it sounded as though the case for 4132 Fulton was “Dismissed “

No surely not – but as I have no confirmation from the Law Dept as to what happened at the time of publication I am left in the dark!
I did hear 1323 Lexington had nothing done (Kaja Holdings) – again I could not hear the outcome –

The “approach the bench” style of judgement was not conducive to this taxpayer’s ears and since no follow-up from the Law Dept as to out come – I am at a loss as to give any conclusions , apart from the Attorney Jaing, Lei getting a further month October 21st on a property on Hamilton could that be 1719 Hamilton – the one that is cited for No Certificate of Inspection
1719 H
How can there be a continuance from August 12 to October 21st – the penalty for non compliance is pretty clear ?


And drum roll please our poster house 1348 West Erie , you know the one with the $45,750 needed for escrow and NO CERTIFICATE OF INSPECTION – well we will deal with that little matter on OCTOBER 21ST…….
This is the photo of the Historic Poster House of 1348 West Erie as of September 10th a day after another continuance By Judge Cook… YES! that is a Lease to Own sign from Kaja Holdings and another family enabled to live in Lorain by the lack of “JUDGEMENT!!!!
Wurmser for lease rs 091015
I am not holding my breath for that ( up to a) $1,000 fine at this rate…….
Kaja lease to own

Maybe we had better find a stronger “gavel”

To Be continued

September 11, 2015 at 1:39 pm 3 comments

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